Merchants Court is in Bedford and in Bedford district. MK42 0AT is located in the Kingsbrook electoral ward, within the English Parliamentary constituency of Bedford. This postcode has been in use since 2005-05-01.
StreetScan combines information about Merchants Court, Bedford, MK42 0AT and displays a report on the quality of life in this place and its surroundings.
Nearby postcodes are: MK42 0AS, MK42 0BJ, MK42 0AU, MK42 0AY, MK42 0BN, MK42 0AF, MK42 0BP, MK42 0AH, MK42 0RL.
In the UK, the overall gender distribution is approximately 49% male and 51% female. The local area around MK42 0AT is generally consistent with those figures, having a male population of 49.6%.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Female | 53.6% | 50.4% | -3.2% | 51.0% | -0.6% |
| Male | 46.4% | 49.6% | 3.2% | 49.0% | 0.6% |
Across the UK, the average relationship status breakdown is roughly 44% married, 38% single, 9% divorced, 6% widowed, and 2% separated.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Single | 24.8% | 38.7% | 13.9% | 37.9% | 0.8% |
| Married: Opposite sex | 24.2% | 28.4% | 4.2% | 44.2% | -15.8% |
| Married: Same sex | 0% | 2.1% | 2.1% | 0.3% | 1.8% |
| Separated | 5.6% | 5.2% | -0.4% | 2.2% | 3.0% |
| Divorced | 16.1% | 15.5% | -0.6% | 9.1% | 6.4% |
| Widowed | 29.2% | 10.3% | -18.9% | 6.1% | 4.2% |
Across the UK, the average 48.4% rated their health as Very Good, 33.6% as Good, 12.7% as Fair, 4% as Bad, and 1.2% as Very Bad.
Population age significantly impacts residents' health. Additionally, socioeconomic status plays a crucial role: higher income levels and lower poverty rates are linked to better health outcomes. Affluent areas benefit from higher living standards, access to private healthcare, and healthier lifestyle choices.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Very good health | 32.5% | 44.9% | 12.4% | 48.4% | -3.5% |
| Good health | 36.1% | 36.4% | 0.3% | 33.6% | 2.8% |
| Fair health | 24.1% | 15.6% | -8.5% | 12.7% | 2.9% |
| Bad health | 6% | 3.1% | -2.9% | 4.0% | -0.9% |
| Very bad health | 1.2% | 0% | -1.2% | 1.2% | -1.2% |
During the 2021 census, the educational qualifications of residents across the UK were as follows: 18.2% had no qualifications, 9.6% had 1-4 GCSEs, 13.4% had 5 or more GCSEs and 1-2 A/AS Levels, 16.9% had 2 or more A Levels, 33.8% held a degree (or equivalent), and 5.4% had completed an apprenticeship.
This area stands out for its high percentage of residents with higher education degree or similar. The UK average is 33.8%, while in this area it is 50%.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| No qualifications | 31.7% | 19.6% | -12.1% | 18.2% | 1.4% |
| 1-4 GCSEs or Equivalent | 10.6% | 2.1% | -8.5% | 9.6% | -7.5% |
| 5 or more GCSEs, an A-Level or 1-2 AS Levels | 16.1% | 9.8% | -6.3% | 13.4% | -3.6% |
| Apprenticeship | 2.5% | 6.2% | 3.7% | 5.3% | 0.9% |
| HNC, HND or 2+ A Levels | 8.1% | 9.8% | 1.7% | 16.9% | -7.1% |
| Degree or Similar | 28.6% | 50% | 21.4% | 33.8% | 16.2% |
| Other | 2.5% | 2.6% | 0.1% | 2.8% | -0.2% |
In this area, the population is more ethnically diverse compared to the UK average. While 74.9% of the residents identify as white, which is lower than the UK average of 81.4%, there are significant representations of other ethnic groups.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Bangladeshi | 0.6% | 0.9% | 0.3% | 1.1% | -0.2% |
| Chinese | 0% | 2.7% | 2.7% | 0.7% | 2.0% |
| Indian | 1.8% | 2.7% | 0.9% | 3.1% | -0.4% |
| Other Asian | 0% | 0.4% | 0.4% | 1.6% | -1.2% |
| Black African | 0.6% | 1.8% | 1.2% | 2.5% | -0.7% |
| Black Caribbean | 1.2% | 3.6% | 2.4% | 1.0% | 2.6% |
| Mixed White and Asian | 0% | 1.3% | 1.3% | 0.8% | 0.5% |
| Mixed White and African | 0% | 0.9% | 0.9% | 0.4% | 0.5% |
