Bank Top, Todmorden, OL14 6LP

People

Gender

In the UK, the overall gender distribution is approximately 49% male and 51% female. However, the area surrounding OL14 6LP has a female population much higher than UK average, with 57.4% of the population being female. Several factors can contribute to this. Women generally live longer than men, resulting in a higher proportion of women in neighborhoods with significant elderly populations. Typically, as people grow older, they tend to relocate from city center addresses to suburban areas, smaller towns, and rural locations. Consequently, these areas often have a higher number of females. A higher female population can also be found in areas with industries that employ more women, such as healthcare, education, and retail.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Female	56.2%	57.4%	1.2%	51.0%	6.4%
Male	43.8%	42.6%	-1.2%	49.0%	-6.4%

Partnership Status

Across the UK, the average relationship status breakdown is roughly 44% married, 38% single, 9% divorced, 6% widowed, and 2% separated.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Single	34.6%	40.2%	5.6%	37.9%	2.3%
Married: Opposite sex	32.4%	25.9%	-6.5%	44.2%	-18.3%
Married: Same sex	0.6%	1.1%	0.5%	0.3%	0.8%
Civil partnership: Same sex	0%	1.1%	1.1%	0.1%	1.0%
Separated	3.9%	2.9%	-1.0%	2.2%	0.7%
Divorced	11.3%	14.1%	2.8%	9.1%	5.0%
Widowed	17.2%	14.7%	-2.5%	6.1%	8.6%

Health

Across the UK, the average 48.4% rated their health as Very Good, 33.6% as Good, 12.7% as Fair, 4% as Bad, and 1.2% as Very Bad.

Population age significantly impacts residents' health. Additionally, socioeconomic status plays a crucial role: higher income levels and lower poverty rates are linked to better health outcomes. Affluent areas benefit from higher living standards, access to private healthcare, and healthier lifestyle choices.

This area has a lower percentage of residents reporting their health as Good or Very Good (69.5%) compared to the average (82%). This typically indicates either an older population or social deprivation in the area.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Very good health	40.9%	42.1%	1.2%	48.4%	-6.3%
Good health	34.5%	27.4%	-7.1%	33.6%	-6.2%
Fair health	17.5%	11.6%	-5.9%	12.7%	-1.1%
Bad health	4.9%	11.6%	6.7%	4.0%	7.6%
Very bad health	2.2%	7.4%	5.2%	1.2%	6.2%

Education and Qualifications

During the 2021 census, the educational qualifications of residents across the UK were as follows: 18.2% had no qualifications, 9.6% had 1-4 GCSEs, 13.4% had 5 or more GCSEs and 1-2 A/AS Levels, 16.9% had 2 or more A Levels, 33.8% held a degree (or equivalent), and 5.4% had completed an apprenticeship.

This area stands out for its high percentage of residents with higher education degree or similar. The UK average is 33.8%, while in this area it is 50.1%.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
No qualifications	22.8%	19.5%	-3.3%	18.2%	1.3%
1-4 GCSEs or Equivalent	7.6%	3.2%	-4.4%	9.6%	-6.4%
5 or more GCSEs, an A-Level or 1-2 AS Levels	10.1%	6.6%	-3.5%	13.4%	-6.8%
Apprenticeship	4.2%	3.2%	-1.0%	5.3%	-2.1%
HNC, HND or 2+ A Levels	11%	14%	3.0%	16.9%	-2.9%
Degree or Similar	38.9%	50.1%	11.2%	33.8%	16.3%
Other	5.4%	3.4%	-2.0%	2.8%	0.6%

Culture

Ethnic Group

In this area, the population is predominantly white, with 96.3% identifying as such, significantly higher than the UK average of 81.4%. This indicates a lower level of ethnic diversity compared to the broader UK population.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Chinese	0%	0.5%	0.5%	0.7%	-0.2%
Pakistani	2.2%	0.3%	-1.9%	2.7%	-2.4%
Other Asian	0.7%	0.3%	-0.4%	1.6%	-1.3%
Mixed White and Asian	0%	1.3%	1.3%	0.8%	0.5%
Mixed White and African	0.5%	0%	-0.5%	0.4%	-0.4%
Mixed Other	0%	1.1%	1.1%	0.8%	0.3%
White	96.1%	96.3%	0.2%	81.4%	14.9%
Gypsy or Irish Traveller	0.2%	0.3%	0.1%	0.1%	0.2%
Other	0.2%	0%	-0.2%	1.6%	-1.6%

