Fern Bank, Lancaster, LA1 4TT

People

Gender

In the UK, the overall gender distribution is approximately 49% male and 51% female. The local area around LA1 4TT is generally consistent with those figures, having a male population of 48.7%.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Female	53.8%	51.3%	-2.5%	51.0%	0.3%
Male	46.2%	48.7%	2.5%	49.0%	-0.3%

Partnership Status

Across the UK, the average relationship status breakdown is roughly 44% married, 38% single, 9% divorced, 6% widowed, and 2% separated.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Single	40.4%	40.1%	-0.3%	37.9%	2.2%
Married: Opposite sex	44.4%	48.1%	3.7%	44.2%	3.9%
Civil partnership: Same sex	0%	2.1%	2.1%	0.1%	2.0%
Separated	0.4%	0.4%	0.0%	2.2%	-1.8%
Divorced	7.6%	5.5%	-2.1%	9.1%	-3.6%
Widowed	7.2%	3.8%	-3.4%	6.1%	-2.3%

Health

Across the UK, the average 48.4% rated their health as Very Good, 33.6% as Good, 12.7% as Fair, 4% as Bad, and 1.2% as Very Bad.

Population age significantly impacts residents' health. Additionally, socioeconomic status plays a crucial role: higher income levels and lower poverty rates are linked to better health outcomes. Affluent areas benefit from higher living standards, access to private healthcare, and healthier lifestyle choices.

This area has a high percentage of residents reporting their health as Good or Very Good (87.3%) compared to the average (82%). This typically indicates either a younger population or more affluent area.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Very good health	51.2%	51.8%	0.6%	48.4%	3.4%
Good health	30.4%	35.5%	5.1%	33.6%	1.9%
Fair health	13.4%	7.7%	-5.7%	12.7%	-5.0%
Bad health	3.7%	4%	0.3%	4.0%	0.0%
Very bad health	1.3%	1%	-0.3%	1.2%	-0.2%

Education and Qualifications

During the 2021 census, the educational qualifications of residents across the UK were as follows: 18.2% had no qualifications, 9.6% had 1-4 GCSEs, 13.4% had 5 or more GCSEs and 1-2 A/AS Levels, 16.9% had 2 or more A Levels, 33.8% held a degree (or equivalent), and 5.4% had completed an apprenticeship.

In the area around LA1 4TT this area, 9.3% of residents have no qualifications. This is significantly lower than the UK average of 18.2%. This area stands out for its high percentage of residents with higher education degree or similar. The UK average is 33.8%, while in this area it is 46.8%.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
No qualifications	17.9%	9.3%	-8.6%	18.2%	-8.9%
1-4 GCSEs or Equivalent	8.1%	6.3%	-1.8%	9.6%	-3.3%
5 or more GCSEs, an A-Level or 1-2 AS Levels	11.2%	13.9%	2.7%	13.4%	0.5%
Apprenticeship	1.3%	4.2%	2.9%	5.3%	-1.1%
HNC, HND or 2+ A Levels	13.9%	16.9%	3.0%	16.9%	0.0%
Degree or Similar	43.5%	46.8%	3.3%	33.8%	13.0%
Other	4%	2.5%	-1.5%	2.8%	-0.3%

Culture

Ethnic Group

This area closely mirrors the overall ethnic composition of the UK, with 83.6% of the population identifying as white, with UK average of 81.4%.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Chinese	1%	6%	5.0%	0.7%	5.3%
Indian	1.3%	0%	-1.3%	3.1%	-3.1%
Other Asian	0%	1.7%	1.7%	1.6%	0.1%
Black African	0%	0.3%	0.3%	2.5%	-2.2%
Other Black	0.3%	0%	-0.3%	0.5%	-0.5%
Mixed White and Asian	0.7%	1.7%	1.0%	0.8%	0.9%
Mixed White and African	0%	0.3%	0.3%	0.4%	-0.1%
Mixed White and Caribbean	0.3%	0.3%	0.0%	0.9%	-0.6%
Mixed Other	0.3%	0.3%	0.0%	0.8%	-0.5%
White	96%	83.6%	-12.4%	81.4%	2.2%
Arab	0%	2.3%	2.3%	0.6%	1.7%
Other	0%	3.4%	3.4%	1.6%	1.8%

