Waterloo Road is in Bedford and in North Bedfordshire district. MK40 3PQ is located in the Castle & Newnham electoral ward, within the English Parliamentary constituency of Bedford. This postcode has been in use since 1980-01-01.
StreetScan combines information about Waterloo Road, Bedford, MK40 3PQ and displays a report on the quality of life in this place and its surroundings.
Nearby postcodes are: MK40 3PB, MK40 3PH, MK40 3PD, MK40 3PL, MK40 3PN, MK40 3PA, MK40 3PJ, MK40 3PW, MK40 3NX.
In the UK, the overall gender distribution is approximately 49% male and 51% female. The local area around MK40 3PQ is generally consistent with those figures, having a male population of 48.5%.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Female | 49.6% | 51.5% | 1.9% | 51.0% | 0.5% |
| Male | 50.4% | 48.5% | -1.9% | 49.0% | -0.5% |
Across the UK, the average relationship status breakdown is roughly 44% married, 38% single, 9% divorced, 6% widowed, and 2% separated.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Single | 33.2% | 34.1% | 0.9% | 37.9% | -3.8% |
| Married: Opposite sex | 42.2% | 37.7% | -4.5% | 44.2% | -6.5% |
| Married: Same sex | 0% | 0.6% | 0.6% | 0.3% | 0.3% |
| Separated | 1.9% | 2.1% | 0.2% | 2.2% | -0.1% |
| Divorced | 9.6% | 11.6% | 2.0% | 9.1% | 2.5% |
| Widowed | 13.1% | 13.9% | 0.8% | 6.1% | 7.8% |
Across the UK, the average 48.4% rated their health as Very Good, 33.6% as Good, 12.7% as Fair, 4% as Bad, and 1.2% as Very Bad.
Population age significantly impacts residents' health. Additionally, socioeconomic status plays a crucial role: higher income levels and lower poverty rates are linked to better health outcomes. Affluent areas benefit from higher living standards, access to private healthcare, and healthier lifestyle choices.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Very good health | 53.5% | 51.7% | -1.8% | 48.4% | 3.3% |
| Good health | 29.2% | 27.4% | -1.8% | 33.6% | -6.2% |
| Fair health | 13.3% | 12.1% | -1.2% | 12.7% | -0.6% |
| Bad health | 2.3% | 4.4% | 2.1% | 4.0% | 0.4% |
| Very bad health | 1.6% | 4.4% | 2.8% | 1.2% | 3.2% |
During the 2021 census, the educational qualifications of residents across the UK were as follows: 18.2% had no qualifications, 9.6% had 1-4 GCSEs, 13.4% had 5 or more GCSEs and 1-2 A/AS Levels, 16.9% had 2 or more A Levels, 33.8% held a degree (or equivalent), and 5.4% had completed an apprenticeship.
This area stands out for its high percentage of residents with higher education degree or similar. The UK average is 33.8%, while in this area it is 50%.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| No qualifications | 22.7% | 19.7% | -3.0% | 18.2% | 1.5% |
| 1-4 GCSEs or Equivalent | 6.1% | 4.7% | -1.4% | 9.6% | -4.9% |
| 5 or more GCSEs, an A-Level or 1-2 AS Levels | 8% | 8.2% | 0.2% | 13.4% | -5.2% |
| Apprenticeship | 1.6% | 4.1% | 2.5% | 5.3% | -1.2% |
| HNC, HND or 2+ A Levels | 7.7% | 9.7% | 2.0% | 16.9% | -7.2% |
| Degree or Similar | 49.5% | 50% | 0.5% | 33.8% | 16.2% |
| Other | 4.5% | 3.5% | -1.0% | 2.8% | 0.7% |
This area closely mirrors the overall ethnic composition of the UK, with 89.8% of the population identifying as white, with UK average of 81.4%.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Bangladeshi | 0% | 1% | 1.0% | 1.1% | -0.1% |
| Indian | 2.3% | 2% | -0.3% | 3.1% | -1.1% |
| Pakistani | 2.6% | 0% | -2.6% | 2.7% | -2.7% |
| Other Asian | 0.3% | 0.8% | 0.5% | 1.6% | -0.8% |
| Black African | 0% | 0.5% | 0.5% | 2.5% | -2.0% |
| Black Caribbean | 1% | 2.8% | 1.8% | 1.0% | 1.8% |
| Other Black | 1.3% | 0% | -1.3% | 0.5% | -0.5% |
| Mixed White and Asian | 0.5% | 1.3% | 0.8% | 0.8% | 0.5% |
