Waterloo Road, Bedford, MK40 3PG

People

Gender

In the UK, the overall gender distribution is approximately 49% male and 51% female. The area surrounding MK40 3PG has a slightly higher male population, with 51.7% of residents being male. Several factors can contribute to this, including areas with industries or sectors that predominantly employ men, proximity to universities or technical schools with a higher enrollment of male students, presence of all-male or predominantly male institutions (military academies, boarding schools).

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Female	55.1%	48.3%	-6.8%	51.0%	-2.7%
Male	44.9%	51.7%	6.8%	49.0%	2.7%

Partnership Status

Across the UK, the average relationship status breakdown is roughly 44% married, 38% single, 9% divorced, 6% widowed, and 2% separated.

In the immediate area around MK40 3PG, a significant portion of the population is single, making up 46.2% of the residents. On average, approximately 38% of individuals who responded to the census in the UK were single. Areas with higher single populations are typically urban centers, university towns, regions with dynamic job markets, rich cultural offerings and entertainment facilities. These regions also tend to have a younger demographic.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Single	46.6%	46.2%	-0.4%	37.9%	8.3%
Married: Opposite sex	34.6%	34.6%	0.0%	44.2%	-9.6%
Separated	0.7%	3%	2.3%	2.2%	0.8%
Divorced	8.8%	10.3%	1.5%	9.1%	1.2%
Widowed	9.2%	6%	-3.2%	6.1%	-0.1%

Health

Across the UK, the average 48.4% rated their health as Very Good, 33.6% as Good, 12.7% as Fair, 4% as Bad, and 1.2% as Very Bad.

Population age significantly impacts residents' health. Additionally, socioeconomic status plays a crucial role: higher income levels and lower poverty rates are linked to better health outcomes. Affluent areas benefit from higher living standards, access to private healthcare, and healthier lifestyle choices.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Very good health	53.8%	49.4%	-4.4%	48.4%	1.0%
Good health	26.9%	27.7%	0.8%	33.6%	-5.9%
Fair health	11.1%	12.2%	1.1%	12.7%	-0.5%
Bad health	7%	9.6%	2.6%	4.0%	5.6%
Very bad health	1.3%	1.1%	-0.2%	1.2%	-0.1%

Education and Qualifications

During the 2021 census, the educational qualifications of residents across the UK were as follows: 18.2% had no qualifications, 9.6% had 1-4 GCSEs, 13.4% had 5 or more GCSEs and 1-2 A/AS Levels, 16.9% had 2 or more A Levels, 33.8% held a degree (or equivalent), and 5.4% had completed an apprenticeship.

This area stands out for its high percentage of residents with higher education degree or similar. The UK average is 33.8%, while in this area it is 46.8%.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
No qualifications	17.3%	13.3%	-4.0%	18.2%	-4.9%
1-4 GCSEs or Equivalent	5.7%	9.4%	3.7%	9.6%	-0.2%
5 or more GCSEs, an A-Level or 1-2 AS Levels	10.6%	10.7%	0.1%	13.4%	-2.7%
Apprenticeship	1.1%	2.6%	1.5%	5.3%	-2.7%
HNC, HND or 2+ A Levels	17.7%	15%	-2.7%	16.9%	-1.9%
Degree or Similar	44.9%	46.8%	1.9%	33.8%	13.0%
Other	2.8%	2.1%	-0.7%	2.8%	-0.7%

