Bank Terrace, Staveley, Kendal, LA8 9NQ

Overview of LA8 9NQ

People
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Culture
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Safety
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Affluence
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Property Prices
Average Price: £318,854
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Employment
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Schools
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Food And Drink
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Sport
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Broadband
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Bank Terrace is in Staveley, Kendal and in Westmorland And Furness district. LA8 9NQ is located in the Upper Kent electoral ward, within the English Parliamentary constituency of Westmorland and Lonsdale. This postcode has been in use since 1980-01-01.

StreetScan combines information about Bank Terrace, Staveley, Kendal, LA8 9NQ and displays a report on the quality of life in this place and its surroundings.

Nearby postcodes are: LA8 9NH, LA8 9NR, LA8 9NJ, LA8 9NE, LA8 9RA, LA8 9NG, LA8 9NF, LA8 9LW, LA8 9NB.

People

Gender

In the UK, the overall gender distribution is approximately 49% male and 51% female. The local area around LA8 9NQ is generally consistent with those figures, having a male population of 48.5%.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Female	50.7%	51.5%	0.8%	51.0%	0.5%
Male	49.3%	48.5%	-0.8%	49.0%	-0.5%

Partnership Status

Across the UK, the average relationship status breakdown is roughly 44% married, 38% single, 9% divorced, 6% widowed, and 2% separated.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Single	26.7%	29.4%	2.7%	37.9%	-8.5%
Married: Opposite sex	54.4%	49.7%	-4.7%	44.2%	5.5%
Civil partnership: Opposite sex	0%	0.5%	0.5%	0.1%	0.4%
Civil partnership: Same sex	0%	0.5%	0.5%	0.1%	0.4%
Separated	1.7%	1.4%	-0.3%	2.2%	-0.8%
Divorced	6.8%	10.7%	3.9%	9.1%	1.6%
Widowed	10.5%	7.7%	-2.8%	6.1%	1.6%

Health

Across the UK, the average 48.4% rated their health as Very Good, 33.6% as Good, 12.7% as Fair, 4% as Bad, and 1.2% as Very Bad.

Population age significantly impacts residents' health. Additionally, socioeconomic status plays a crucial role: higher income levels and lower poverty rates are linked to better health outcomes. Affluent areas benefit from higher living standards, access to private healthcare, and healthier lifestyle choices.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Very good health	46.4%	49.2%	2.8%	48.4%	0.8%
Good health	33.7%	33.7%	0.0%	33.6%	0.1%
Fair health	13.8%	12.8%	-1.0%	12.7%	0.1%
Bad health	5.2%	3.6%	-1.6%	4.0%	-0.4%
Very bad health	0.9%	0.7%	-0.2%	1.2%	-0.5%

Education and Qualifications

During the 2021 census, the educational qualifications of residents across the UK were as follows: 18.2% had no qualifications, 9.6% had 1-4 GCSEs, 13.4% had 5 or more GCSEs and 1-2 A/AS Levels, 16.9% had 2 or more A Levels, 33.8% held a degree (or equivalent), and 5.4% had completed an apprenticeship.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
No qualifications	18.9%	12.6%	-6.3%	18.2%	-5.6%
1-4 GCSEs or Equivalent	9.8%	10.1%	0.3%	9.6%	0.5%
5 or more GCSEs, an A-Level or 1-2 AS Levels	18.2%	13.2%	-5.0%	13.4%	-0.2%
Apprenticeship	3.4%	5.8%	2.4%	5.3%	0.5%
HNC, HND or 2+ A Levels	12.2%	18.4%	6.2%	16.9%	1.5%
Degree or Similar	33.1%	38.9%	5.8%	33.8%	5.1%
Other	4.4%	1.1%	-3.3%	2.8%	-1.7%

Culture

Ethnic Group

In this area, the population is predominantly white, with 96.4% identifying as such, significantly higher than the UK average of 81.4%. This indicates a lower level of ethnic diversity compared to the broader UK population.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Indian	0.3%	0%	-0.3%	3.1%	-3.1%
Other Asian	0%	0.5%	0.5%	1.6%	-1.1%
Black African	0.6%	0%	-0.6%	2.5%	-2.5%
Black Caribbean	0.3%	0%	-0.3%	1.0%	-1.0%
Mixed White and Asian	0.3%	0%	-0.3%	0.8%	-0.8%
Mixed White and African	0.3%	0.7%	0.4%	0.4%	0.3%
Mixed White and Caribbean	0%	0.5%	0.5%	0.9%	-0.4%
Mixed Other	0.9%	2%	1.1%	0.8%	1.2%
White	97.4%	96.4%	-1.0%	81.4%	15.0%

Country of Birth

In this area, 93.2% of the population were born in the United Kingdom, which is higher than the UK average of 83.2%.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
United Kingdom	95.7%	93.2%	-2.5%	83.2%	10.0%
European Union	1.4%	4.1%	2.7%	6.1%	-2.0%
Rest of Europe	0.3%	0.2%	-0.1%	0.8%	-0.6%
Africa	0.9%	0.2%	-0.7%	2.7%	-2.5%
Middle East and Asia	0.3%	0.9%	0.6%	5.6%	-4.7%
The Americas and the Caribbean	0.6%	0.2%	-0.4%	1.3%	-1.1%
Oceania	0.9%	1.1%	0.2%	0.3%	0.8%