| Mixed White and African | 0.3% | 0% | -0.3% | 0.4% | -0.4% |
| Mixed White and Caribbean | 0% | 1.5% | 1.5% | 0.9% | 0.6% |
| Mixed Other | 0.5% | 0.3% | -0.2% | 0.8% | -0.5% |
| White | 90.9% | 89.8% | -1.1% | 81.4% | 8.4% |
| Arab | 0.3% | 0% | -0.3% | 0.6% | -0.6% |
In this area, 88.4% of the population were born in the United Kingdom, which is similar to the UK average of 83.2%.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| United Kingdom | 87.5% | 88.4% | 0.9% | 83.2% | 5.2% |
| European Union | 5.2% | 5.7% | 0.5% | 6.1% | -0.4% |
| Rest of Europe | 0.8% | 0.5% | -0.3% | 0.8% | -0.3% |
| Africa | 1% | 1.3% | 0.3% | 2.7% | -1.4% |
| Middle East and Asia | 2.1% | 2.1% | 0.0% | 5.6% | -3.5% |
| The Americas and the Caribbean | 2.1% | 1.8% | -0.3% | 1.3% | 0.5% |
| Oceania | 1.3% | 0.3% | -1.0% | 0.3% | 0.0% |
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Born in the UK | 86.7% | 88.4% | 1.7% | 83.2% | 5.2% |
| 10+ Years | 1.3% | 8.5% | 7.2% | 9.8% | -1.3% |
| 5-10 Years | 0.8% | 1.3% | 0.5% | 2.9% | -1.6% |
| 2-5 Years | 1.8% | 0.5% | -1.3% | 2.2% | -1.7% |
| Less than 2 years | 9.4% | 1.3% | -8.1% | 1.9% | -0.6% |
| 2021 | UK Average | postcode vs UK (pp) | |
|---|---|---|---|
| United Kingdom | 78.5% | 76.7% | 1.8% |
| Ireland | 1% | 0.6% | 0.4% |
| France | 0.3% | 0.3% | 0.0% |
| Germany | 0.3% | 0.2% | 0.1% |
| Italy | 1% | 0.6% | 0.4% |
| Romania | 0.3% | 0.9% | -0.6% |
| Other EU countries | 1% | 1.5% | -0.5% |
| Southern Asia | 0.5% | 1.2% | -0.7% |
| South-East Asia | 0.3% | 0.2% | 0.1% |
| No passport held | 16.8% | 13.5% | 3.3% |
| 2021 | UK Average | postcode vs UK (pp) | |
|---|---|---|---|
| No religion | 43.9% | 37.2% | 6.7% |
| Christian | 50.1% | 46.2% | 3.9% |
| Hindu | 1.3% | 1.7% | -0.4% |
| Muslim | 1% | 6.5% | -5.5% |
| Sikh | 0.3% | 0.9% | -0.6% |
| Other religion | 0.5% | 0.6% | -0.1% |
| Not answered | 2.9% | 6.0% | -3.1% |
Over the last 12 months, the overall crime rate around Waterloo Road was 111.9 per 1,000 residents, which is 46.7% lower than the Castle & Newnham average. The most reported crime type was Violence and sexual offences.
Waterloo Road has the 25th highest crime rate of 52 local areas in Castle & Newnham and the 120th highest crime rate of 543 local areas in Bedford .
Violent and sexual offences accounted for around 44.8 crimes per 1,000 residents and have been falling year on year. Over the last decade, overall crime has fallen by about -58.7%.

Households in this area have a similar level level of wealth to the average household in England and Wales. 59% of analyzed areas in England and Wales have lower average household annual income than this area.

| Address | Sale Price | Sale Date | Price Estimate 2025 |
|---|---|---|---|
| 33 Waterloo Road, Bedford, Bedford Detached, an established residential building | £790,000 | 2025-05-23 | £835,165 |
| 1 Waterloo Road, Bedford, Bedford Terraced, an established residential building | £690,000 | 2024-03-28 | £730,792 |
| 11 Waterloo Road, Bedford, Bedford Semi-Detached, an established residential building | £725,000 | 2023-11-30 | £769,950 |
| 35 Waterloo Road, Bedford, Bedford Semi-Detached, an established residential building | £800,000 | 2023-07-06 | £854,728 |
| 14 Waterloo Road, Bedford, Bedford Terraced, an established residential building | £750,000 | 2023-02-27 | £799,143 |
MK40 3PQ area has a low unemployment rate. According to Census 2021, 3% residents of this area were unemployed, while the average in the UK was 4.83%. A low level of unemployment in an area indicates a strong job market, where most people who are seeking work can find employment. This generally reflects a healthy economy in the area.