Culture

Ethnic Group

This area closely mirrors the overall ethnic composition of the UK, with 83.8% of the population identifying as white, with UK average of 81.4%.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Bangladeshi	0%	0.7%	0.7%	1.1%	-0.4%
Chinese	0%	0.7%	0.7%	0.7%	0.0%
Indian	2.8%	1.1%	-1.7%	3.1%	-2.0%
Pakistani	0%	0.4%	0.4%	2.7%	-2.3%
Other Asian	1.6%	2.2%	0.6%	1.6%	0.6%
Black African	1.3%	2.9%	1.6%	2.5%	0.4%
Black Caribbean	0.3%	3.3%	3.0%	1.0%	2.3%
Other Black	0.6%	0.4%	-0.2%	0.5%	-0.1%
Mixed White and Asian	0.9%	2.2%	1.3%	0.8%	1.4%
Mixed White and African	1.6%	0.4%	-1.2%	0.4%	0.0%
Mixed White and Caribbean	0.3%	1.1%	0.8%	0.9%	0.2%
Mixed Other	0.6%	0.4%	-0.2%	0.8%	-0.4%
White	89.9%	83.8%	-6.1%	81.4%	2.4%
Gypsy or Irish Traveller	0%	0.4%	0.4%	0.1%	0.3%

Country of Birth

In this area, 79.3% of the population were born in the United Kingdom, which is similar to the UK average of 83.2%.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
United Kingdom	86.4%	79.3%	-7.1%	83.2%	-3.9%
European Union	3.2%	10%	6.8%	6.1%	3.9%
Rest of Europe	1.9%	1.8%	-0.1%	0.8%	1.0%
Africa	2.5%	2.2%	-0.3%	2.7%	-0.5%
Middle East and Asia	3.2%	4.4%	1.2%	5.6%	-1.2%
The Americas and the Caribbean	2.2%	2.2%	0.0%	1.3%	0.9%
Oceania	0.6%	0%	-0.6%	0.3%	-0.3%

Length of Residence

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Born in the UK	86.4%	79.3%	-7.1%	83.2%	-3.9%
10+ Years	2.8%	12.2%	9.4%	9.8%	2.4%
5-10 Years	3.8%	3.7%	-0.1%	2.9%	0.8%
2-5 Years	0.6%	3.7%	3.1%	2.2%	1.5%
Less than 2 years	6.3%	1.1%	-5.2%	1.9%	-0.8%

Passport Held

	2021	UK Average	postcode vs UK (pp)
United Kingdom	72.4%	76.7%	-4.3%
Ireland	0.7%	0.6%	0.1%
Italy	0.7%	0.6%	0.1%
Portugal	0.4%	0.5%	-0.1%
Spain	1.1%	0.4%	0.7%
Poland	3.3%	1.3%	2.0%
Romania	1.1%	0.9%	0.2%
Other EU countries	3.3%	1.5%	1.8%
Other Europe	0.4%	0.2%	0.2%
Central and Western Africa	1.1%	0.3%	0.8%
Eastern Asia	0.4%	0.3%	0.1%
Southern Asia	1.5%	1.2%	0.3%
Oceania	0.7%	0.1%	0.6%
No passport held	12.9%	13.5%	-0.6%

Religion

	2021	UK Average	postcode vs UK (pp)
No religion	49.1%	37.2%	11.9%
Christian	41.7%	46.2%	-4.5%
Hindu	0.4%	1.7%	-1.3%
Muslim	3%	6.5%	-3.5%
Other religion	0.4%	0.6%	-0.2%
Not answered	5.5%	6.0%	-0.5%

Safety

Is Waterloo Road dangerous?

Over the last 12 months, the overall crime rate around Waterloo Road was 36.8 per 1,000 residents, which is 82.5% lower than the Castle & Newnham average. The most reported crime type was Violence and sexual offences.

Waterloo Road has the 16th lowest crime rate of 52 local areas in Castle & Newnham and the 167th lowest crime rate of 543 local areas in Bedford .

Violent and sexual offences accounted for around 16.7 crimes per 1,000 residents and have been rising year on year. Over the last decade, overall crime has fallen by about -75.0%.

🔎 See full breakdown of local crime, hotspots & trends

Affluence

Household Income

Households in this area have a similar level level of wealth to the average household in England and Wales. 59% of analyzed areas in England and Wales have lower average household annual income than this area.