| Mixed White and Caribbean | 1.8% | 1.8% | 0.0% | 0.9% | 0.9% |
| Mixed Other | 1.2% | 2.2% | 1.0% | 0.8% | 1.4% |
| White | 88.6% | 74.9% | -13.7% | 81.4% | -6.5% |
| Roma | 0% | 0.4% | 0.4% | 0.2% | 0.2% |
| Arab | 0% | 0.4% | 0.4% | 0.6% | -0.2% |
| Other | 4.2% | 5.8% | 1.6% | 1.6% | 4.2% |
In this area, 65.5% of the population were born in the United Kingdom, which is lower than the UK average of 83.2%.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| United Kingdom | 86.7% | 65.5% | -21.2% | 83.2% | -17.7% |
| European Union | 7.2% | 17.3% | 10.1% | 6.1% | 11.2% |
| Rest of Europe | 0% | 3.1% | 3.1% | 0.8% | 2.3% |
| Africa | 0% | 4% | 4.0% | 2.7% | 1.3% |
| Middle East and Asia | 5.4% | 4.9% | -0.5% | 5.6% | -0.7% |
| The Americas and the Caribbean | 0.6% | 5.3% | 4.7% | 1.3% | 4.0% |
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Born in the UK | 84.9% | 65.2% | -19.7% | 83.2% | -18.0% |
| 10+ Years | 3% | 12.8% | 9.8% | 9.8% | 3.0% |
| 5-10 Years | 2.4% | 5.7% | 3.3% | 2.9% | 2.8% |
| 2-5 Years | 3.6% | 10.1% | 6.5% | 2.2% | 7.9% |
| Less than 2 years | 6% | 6.2% | 0.2% | 1.9% | 4.3% |
| 2021 | UK Average | postcode vs UK (pp) | |
|---|---|---|---|
| United Kingdom | 66.7% | 76.7% | -10.0% |
| France | 0.4% | 0.3% | 0.1% |
| Germany | 1.8% | 0.2% | 1.6% |
| Italy | 4.8% | 0.6% | 4.2% |
| Portugal | 1.8% | 0.5% | 1.3% |
| Spain | 1.3% | 0.4% | 0.9% |
| Lithuania | 0.9% | 0.3% | 0.6% |
| Poland | 3.9% | 1.3% | 2.6% |
| Other EU countries | 5.7% | 1.5% | 4.2% |
| Turkey | 1.3% | 0.1% | 1.2% |
| Central and Western Africa | 1.3% | 0.3% | 1.0% |
| Southern Asia | 0.9% | 1.2% | -0.3% |
| South-East Asia | 0.9% | 0.2% | 0.7% |
| North America and the Caribbean | 1.3% | 0.3% | 1.0% |
| Central and South America | 0.4% | 0.2% | 0.2% |
| No passport held | 6.6% | 13.5% | -6.9% |
| 2021 | UK Average | postcode vs UK (pp) | |
|---|---|---|---|
| No religion | 38.7% | 37.2% | 1.5% |
| Christian | 48.9% | 46.2% | 2.7% |
| Buddhist | 0.9% | 0.5% | 0.4% |
| Hindu | 2.2% | 1.7% | 0.5% |
| Jewish | 0.4% | 0.5% | -0.1% |
| Muslim | 4.4% | 6.5% | -2.1% |
| Not answered | 4.4% | 6.0% | -1.6% |
Over the last 12 months, the overall crime rate around Merchants Court was 180.9 per 1,000 residents, which is 16.9% higher than the Cauldwell average. The most reported crime type was Violence and sexual offences.
Merchants Court has the 16th highest crime rate of 82 local areas in Cauldwell and the 65th highest crime rate of 543 local areas in Bedford .
Violent and sexual offences accounted for around 92.2 crimes per 1,000 residents and have been falling year on year. Over the last decade, overall crime has fallen by about -51.4%.

Households in this area have a similar level of wealth to the average household in England and Wales. 58% of analyzed areas in England and Wales have higher average household annual income than this area.

| Address | Sale Price | Sale Date | Price Estimate 2025 |
|---|---|---|---|
| 17 Merchants Court, Bedford, Bedford Terraced, an established residential building | £225,000 | 2025-11-07 | £224,361 |
| 20 Merchants Court, Bedford, Bedford Terraced, an established residential building | £212,000 | 2025-03-27 | £222,125 |
| 11 Merchants Court, Bedford, Bedford Flats/Maisonettes, an established residential building | £186,000 | 2023-06-30 | £187,701 |
| 2 Merchants Court, Bedford, Bedford Flats/Maisonettes, an established residential building | £185,000 | 2022-02-21 | £190,565 |
| 17 Merchants Court, Bedford, Bedford Terraced, an established residential building | £235,000 | 2021-11-08 | £271,630 |
The percentage of retired residents living in MK42 0AT area is much higher than the country's average. According to Census 2011, 32% residents of this area were retired, while the average in the UK was 14%.