Length of Residence

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Born in the UK	95.7%	93.2%	-2.5%	83.2%	10.0%
10+ Years	0.9%	3.4%	2.5%	9.8%	-6.4%
5-10 Years	0.9%	3.2%	2.3%	2.9%	0.3%
2-5 Years	0.9%	0.2%	-0.7%	2.2%	-2.0%
Less than 2 years	1.7%	0%	-1.7%	1.9%	-1.9%

Passport Held

	2021	UK Average	postcode vs UK (pp)
United Kingdom	82.7%	76.7%	6.0%
Ireland	0.7%	0.6%	0.1%
Poland	1.8%	1.3%	0.5%
Other EU countries	0.2%	1.5%	-1.3%
South-East Asia	0.2%	0.2%	0.0%
Oceania	0.2%	0.1%	0.1%
No passport held	14.1%	13.5%	0.6%

Religion

	2021	UK Average	postcode vs UK (pp)
No religion	38.7%	37.2%	1.5%
Christian	50.1%	46.2%	3.9%
Buddhist	1.1%	0.5%	0.6%
Muslim	1.4%	6.5%	-5.1%
Not answered	8.7%	6.0%	2.7%

Safety

Is Bank Terrace Street dangerous?

Over the last 12 months, the overall crime rate around Bank Terrace was 12.9 per 1,000 residents, which is 85.3% lower than the Bowness and Lyth average. The most reported crime type was Violence and sexual offences.

Bank Terrace has the 14th lowest crime rate of 106 local areas in Bowness and Lyth and the 136th lowest crime rate of 774 local areas in Westmorland and Furness .

Violent and sexual offences accounted for around 4.3 crimes per 1,000 residents and have been falling year on year. Over the last decade, overall crime has risen by about 59.1%.

🔎 See full breakdown of local crime, hotspots & trends

Affluence

Household Income

Households in this area have a similar level of wealth to the average household in England and Wales. 52% of analyzed areas in England and Wales have higher average household annual income than this area.

Average Household Income
£44,300

Income Rank
5/10

Household Income in LA8 9NQ, Local Authority and Region

Deprivation

Index of Multiple Deprivation (IMD) - 4/10 (below average )
Indices of multiple deprivation (IMD) is used to classify the relative deprivation (a measure of poverty) of the area. It considers the following domains:
Income Deprivation Domain - 2/10 (very low )
The Income Deprivation Domain measures the percentage of people in the population who are experiencing poverty due to having a low income. It includes both those who are unemployed and those who are employed but earn very little (and who satisfy the respective means tests).
Employment Deprivation Domain - 3/10 (low )
The Employment Deprivation Domain measures the proportion of the working-age population in an area involuntarily excluded from the labour market. This includes people who would like to work but are unable to do so due to unemployment, sickness or disability, or caring responsibilities.
Education, Skills and Training Domain - 4/10 (below average )
The Education, Skills, and Training Deprivation Domain measures the lack of education and skills in a local area. It has two parts: one for children and young people, and one for adults. The part for children and young people looks at their school achievements ('flow'), while the part for adults looks at the number of adults without qualifications ('stock').
Health Deprivation and Disability Domain - 2/10 (very low )
The Health Deprivation and Disability Domain measures the risk of early death and poor quality of life due to bad physical or mental health. It looks at illness, disability, and early death, but not at behaviors or environments that might affect future health.
Crime Domain - 1/10 (very low )
The Crime Domain measures the risk of people and property being victims of crime in a local area.
Barriers to Housing and Services Domain - 8/10 (high )
The Barriers to Housing and Services Domain measures how easy or hard it is to access housing and local services. It has two parts: one looks at how close local services are, and the other looks at issues like how affordable housing is.
Living Environment Deprivation Domain - 9/10 (very high )
The Living Environment Deprivation Domain measures the quality of the local environment. It has two parts: the "indoors" part looks at housing quality, and the "outdoors" part looks at air quality and road traffic accidents.
Income Deprivation Affecting Children Index (IDACI) - 3/10 (low )
The Income Deprivation Affecting Children Index (IDACI) measures how many children aged 0 to 15 live in low-income families. It is part of the Income Deprivation Domain, which looks at how many people in an area have low incomes. This includes both those who are unemployed and those who work but earn very little (and who satisfy the respective means tests).
Income Deprivation Affecting Older People Index (IDAOPI) - 2/10 (very low )
The Income Deprivation Affecting Older People Index (IDAOPI) measures the percentage of people aged 60 or older who have low income. It is part of the Income Deprivation Domain, which looks at how many people in an area have low income, including both unemployed people and those with low-paying jobs (and who satisfy the respective means tests).