Country of Birth

In this area, 94.2% of the population were born in the United Kingdom, which is higher than the UK average of 83.2%.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
United Kingdom	94.2%	94.2%	0.0%	83.2%	11.0%
European Union	2.7%	2.9%	0.2%	6.1%	-3.2%
Rest of Europe	0.2%	1.1%	0.9%	0.8%	0.3%
Africa	0.2%	0%	-0.2%	2.7%	-2.7%
Middle East and Asia	2.4%	1.6%	-0.8%	5.6%	-4.0%
The Americas and the Caribbean	0.2%	0.3%	0.1%	1.3%	-1.0%

Length of Residence

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Born in the UK	93.9%	93.9%	0.0%	83.2%	10.7%
10+ Years	1.2%	3.7%	2.5%	9.8%	-6.1%
5-10 Years	1%	1.8%	0.8%	2.9%	-1.1%
2-5 Years	1%	0.3%	-0.7%	2.2%	-1.9%
Less than 2 years	2.9%	0.3%	-2.6%	1.9%	-1.6%

Passport Held

	2021	UK Average	postcode vs UK (pp)
United Kingdom	73.7%	76.7%	-3.0%
Ireland	0.5%	0.6%	-0.1%
Portugal	0.5%	0.5%	0.0%
Poland	0.3%	1.3%	-1.0%
Other EU countries	2.4%	1.5%	0.9%
Eastern Asia	0.3%	0.3%	0.0%
Southern Asia	0.3%	1.2%	-0.9%
North America and the Caribbean	0.3%	0.3%	0.0%
No passport held	21.8%	13.5%	8.3%

Religion

	2021	UK Average	postcode vs UK (pp)
No religion	53.4%	37.2%	16.2%
Christian	39.5%	46.2%	-6.7%
Buddhist	1.6%	0.5%	1.1%
Hindu	0.3%	1.7%	-1.4%
Muslim	0.3%	6.5%	-6.2%
Other religion	1.1%	0.6%	0.5%
Not answered	3.9%	6.0%	-2.1%

Safety

Is Bank Top Street dangerous?

Over the last 12 months, the overall crime rate around Bank Top was 381.1 per 1,000 residents, which is 247.8% higher than the Todmorden average. The most reported crime type was Shoplifting.

Bank Top has the 3rd highest crime rate of 31 local areas in Todmorden and the 29th highest crime rate of 685 local areas in Calderdale .

Violent and sexual offences accounted for around 124.3 crimes per 1,000 residents and have been falling year on year. Over the last decade, overall crime has risen by about 20.4%.

🔎 See full breakdown of local crime, hotspots & trends

Affluence

Household Income

Households in this area have a lower level of wealth compared to the average household in England and Wales. 88% of analyzed areas in England and Wales have higher average household annual income than this area.