The percentage of retired residents living in MK40 3PQ area is much higher than the country's average. According to Census 2011, 32% residents of this area were retired, while the average in the UK was 14%.
| Full-Time Employee | 114 |
| Retired | 108 |
| Self-Employed | 34 |
| Part-Time Employee | 28 |
| Student (economically inactive) | 15 |
| Unemployed | 11 |
| Long-Term Sick or disabled | 10 |
| Other | 7 |
| Looking after home or family | 5 |
| Full-Time Student (with or without job) | 5 |
| Education | 31 |
| Human health and social work activities | 22 |
| Information and communication | 20 |
| Professional, scientific and technical activities | 20 |
| Wholesale and retail trade; repair of motor vehicles and motor cycles | 13 |
| Accommodation and food service activities | 10 |
| Other | 9 |
| Manufacturing | 9 |
| Financial and insurance activities | 7 |
| Public administration and defence; compulsory social security | 6 |
| Real estate activities | 6 |
| Transport and storage | 5 |
| Construction | 3 |
| Administrative and support service activities | 3 |
| Mining and quarrying | 2 |
| Ofsted Overall Effectiveness | Distance | Establishment Type | Has Nursery Classes | Gender | More Info | |
|---|---|---|---|---|---|---|
| Cherry Trees Nursery School Hawkins Road , MK42 9LS | 4out of 4 | 1,441 yd | Local authority nursery school | Yes | Mixed | More About School |
| Peter Pan Nursery School Edward Road , MK42 9DR | 4out of 4 | 1,498 yd | Local authority nursery school | Yes | Mixed | More About School |
| Ofsted Overall Effectiveness | Distance | Establishment Type | Has Nursery Classes | Gender | More Info | |
|---|---|---|---|---|---|---|
| Castle Newnham School Goldington Road , MK40 3EP | 4out of 4 | 737 yd | Foundation school | Yes | Mixed | More About School |
| Priory Primary School Greyfriars , MK40 1JD | 4out of 4 | 1,008 yd | Foundation school | Yes | Mixed | More About School |
| Livingstone Primary School Clapham Road , MK41 7LG | 3out of 4 | 1,405 yd | Foundation school | No | Mixed | More About School |
| Shackleton Primary School Pearcey Road , MK42 9LZ | 3out of 4 | 1,445 yd | Academy converter | No | Mixed | More About School |
| St John Rigby Catholic Primary School Polhill Avenue , MK41 9DQ | 4out of 4 | 1,502 yd | Academy converter | No | Mixed | More About School |
| Ofsted Overall Effectiveness | Distance | Establishment Type | Has Nursery Classes | Gender | More Info | |
|---|---|---|---|---|---|---|
| Bedford Free School Cauldwell Street , MK42 9AD | 3out of 4 | 587 yd | Free schools | No | Mixed | More About School |
| Castle Newnham School Polhill Avenue , MK41 9DT | 3out of 4 | 1,398 yd | Foundation school | No | Mixed | More About School |
| Goldington Academy Haylands Way , MK41 9BX | 3out of 4 | 1,661 yd | Academy converter | Not Applicable | Mixed | More About School |
| Bedford Academy Mile Road , MK42 9TR | 3out of 4 | 2,220 yd | Academy sponsor led | Not Applicable | Mixed | More About School |
| Biddenham International School and Sports College Biddenham Turn , MK40 4AZ | 3out of 4 | 2,628 yd | Foundation school | No | Mixed | More About School |
| Ofsted Overall Effectiveness | Distance | Establishment Type | Has Nursery Classes | Gender | More Info | |
|---|---|---|---|---|---|---|
| Bedford College Cauldwell Street , MK42 9AH | - not rated | 580 yd | Further education | Not Applicable | Mixed | More About School |
| Ofsted Overall Effectiveness | Distance | Establishment Type | Has Nursery Classes | Gender | More Info | |
|---|---|---|---|---|---|---|
| Bedford Girls' School Cardington Road , MK42 0BX | - not rated | 436 yd | Other independent school | No | Girls | More About School |
| Bedford School De Parys Avenue , MK40 2TU | - not rated | 660 yd | Other independent school | No | Boys | More About School |
| St Andrew's School 78 Kimbolton Road , MK40 2PA | - not rated | 885 yd | Other independent school | Yes | Mixed | More About School |
| E-Spired Centre of Excellence The Raleigh Centre , Ampthill Road MK42 9HE | - not rated | 1,103 yd | Other independent school | No | Mixed | More About School |
| Polam School 45 Lansdowne Road , MK40 2BU | - not rated | 1,261 yd | Other independent school | Yes | Mixed | More About School |
School statistics for this postcode are based on Ofsted rankings.