Average Household Income
£47,300

Income Rank
6/10

Household Income in MK40 3PG, Local Authority and Region

Deprivation

Index of Multiple Deprivation (IMD) - 6/10 (average )
Indices of multiple deprivation (IMD) is used to classify the relative deprivation (a measure of poverty) of the area. It considers the following domains:
Income Deprivation Domain - 6/10 (average )
The Income Deprivation Domain measures the percentage of people in the population who are experiencing poverty due to having a low income. It includes both those who are unemployed and those who are employed but earn very little (and who satisfy the respective means tests).
Employment Deprivation Domain - 5/10 (average )
The Employment Deprivation Domain measures the proportion of the working-age population in an area involuntarily excluded from the labour market. This includes people who would like to work but are unable to do so due to unemployment, sickness or disability, or caring responsibilities.
Education, Skills and Training Domain - 2/10 (very low )
The Education, Skills, and Training Deprivation Domain measures the lack of education and skills in a local area. It has two parts: one for children and young people, and one for adults. The part for children and young people looks at their school achievements ('flow'), while the part for adults looks at the number of adults without qualifications ('stock').
Health Deprivation and Disability Domain - 7/10 (above average )
The Health Deprivation and Disability Domain measures the risk of early death and poor quality of life due to bad physical or mental health. It looks at illness, disability, and early death, but not at behaviors or environments that might affect future health.
Crime Domain - 10/10 (very high )
The Crime Domain measures the risk of people and property being victims of crime in a local area.
Barriers to Housing and Services Domain - 6/10 (average )
The Barriers to Housing and Services Domain measures how easy or hard it is to access housing and local services. It has two parts: one looks at how close local services are, and the other looks at issues like how affordable housing is.
Living Environment Deprivation Domain - 9/10 (very high )
The Living Environment Deprivation Domain measures the quality of the local environment. It has two parts: the "indoors" part looks at housing quality, and the "outdoors" part looks at air quality and road traffic accidents.
Income Deprivation Affecting Children Index (IDACI) - 5/10 (average )
The Income Deprivation Affecting Children Index (IDACI) measures how many children aged 0 to 15 live in low-income families. It is part of the Income Deprivation Domain, which looks at how many people in an area have low incomes. This includes both those who are unemployed and those who work but earn very little (and who satisfy the respective means tests).
Income Deprivation Affecting Older People Index (IDAOPI) - 7/10 (above average )
The Income Deprivation Affecting Older People Index (IDAOPI) measures the percentage of people aged 60 or older who have low income. It is part of the Income Deprivation Domain, which looks at how many people in an area have low income, including both unemployed people and those with low-paying jobs (and who satisfy the respective means tests).

Property Prices

Average property prices on Waterloo Road are based on 67 property sales since the beginning of 1995. Estimated property prices are calculated by adjusting the last sale price by current House Price Index for North Bedfordshire.
StreetScan downloads house price data directly from the HM Land Registry and uses it to create these statistics.

House Prices for Waterloo Road, Bedford, MK40 3PG

Estimated Average Property Prices for MK40 3PG

Average Price
£496,585

Semi-Detached
£1,033,170

Terraced
£971,566

Detached
£992,574

Flats/Maisonettes
£206,219

Other
no sales

Estimated Average Property Prices for Waterloo Road

Average Price
£515,056

Semi-Detached
£830,988

Terraced
£617,501

Detached
£960,188

Flats/Maisonettes
£194,886

Other
no sales

Property Prices Comparison

Latest Property Sales on Waterloo Road

Address	Sale Price	Sale Date	Price Estimate 2025
44 Waterloo Road, Bedford, Bedford Terraced, an established residential building	£960,000	2023-11-16	£1,018,795
58 Waterloo Road, Bedford, Bedford Semi-Detached, an established residential building	£880,000	2023-03-17	£928,064
42 Waterloo Road, Bedford, Bedford Semi-Detached, an established residential building	£960,000	2022-06-30	£1,062,000
Flat 2 55 Waterloo Road, Bedford, Bedford Flats/Maisonettes, an established residential building	£217,500	2021-03-10	£240,457
Flat C 54 Waterloo Road, Bedford, Bedford Flats/Maisonettes, an established residential building	£232,000	2021-01-12	£265,741

View All Property Sales and Other Statistics for MK40 3PG

Employment

MK40 3PG area has a very high level of entrepreneurship. Only 13% of streets have higher percent of entrepreneur residents. 14% of population in this area is self-employed, while the average in the UK is 9.7%. High number of entrepreneurs usually leads to relatively high economic growth, higher paid jobs and better quality of life in the area.