Average Household Income
£34,300

Income Rank
2/10

Household Income in OL14 6LP, Local Authority and Region

Deprivation

Index of Multiple Deprivation (IMD) - 9/10 (very high )
Indices of multiple deprivation (IMD) is used to classify the relative deprivation (a measure of poverty) of the area. It considers the following domains:
Income Deprivation Domain - 8/10 (high )
The Income Deprivation Domain measures the percentage of people in the population who are experiencing poverty due to having a low income. It includes both those who are unemployed and those who are employed but earn very little (and who satisfy the respective means tests).
Employment Deprivation Domain - 9/10 (very high )
The Employment Deprivation Domain measures the proportion of the working-age population in an area involuntarily excluded from the labour market. This includes people who would like to work but are unable to do so due to unemployment, sickness or disability, or caring responsibilities.
Education, Skills and Training Domain - 6/10 (average )
The Education, Skills, and Training Deprivation Domain measures the lack of education and skills in a local area. It has two parts: one for children and young people, and one for adults. The part for children and young people looks at their school achievements ('flow'), while the part for adults looks at the number of adults without qualifications ('stock').
Health Deprivation and Disability Domain - 9/10 (very high )
The Health Deprivation and Disability Domain measures the risk of early death and poor quality of life due to bad physical or mental health. It looks at illness, disability, and early death, but not at behaviors or environments that might affect future health.
Crime Domain - 10/10 (very high )
The Crime Domain measures the risk of people and property being victims of crime in a local area.
Barriers to Housing and Services Domain - 1/10 (very low )
The Barriers to Housing and Services Domain measures how easy or hard it is to access housing and local services. It has two parts: one looks at how close local services are, and the other looks at issues like how affordable housing is.
Living Environment Deprivation Domain - 10/10 (very high )
The Living Environment Deprivation Domain measures the quality of the local environment. It has two parts: the "indoors" part looks at housing quality, and the "outdoors" part looks at air quality and road traffic accidents.
Income Deprivation Affecting Children Index (IDACI) - 8/10 (high )
The Income Deprivation Affecting Children Index (IDACI) measures how many children aged 0 to 15 live in low-income families. It is part of the Income Deprivation Domain, which looks at how many people in an area have low incomes. This includes both those who are unemployed and those who work but earn very little (and who satisfy the respective means tests).
Income Deprivation Affecting Older People Index (IDAOPI) - 6/10 (average )
The Income Deprivation Affecting Older People Index (IDAOPI) measures the percentage of people aged 60 or older who have low income. It is part of the Income Deprivation Domain, which looks at how many people in an area have low income, including both unemployed people and those with low-paying jobs (and who satisfy the respective means tests).

Property Prices

Average property prices on Bank Top are based on 3 property sales since the beginning of 1995. Estimated property prices are calculated by adjusting the last sale price by current House Price Index for Calderdale.
StreetScan downloads house price data directly from the HM Land Registry and uses it to create these statistics.

House Prices for Bank Top, Todmorden, OL14 6LP

Estimated Average Property Prices for OL14 6LP

Average Price
£276,450

Semi-Detached
£319,598

Terraced
£191,772

Detached
£317,978

Flats/Maisonettes
no sales

Other
no sales

Estimated Average Property Prices for Bank Top

Average Price
£282,812

Semi-Detached
£329,165

Terraced
£196,441

Detached
£322,828

Flats/Maisonettes
no sales

Other
no sales

Property Prices Comparison

Latest Property Sales on Bank TopStreet

Address	Sale Price	Sale Date	Price Estimate 2025
Bank Top Cottage 5 Bank Top, Todmorden, West Yorkshire Detached, an established residential building	£194,000	2011-05-13	£322,828
Penn House Bank Top, Todmorden, West Yorkshire Terraced, an established residential building	£123,000	2006-08-25	£196,441
Penn Craig Bank Top, Todmorden, West Yorkshire Semi-Detached, an established residential building	£87,000	2001-08-14	£329,165

View All Property Sales and Other Statistics for OL14 6LP

Employment

OL14 6LP area has a high level of entrepreneurship. Only 22% of streets have higher percent of entrepreneur residents. 12% of population in this area is self-employed, while the average in the UK is 9.7%. High number of entrepreneurs usually leads to relatively high economic growth, higher paid jobs and better quality of life in the area.

OL14 6LP area has a low unemployment rate. According to Census 2021, 3% residents of this area were unemployed, while the average in the UK was 4.83%. A low level of unemployment in an area indicates a strong job market, where most people who are seeking work can find employment. This generally reflects a healthy economy in the area.

The percentage of retired residents living in OL14 6LP area is much higher than the country's average. According to Census 2011, 35% residents of this area were retired, while the average in the UK was 14%.

Economic Activity

Retired	121
Full-Time Employee	98
Part-Time Employee	43
Self-Employed	42
Other	12
Long-Term Sick or disabled	11
Unemployed	9
Student (economically inactive)	6
Looking after home or family	5
Full-Time Student (with or without job)	0

Employment Industry

Education	39
Manufacturing	23
Human health and social work activities	22
Wholesale and retail trade; repair of motor vehicles and motor cycles	21
Public administration and defence; compulsory social security	14
Other	13
Accommodation and food service activities	11
Financial and insurance activities	11
Construction	9
Transport and storage	9
Professional, scientific and technical activities	8
Information and communication	6
Administrative and support service activities	4
Real estate activities	2
Electricity, gas, steam and air conditioning supply	1
Water supply; sewerage, waste management and remediation activities	1