Property Prices

Average property prices on Bank Terrace are based on 3 property sales since the beginning of 1995. Estimated property prices are calculated by adjusting the last sale price by current House Price Index for Westmorland And Furness.
StreetScan downloads house price data directly from the HM Land Registry and uses it to create these statistics.

House Prices for Bank Terrace, Staveley, Kendal, LA8 9NQ

Estimated Average Property Prices for LA8 9NQ

Average Price
£420,986

Semi-Detached
no sales

Terraced
£420,986

Detached
no sales

Flats/Maisonettes
no sales

Other
no sales

Estimated Average Property Prices for Bank Terrace

Average Price
£318,854

Semi-Detached
no sales

Terraced
£318,854

Detached
no sales

Flats/Maisonettes
no sales

Other
no sales

Property Prices Comparison

Latest Property Sales on Bank TerraceStreet

Address	Sale Price	Sale Date	Price Estimate 2025
3 Bank Terrace, Kendal, Westmorland And Furness Terraced, an established residential building	£413,500	2025-02-12	£406,485
3 Bank Terrace, Kendal, Cumbria Terraced, an established residential building	£190,000	2012-11-22	£281,491
2 Bank Terrace, Kendal, Cumbria Terraced, an established residential building	£285,000	2010-08-16	£406,642
2 Bank Terrace, Kendal, Cumbria Terraced, an established residential building	£201,000	2007-07-25	£268,429

View All Property Sales and Other Statistics for LA8 9NQ

Employment

LA8 9NQ area has a high level of entrepreneurship. Only 18% of streets have higher percent of entrepreneur residents. 13% of population in this area is self-employed, while the average in the UK is 9.7%. High number of entrepreneurs usually leads to relatively high economic growth, higher paid jobs and better quality of life in the area.

LA8 9NQ area has a low unemployment rate. According to Census 2021, 3% residents of this area were unemployed, while the average in the UK was 4.83%. A low level of unemployment in an area indicates a strong job market, where most people who are seeking work can find employment. This generally reflects a healthy economy in the area.

The percentage of retired residents living in LA8 9NQ area is much higher than the country's average. According to Census 2011, 31% residents of this area were retired, while the average in the UK was 14%.

Economic Activity

Retired	115
Full-Time Employee	97
Self-Employed	47
Part-Time Employee	46
Looking after home or family	19
Unemployed	12
Student (economically inactive)	11
Long-Term Sick or disabled	9
Other	6
Full-Time Student (with or without job)	5

Employment Industry

Wholesale and retail trade; repair of motor vehicles and motor cycles	32
Education	26
Accommodation and food service activities	20
Manufacturing	15
Human health and social work activities	15
Professional, scientific and technical activities	13
Construction	11
Other	7
Financial and insurance activities	6
Real estate activities	5
Agriculture, forestry and fishing	5
Administrative and support service activities	3
Information and communication	3
Public administration and defence; compulsory social security	2
Transport and storage	2
Water supply; sewerage, waste management and remediation activities	1
Mining and quarrying	1

Schools

Primary

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Staveley CofE School Brow Lane , Staveley LA8 9PH	3out of 4	661 yd	Voluntary controlled school	No	Mixed	More About School
St Oswald's CofE Primary School Howgill Close , Burneside LA9 6QR	3out of 4	4,819 yd	Voluntary aided school	Yes	Mixed	More About School

School statistics for this postcode are based on Ofsted rankings.

Food and Drink

Restaurants, Cafes, Canteens

Business Name	Address	Food hygiene rating	Distance
More? The Artisan Bakery Cafe	Staveley Mill Yard, Back Lane		397 yd
Wilfs Cafe & Outside Catering	Mill Yard, Back Lane		417 yd

Pubs, Bars, Nightclubs

Business Name	Address	Food hygiene rating	Distance
Kimi's Gelato Kitchen	63 Main Street		293 yd
Eagle and Child	Eagle And Child Hotel, Kendal Road		371 yd

Takeaway, Sandwich Shops

Business Name	Address	Food hygiene rating	Distance
The Beehive	22 Main Street		293 yd
Staveley Chippy	3 Main Street		372 yd

Sport

Facility Name	Sport Objects	Distance
Ayland Recreation Ground Main Street	grass pitches	390 yd
Staveley C Of E School BROW LANE	grass pitches	680 yd

Broadband

Technology Aviability

Percentage of premises that have Superfast Broadband (30Mbit/s or greater) coverage from fixed broadband	100.0%
Percentage of premises that have Ultrafast Broadband (100Mbit/s or greater) coverage from fixed broadband	0.0%
Percentage of premises that have Ultrafast Broadband (300Mbit/s or greater) coverage from fixed broadband	0.0%
Percentage of premises that have coverage from a Gigabit capable service from fixed broadband	0.0%

Speed Aviability

Percentage of premises unable to receive 2Mbit/s	0.0%
Percentage of premises unable to receive 5Mbit/s	0.0%
Percentage of premises unable to receive 10Mbit/s	0.0%
Percentage of premises unable to receive 30Mbit/s	0.0%

Broadband statistics are based on Ofcom's Communications Market Report (CMR) 2022.