MK40 3PG area has a low unemployment rate. According to Census 2021, 1% residents of this area were unemployed, while the average in the UK was 4.83%. A low level of unemployment in an area indicates a strong job market, where most people who are seeking work can find employment. This generally reflects a healthy economy in the area.

Economic Activity

Full-Time Employee	96
Retired	37
Self-Employed	32
Long-Term Sick or disabled	23
Part-Time Employee	17
Other	7
Student (economically inactive)	7
Full-Time Student (with or without job)	5
Looking after home or family	4
Unemployed	3

Employment Industry

Human health and social work activities	27
Professional, scientific and technical activities	21
Education	18
Manufacturing	16
Construction	13
Accommodation and food service activities	10
Information and communication	9
Financial and insurance activities	9
Administrative and support service activities	9
Other	8
Wholesale and retail trade; repair of motor vehicles and motor cycles	8
Public administration and defence; compulsory social security	7
Transport and storage	6
Real estate activities	3
Electricity, gas, steam and air conditioning supply	1

Schools

Nursery

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Cherry Trees Nursery School Hawkins Road , MK42 9LS	4out of 4	1,528 yd	Local authority nursery school	Yes	Mixed	More About School
Peter Pan Nursery School Edward Road , MK42 9DR	4out of 4	1,683 yd	Local authority nursery school	Yes	Mixed	More About School

Primary

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Castle Newnham School Goldington Road , MK40 3EP	4out of 4	533 yd	Foundation school	Yes	Mixed	More About School
Priory Primary School Greyfriars , MK40 1JD	4out of 4	1,223 yd	Foundation school	Yes	Mixed	More About School
St John Rigby Catholic Primary School Polhill Avenue , MK41 9DQ	4out of 4	1,314 yd	Academy converter	No	Mixed	More About School
Shackleton Primary School Pearcey Road , MK42 9LZ	3out of 4	1,519 yd	Academy converter	No	Mixed	More About School
Livingstone Primary School Clapham Road , MK41 7LG	3out of 4	1,559 yd	Foundation school	No	Mixed	More About School

Secondary

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Bedford Free School Cauldwell Street , MK42 9AD	3out of 4	786 yd	Free schools	No	Mixed	More About School
Castle Newnham School Polhill Avenue , MK41 9DT	3out of 4	1,249 yd	Foundation school	No	Mixed	More About School
Goldington Academy Haylands Way , MK41 9BX	3out of 4	1,453 yd	Academy converter	Not Applicable	Mixed	More About School
Bedford Academy Mile Road , MK42 9TR	3out of 4	2,216 yd	Academy sponsor led	Not Applicable	Mixed	More About School
Biddenham International School and Sports College Biddenham Turn , MK40 4AZ	3out of 4	2,853 yd	Foundation school	No	Mixed	More About School

16 plus

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Bedford College Cauldwell Street , MK42 9AH	- not rated	798 yd	Further education	Not Applicable	Mixed	More About School

Not applicable

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Bedford Girls' School Cardington Road , MK42 0BX	- not rated	524 yd	Other independent school	No	Girls	More About School
Bedford School De Parys Avenue , MK40 2TU	- not rated	695 yd	Other independent school	No	Boys	More About School
St Andrew's School 78 Kimbolton Road , MK40 2PA	- not rated	835 yd	Other independent school	Yes	Mixed	More About School
E-Spired Centre of Excellence The Raleigh Centre , Ampthill Road MK42 9HE	- not rated	1,267 yd	Other independent school	No	Mixed	More About School
Polam School 45 Lansdowne Road , MK40 2BU	- not rated	1,450 yd	Other independent school	Yes	Mixed	More About School

School statistics for this postcode are based on Ofsted rankings.