Schools

Primary

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Todmorden CofE J, I & N School Burnley Road , OL14 7BS	3out of 4	673 yd	Voluntary aided school	Yes	Mixed	More About School
St Joseph's Roman Catholic Voluntary Academy Wellington Road , OL14 5HP	- not rated	757 yd	Academy sponsor led	Yes	Mixed	More About School
Shade Primary School Knowlwood Road , Shade OL14 7PD	3out of 4	784 yd	Community school	Yes	Mixed	More About School
Ferney Lee Primary School Ferney Lee Road , OL14 5NR	2out of 4	1,197 yd	Community school	Yes	Mixed	More About School
Castle Hill Primary School Halifax Road , OL14 5SQ	3out of 4	1,545 yd	Community school	Yes	Mixed	More About School

Secondary

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Todmorden High School Ewood Lane , OL14 7DG	3out of 4	1,371 yd	Community school	No	Mixed	More About School

School statistics for this postcode are based on Ofsted rankings.

Food and Drink

Restaurants, Cafes, Canteens

Business Name	Address	Distance
The Vedas	26 - 30 Rochdale Road, Todmorden	148 yd
Grasso	Bramsche Bar, 31 Rochdale Road	188 yd
Willows Tea And Coffee House LTD	27 Rochdale Road, Todmorden	204 yd
The Boardroom	10 Rochdale Road, Todmorden	217 yd
Gusto	13 Water Street, Todmorden	278 yd

Pubs, Bars, Nightclubs

Business Name	Address	Distance
Nan Moors	18 Rochdale Road, Todmorden	161 yd
Duke Of York Inn	20 Halifax Road, Todmorden	345 yd
The Pub	3 Brook Street, Todmorden	374 yd
The Polished Knob	31 Burnley Road, Todmorden	424 yd
Bridge End WMC	210 - 216 Rochdale Road, Todmorden	637 yd

Takeaway, Sandwich Shops

Business Name	Address	Distance
Kindness Hub	36 Rochdale Road, Todmorden	129 yd
Tony's Pizzas And Kebabs	20 Rochdale Road, Todmorden	158 yd
Ali Baba	33 Rochdale Road, Todmorden	181 yd
Wonderful Chinese Takeaway	106 Rochdale Road, Todmorden	244 yd
Domino's Pizza	8 Halifax Road, Todmorden	320 yd

Supermarkets, Hypermarkets

Business Name	Address	Food hygiene rating	Distance
Aldi Stores Ltd	55 Burnley Road, Todmorden		553 yd

Sport

Facility Name	Sport Objects	Distance
Todmorden Town Hall Bridge Street		354 yd
Todmorden Cricket Club TODMORDEN CRICKET CLUB TODMORDEN CRICKET CLUB BURNLEY ROAD	grass pitches	773 yd
Shade Primary School ROCHDALE ROAD	swimming pool	814 yd

Broadband

Technology Aviability

Percentage of premises that have Superfast Broadband (30Mbit/s or greater) coverage from fixed broadband	100.0%
Percentage of premises that have Ultrafast Broadband (100Mbit/s or greater) coverage from fixed broadband	0.0%
Percentage of premises that have Ultrafast Broadband (300Mbit/s or greater) coverage from fixed broadband	0.0%
Percentage of premises that have coverage from a Gigabit capable service from fixed broadband	0.0%

Speed Aviability

Percentage of premises unable to receive 2Mbit/s	0.0%
Percentage of premises unable to receive 5Mbit/s	0.0%
Percentage of premises unable to receive 10Mbit/s	0.0%
Percentage of premises unable to receive 30Mbit/s	0.0%

Download Speed

Median download speed	49 Mbit/s
Average download speed	49.4 Mbit/s
Minimum download speed	67.27 Mbit/s
Maximum download speed	67.27 Mbit/s

Upload Speed

Median upload speed	15.5 Mbit/s
Average upload speed	13.2 Mbit/s
Maximum upload speed	20 Mbit/s

Broadband statistics are based on Ofcom's Communications Market Report (CMR) 2022.

Overview of OL14 6LP