| Full-Time Employee | 83 |
| Retired | 63 |
| Part-Time Employee | 20 |
| Self-Employed | 10 |
| Unemployed | 7 |
| Student (economically inactive) | 6 |
| Long-Term Sick or disabled | 3 |
| Full-Time Student (with or without job) | 3 |
| Other | 0 |
| Looking after home or family | 0 |
| Education | 10 |
| Wholesale and retail trade; repair of motor vehicles and motor cycles | 10 |
| Accommodation and food service activities | 8 |
| Other | 7 |
| Information and communication | 5 |
| Public administration and defence; compulsory social security | 5 |
| Human health and social work activities | 4 |
| Financial and insurance activities | 4 |
| Professional, scientific and technical activities | 4 |
| Transport and storage | 4 |
| Manufacturing | 3 |
| Real estate activities | 2 |
| Administrative and support service activities | 1 |
| Water supply; sewerage, waste management and remediation activities | 1 |
| Construction | 1 |
| Ofsted Overall Effectiveness | Distance | Establishment Type | Has Nursery Classes | Gender | More Info | |
|---|---|---|---|---|---|---|
| Southway Nursery School Ampthill Road , MK42 9HE | - not rated | 728 yd | Local authority nursery school | Yes | Mixed | More About School |
| Peter Pan Nursery School Edward Road , MK42 9DR | 4out of 4 | 1,077 yd | Local authority nursery school | Yes | Mixed | More About School |
| Cherry Trees Nursery School Hawkins Road , MK42 9LS | 4out of 4 | 1,110 yd | Local authority nursery school | Yes | Mixed | More About School |
| Ofsted Overall Effectiveness | Distance | Establishment Type | Has Nursery Classes | Gender | More Info | |
|---|---|---|---|---|---|---|
| Raleigh School Ampthill Road , MK42 9HE | - not rated | 692 yd | Community school | No | Mixed | More About School |
| Priory Primary School Greyfriars , MK40 1JD | - not rated | 907 yd | Foundation school | Yes | Mixed | More About School |
| Cauldwell School Edward Road , MK42 9DR | 3out of 4 | 1,115 yd | Academy converter | No | Mixed | More About School |
| Cauldwell School Edward Road , MK42 9DR | - not rated | 1,115 yd | Community school | No | Mixed | More About School |
| Drake Lower School Edward Road , MK42 9DR | - not rated | 1,115 yd | Community school | No | Mixed | More About School |
| Ofsted Overall Effectiveness | Distance | Establishment Type | Has Nursery Classes | Gender | More Info | |
|---|---|---|---|---|---|---|
| Bedford Free School Cauldwell Street , MK42 9AD | 4out of 4 | 168 yd | Free schools | No | Mixed | More About School |
| Castle Newnham School Polhill Avenue , MK41 9DT | 3out of 4 | 1,816 yd | Academy converter | No | Mixed | More About School |
| Castle Newnham School Polhill Avenue , MK41 9DT | - not rated | 1,816 yd | Foundation school | No | Mixed | More About School |
| John Bunyan School Mile Road , MK42 9TR | - not rated | 1,984 yd | Community school | Not Applicable | Mixed | More About School |
| Bedford Academy Mile Road , MK42 9TR | 3out of 4 | 2,007 yd | Academy sponsor led | Not Applicable | Mixed | More About School |
| Ofsted Overall Effectiveness | Distance | Establishment Type | Has Nursery Classes | Gender | More Info | |
|---|---|---|---|---|---|---|
| St Bede's RC Middle School 112 Bromham Road , MK40 2QR | - not rated | 1,152 yd | Voluntary aided school | Not Applicable | Mixed | More About School |
| Silver Jubilee Middle School Acacia Road , MK42 0HU | - not rated | 1,314 yd | Community school | Not Applicable | Mixed | More About School |
| Kingsbrook Middle School Oak Road , MK42 0HH | - not rated | 1,638 yd | Community school | Not Applicable | Mixed | More About School |
| Harrowden Middle School Oak Road , MK42 0HH | - not rated | 1,638 yd | Community school | No | Mixed | More About School |
| Goldington Middle School Haylands Way , MK41 9BX | - not rated | 2,071 yd | Foundation school | Not Applicable | Mixed | More About School |
| Ofsted Overall Effectiveness | Distance | Establishment Type | Has Nursery Classes | Gender | More Info | |
|---|---|---|---|---|---|---|
| Bedford College Cauldwell Street , MK42 9AH | - not rated | 209 yd | Further education | Not Applicable | Mixed | More About School |
| Ofsted Overall Effectiveness | Distance | Establishment Type | Has Nursery Classes | Gender | More Info | |
|---|---|---|---|---|---|---|
| Bedford Girls' School Cardington Road , MK42 0BX | - not rated | 309 yd | Other independent school | No | Girls | More About School |
| Teaching Service for Excluded Pupils 2nd Floor, Riverside Suite , County Hall MK42 9AP | - not rated | 388 yd | Miscellaneous | Not Applicable | Mixed | More About School |
| E-Spired Centre of Excellence The Raleigh Centre , Ampthill Road MK42 9HE | - not rated | 692 yd | Other independent school | No | Mixed | More About School |
| Raleigh Education Centre Raleigh and Southway Centre , Ampthill Road MK42 9HE | - not rated | 728 yd | Pupil referral unit | Not Applicable | Mixed | More About School |
| Bedford High School Bromham Road , MK40 2BS | - not rated | 850 yd | Other independent school | No | Girls | More About School |
School statistics for this postcode are based on Ofsted rankings.