Country of Birth

In this area, 84.6% of the population were born in the United Kingdom, which is similar to the UK average of 83.2%.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
United Kingdom	95.3%	84.6%	-10.7%	83.2%	1.4%
European Union	1.3%	4.7%	3.4%	6.1%	-1.4%
Rest of Europe	0.3%	0.3%	0.0%	0.8%	-0.5%
Africa	0.3%	1%	0.7%	2.7%	-1.7%
Middle East and Asia	2%	7%	5.0%	5.6%	1.4%
The Americas and the Caribbean	0.7%	1.7%	1.0%	1.3%	0.4%
Oceania	0%	0.7%	0.7%	0.3%	0.4%

Length of Residence

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Born in the UK	94.6%	84.3%	-10.3%	83.2%	1.1%
10+ Years	1%	6.7%	5.7%	9.8%	-3.1%
5-10 Years	0.3%	2%	1.7%	2.9%	-0.9%
2-5 Years	1.3%	4.7%	3.4%	2.2%	2.5%
Less than 2 years	2.7%	2.3%	-0.4%	1.9%	0.4%

Passport Held

	2021	UK Average	postcode vs UK (pp)
United Kingdom	83.5%	76.7%	6.8%
Ireland	0.3%	0.6%	-0.3%
Germany	0.3%	0.2%	0.1%
Italy	1.3%	0.6%	0.7%
Other EU countries	2.4%	1.5%	0.9%
Eastern Asia	1.3%	0.3%	1.0%
South-East Asia	1.3%	0.2%	1.1%
North America and the Caribbean	0.3%	0.3%	0.0%
Central and South America	1.3%	0.2%	1.1%
Oceania	0.3%	0.1%	0.2%
No passport held	7.4%	13.5%	-6.1%

Religion

	2021	UK Average	postcode vs UK (pp)
No religion	40.5%	37.2%	3.3%
Christian	46.5%	46.2%	0.3%
Buddhist	3.3%	0.5%	2.8%
Hindu	1.7%	1.7%	0.0%
Muslim	2.7%	6.5%	-3.8%
Not answered	5.3%	6.0%	-0.7%

Safety

Is Fern Bank Street dangerous?

Over the last 12 months, the overall crime rate around Fern Bank was 5.5 per 1,000 residents, which is 87.7% lower than the Bowerham average. The most reported crime type was Burglary.

Fern Bank has the 2nd lowest crime rate of 62 local areas in Bowerham and the 10th lowest crime rate of 477 local areas in Lancaster .

Violent and sexual offences accounted for around 2.7 crimes per 1,000 residents and have been falling year on year. Over the last decade, overall crime has fallen by about -56.9%.

🔎 See full breakdown of local crime, hotspots & trends

Affluence

Household Income

Households in this area have a similar level of wealth to the average household in England and Wales. 55% of analyzed areas in England and Wales have higher average household annual income than this area.

Average Household Income
£43,500

Income Rank
5/10

Household Income in LA1 4TT, Local Authority and Region

Deprivation

Index of Multiple Deprivation (IMD) - 5/10 (average )
Indices of multiple deprivation (IMD) is used to classify the relative deprivation (a measure of poverty) of the area. It considers the following domains:
Income Deprivation Domain - 5/10 (average )
The Income Deprivation Domain measures the percentage of people in the population who are experiencing poverty due to having a low income. It includes both those who are unemployed and those who are employed but earn very little (and who satisfy the respective means tests).
Employment Deprivation Domain - 4/10 (below average )
The Employment Deprivation Domain measures the proportion of the working-age population in an area involuntarily excluded from the labour market. This includes people who would like to work but are unable to do so due to unemployment, sickness or disability, or caring responsibilities.
Education, Skills and Training Domain - 3/10 (low )
The Education, Skills, and Training Deprivation Domain measures the lack of education and skills in a local area. It has two parts: one for children and young people, and one for adults. The part for children and young people looks at their school achievements ('flow'), while the part for adults looks at the number of adults without qualifications ('stock').
Health Deprivation and Disability Domain - 6/10 (average )
The Health Deprivation and Disability Domain measures the risk of early death and poor quality of life due to bad physical or mental health. It looks at illness, disability, and early death, but not at behaviors or environments that might affect future health.
Crime Domain - 2/10 (very low )
The Crime Domain measures the risk of people and property being victims of crime in a local area.
Barriers to Housing and Services Domain - 1/10 (very low )
The Barriers to Housing and Services Domain measures how easy or hard it is to access housing and local services. It has two parts: one looks at how close local services are, and the other looks at issues like how affordable housing is.
Living Environment Deprivation Domain - 10/10 (very high )
The Living Environment Deprivation Domain measures the quality of the local environment. It has two parts: the "indoors" part looks at housing quality, and the "outdoors" part looks at air quality and road traffic accidents.
Income Deprivation Affecting Children Index (IDACI) - 6/10 (average )
The Income Deprivation Affecting Children Index (IDACI) measures how many children aged 0 to 15 live in low-income families. It is part of the Income Deprivation Domain, which looks at how many people in an area have low incomes. This includes both those who are unemployed and those who work but earn very little (and who satisfy the respective means tests).
Income Deprivation Affecting Older People Index (IDAOPI) - 5/10 (average )
The Income Deprivation Affecting Older People Index (IDAOPI) measures the percentage of people aged 60 or older who have low income. It is part of the Income Deprivation Domain, which looks at how many people in an area have low income, including both unemployed people and those with low-paying jobs (and who satisfy the respective means tests).