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| The Panacea Museum | 9 Newnham Road | 169 yd | |
| Cibo Deli & Kitchen | 38 Newnham Street | 234 yd | |
| Kraken MMA & Ftiness Ltd | 24-26 Newnham Street | 237 yd | |
| Belvedere Taste of Poland | 4 Newnham Street | 237 yd | |
| Cappuccino Bar | 36 Newnham Street | 237 yd |
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| The Castle | The Castle, 17 Newnham Street | 237 yd | |
| Three Cups Pub | The Three Cups, 45 Newnham Street | 237 yd | |
| Ship | The Ship, 7 St Cuthberts Street | 303 yd | |
| The Rose | The Rose, 45 High Street | 379 yd | |
| The Mill | The Mill Hotel, 32-34 Mill Street | 410 yd |
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| Papa Gigi's | Papa Gigis Pizzas, 109a Castle Road | 396 yd | |
| Roosters | 47 St Cuthberts Street | 431 yd | |
| BB Tea | 43 High Street | 439 yd | |
| Lee's Kitchen | Lee's Kitchen, Duckmill Lane | 467 yd | |
| Alia’s treat house | 502 yd |
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| Tesco | 63 High Street | 458 yd | |
| Lidl Food Stores | 5-9 St Peters Street | 526 yd | |
| Farmfoods | Farm Foods, 4-6 Kingsway | 725 yd | |
| BQUALITY AFRICA MINI MARKET | Flat D, Broadway Apartments, 30 The Broadway | 749 yd | |
| Liana International Market | 59 Midland Road | 819 yd |
| Facility Name | Sport Objects | Distance |
|---|---|---|
| Bunyan Meeting Church MILL STREET | 317 yd | |
| Bedford Girls School CARDINGTON ROAD | artificial grass pitch, grass pitches, health and fitness suite, swimming pool | 386 yd |
| Pace Health Club (Bedford) (Closed) St. Marys Street | health and fitness suite | 489 yd |
| Flexibility Health & Fitness Club 1-3 1-3 SILVER STREET | health and fitness suite | 559 yd |
| Russell Park PEMBROKE STREET | grass pitches, tennis courts | 575 yd |
| Bedford Borough Indoor Bowling Club GOLDINGTON ROAD | indoor bowls | 596 yd |
| Goldington Road (Bedford Blues Rufc) GOLDINGTON ROAD | grass pitches | 617 yd |
| Bedford Free School CAULDWELL HOUSE CAULDWELL HOUSE CAULDWELL STREET | 636 yd | |
| Bedford College CAULDWELL STREET | health and fitness suite | 692 yd |
| Bedford School DE PARYS AVENUE | grass pitches, health and fitness suite, squash courts, swimming pool, tennis courts | 748 yd |
This statistics are based on Active Places Data - Contains Data © Sport England
| Percentage of premises that have Superfast Broadband (30Mbit/s or greater) coverage from fixed broadband | 100.0% |
| Percentage of premises that have Ultrafast Broadband (100Mbit/s or greater) coverage from fixed broadband | 100.0% |
| Percentage of premises that have Ultrafast Broadband (300Mbit/s or greater) coverage from fixed broadband | 100.0% |
| Percentage of premises that have coverage from a Gigabit capable service from fixed broadband | 100.0% |
| Percentage of premises unable to receive 2Mbit/s | 0.0% |
| Percentage of premises unable to receive 5Mbit/s | 0.0% |
| Percentage of premises unable to receive 10Mbit/s | 0.0% |
| Percentage of premises unable to receive 30Mbit/s | 0.0% |
| Median download speed | 100 Mbit/s |
| Average download speed | 212.6 Mbit/s |
| Minimum download speed | 1000 Mbit/s |
| Maximum download speed | 1000 Mbit/s |
| Median upload speed | 20 Mbit/s |
| Average upload speed | 19.5 Mbit/s |
| Maximum upload speed | 50 Mbit/s |
Broadband statistics are based on Ofcom's Communications Market Report (CMR) 2022.