Food and Drink

Restaurants, Cafes, Canteens

Business Name	Address	Distance
Sapori del sud	108 Castle Road	184 yd
A Casa asa di Anna	108 Castle Road	184 yd
Radhuni Cafe Bar Grill Restaurant	38 The Embankment	280 yd
Papillon Coffee House & Beloved Brownies	133 Castle Road	315 yd
2likeus	127a Castle Road	315 yd

Pubs, Bars, Nightclubs

Business Name	Address	Distance
Gordon Arms	The Gordon Arms, 118 Castle Road	242 yd
The Castle	The Castle, 17 Newnham Street	377 yd
Three Cups Pub	The Three Cups, 45 Newnham Street	377 yd
Ship	The Ship, 7 St Cuthberts Street	463 yd
Russell Park Social Club	69 Goldington Road	492 yd

Takeaway, Sandwich Shops

Business Name	Address	Distance
Papa Gigi's	Papa Gigis Pizzas, 109a Castle Road	169 yd
Lee's Takeaway	131 Castle Road	315 yd
The New Golden Lion Chinese Takeaway	53 York Street	391 yd
The Denmark St Fish & Chip Shop	34 Denmark Street	453 yd
Chai Rasoi	167 Castle Road	483 yd

Supermarkets, Hypermarkets

Business Name	Address	Distance
Tesco	63 High Street	676 yd
Lidl Food Stores	5-9 St Peters Street	676 yd
Village Choice Ltd T/A Budgens	Budgens, 82 Kimbolton Road	863 yd
Tesco	Tesco, Cardington Road	893 yd
BQUALITY AFRICA MINI MARKET	Flat D, Broadway Apartments, 30 The Broadway	907 yd

Sport

Facility Name	Sport Objects	Distance
Russell Park PEMBROKE STREET	grass pitches, tennis courts	366 yd
Bunyan Meeting Church MILL STREET		521 yd
Bedford Girls School CARDINGTON ROAD	artificial grass pitch, grass pitches, health and fitness suite, swimming pool	529 yd
Goldington Road (Bedford Blues Rufc) GOLDINGTON ROAD	grass pitches	567 yd
Bedford Borough Indoor Bowling Club GOLDINGTON ROAD	indoor bowls	577 yd
Riverside Tennis Club GOLDINGTON ROAD	indoor tennis centre, tennis courts	684 yd
Pace Health Club (Bedford) (Closed) St. Marys Street	health and fitness suite	717 yd
Flexibility Health & Fitness Club 1-3 1-3 SILVER STREET	health and fitness suite	766 yd
Bedford And County Badminton Club BRADGATE ROAD		790 yd
Bedford School DE PARYS AVENUE	grass pitches, health and fitness suite, squash courts, swimming pool, tennis courts	809 yd

Broadband

Technology Aviability

Percentage of premises that have Superfast Broadband (30Mbit/s or greater) coverage from fixed broadband	100.0%
Percentage of premises that have Ultrafast Broadband (100Mbit/s or greater) coverage from fixed broadband	100.0%
Percentage of premises that have Ultrafast Broadband (300Mbit/s or greater) coverage from fixed broadband	100.0%
Percentage of premises that have coverage from a Gigabit capable service from fixed broadband	100.0%

Speed Aviability

Percentage of premises unable to receive 2Mbit/s	0.0%
Percentage of premises unable to receive 5Mbit/s	0.0%
Percentage of premises unable to receive 10Mbit/s	0.0%
Percentage of premises unable to receive 30Mbit/s	0.0%

Download Speed

Median download speed	100 Mbit/s
Average download speed	165 Mbit/s
Minimum download speed	600 Mbit/s
Maximum download speed	600 Mbit/s

Upload Speed

Median upload speed	20 Mbit/s
Average upload speed	19 Mbit/s
Maximum upload speed	40 Mbit/s

Broadband statistics are based on Ofcom's Communications Market Report (CMR) 2022.

Overview of MK40 3PG