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| Tana Thai | 20-22 Cauldwell Street | 194 yd | |
| River Café | 5 High Street | 247 yd | |
| McDonalds | 9 High Street | 247 yd | |
| Nando's | 3 High Street | 247 yd | |
| Baja | 17 Castle Lane | 265 yd |
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| Bedford Rowing Club | Bedford Rowing Club, Duckmill Lane | 29 yd | |
| Kings Arms PH | The Kings Arms, 24 St Marys Street | 42 yd | |
| The Rose | The Rose, 45 High Street | 293 yd | |
| Astons | 32 High Street | 360 yd | |
| Slug & Lettuce Bedford | 53-55 High Street | 387 yd |
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| Lee's Kitchen | Lee's Kitchen, Duckmill Lane | 29 yd | |
| BB Tea | 43 High Street | 332 yd | |
| Greggs | 19 Harpur Centre | 427 yd | |
| Emporium cafe | 18 The Boulevards | 448 yd | |
| Italian Express Pizza | 33 Commercial Road | 542 yd |
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| Farmfoods | Farm Foods, 4-6 Kingsway | 268 yd | |
| Tesco | 63 High Street | 387 yd | |
| Liana International Market | 59 Midland Road | 570 yd | |
| Lidl Food Stores | 5-9 St Peters Street | 660 yd | |
| Essential Supermarket | 10-11 Thurlow Street | 660 yd |
| Facility Name | Sport Objects | Distance |
|---|---|---|
| Pace Health Club (Bedford) (Closed) St. Marys Street | health and fitness suite | 88 yd |
| Bedford Free School CAULDWELL HOUSE CAULDWELL HOUSE CAULDWELL STREET | 168 yd | |
| Bedford College CAULDWELL STREET | health and fitness suite | 252 yd |
| Bedford Girls School CARDINGTON ROAD | artificial grass pitch, grass pitches, health and fitness suite, swimming pool | 307 yd |
| Bunyan Meeting Church MILL STREET | 424 yd | |
| Flexibility Health & Fitness Club 1-3 1-3 SILVER STREET | health and fitness suite | 488 yd |
| The Gym (Bedford) London Road | health and fitness suite | 620 yd |
| Samsons Fitness MIDLAND ROAD | health and fitness suite | 703 yd |
| Hmp Bedford ST. LOYES STREET | artificial grass pitch | 811 yd |
| Trinity Arts & Leisure BROMHAM ROAD | health and fitness suite, swimming pool | 886 yd |
This statistics are based on Active Places Data - Contains Data © Sport England
| Percentage of premises that have Superfast Broadband (30Mbit/s or greater) coverage from fixed broadband | 100.0% |
| Percentage of premises that have Ultrafast Broadband (100Mbit/s or greater) coverage from fixed broadband | 100.0% |
| Percentage of premises that have Ultrafast Broadband (300Mbit/s or greater) coverage from fixed broadband | 100.0% |
| Percentage of premises that have coverage from a Gigabit capable service from fixed broadband | 100.0% |
| Percentage of premises unable to receive 2Mbit/s | 0.0% |
| Percentage of premises unable to receive 5Mbit/s | 0.0% |
| Percentage of premises unable to receive 10Mbit/s | 0.0% |
| Percentage of premises unable to receive 30Mbit/s | 0.0% |
| Median download speed | 100 Mbit/s |
| Average download speed | 181.4 Mbit/s |
| Minimum download speed | 600 Mbit/s |
| Maximum download speed | 600 Mbit/s |
| Median upload speed | 10 Mbit/s |
| Average upload speed | 16.8 Mbit/s |
| Maximum upload speed | 40 Mbit/s |
Broadband statistics are based on Ofcom's Communications Market Report (CMR) 2022.