Property Prices

Average property prices on Fern Bank are based on 29 property sales since the beginning of 1995. Estimated property prices are calculated by adjusting the last sale price by current House Price Index for Lancaster.
StreetScan downloads house price data directly from the HM Land Registry and uses it to create these statistics.

House Prices for Fern Bank, Lancaster, LA1 4TT

Estimated Average Property Prices for LA1 4TT

Average Price
£379,841

Semi-Detached
£359,400

Terraced
£404,549

Detached
£340,640

Flats/Maisonettes
no sales

Other
£493,957

Estimated Average Property Prices for Fern Bank

Average Price
£362,908

Semi-Detached
£343,990

Terraced
£378,968

Detached
£353,115

Flats/Maisonettes
no sales

Other
£480,472

Property Prices Comparison

Latest Property Sales on Fern BankStreet

Address	Sale Price	Sale Date	Price Estimate 2025
10 Fern Bank, Lancaster, Lancashire Terraced, an established residential building	£325,000	2022-03-14	£351,698
23 Fern Bank, Lancaster, Lancashire Semi-Detached, an established residential building	£270,000	2021-11-04	£296,700
2 Fern Bank, Lancaster, Lancashire Other, an established residential building	£455,000	2021-03-12	£480,472
30 Fern Bank, Lancaster, Lancashire Detached, an established residential building	£285,000	2021-02-26	£327,110
11 Fern Bank, Lancaster, Lancashire Terraced, an established residential building	£345,000	2020-08-11	£430,379

View All Property Sales and Other Statistics for LA1 4TT

Employment

LA1 4TT area has a low unemployment rate. According to Census 2021, 2% residents of this area were unemployed, while the average in the UK was 4.83%. A low level of unemployment in an area indicates a strong job market, where most people who are seeking work can find employment. This generally reflects a healthy economy in the area.

The percentage of student residents living in LA1 4TT area is much higher than the country's average. Usually places with high percentage of students are near Universities and near entertainment places.

Economic Activity

Full-Time Employee	92
Retired	35
Part-Time Employee	33
Student (economically inactive)	26
Self-Employed	16
Full-Time Student (with or without job)	11
Other	8
Looking after home or family	7
Long-Term Sick or disabled	5
Unemployed	4

Employment Industry

Education	38
Human health and social work activities	28
Wholesale and retail trade; repair of motor vehicles and motor cycles	12
Accommodation and food service activities	6
Information and communication	6
Administrative and support service activities	5
Construction	5
Public administration and defence; compulsory social security	4
Financial and insurance activities	3
Professional, scientific and technical activities	3
Manufacturing	3
Other	2
Real estate activities	2
Transport and storage	1
Water supply; sewerage, waste management and remediation activities	1
Electricity, gas, steam and air conditioning supply	1

Schools

Nursery

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Appletree Nursery School Milking Stile Lane , LA1 5QB	4out of 4	2,175 yd	Local authority nursery school	Yes	Mixed	More About School

Primary

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Scotforth St Paul's Church of England Primary and Nursery School Scotforth Road , LA1 4SE	4out of 4	316 yd	Voluntary aided school	Yes	Mixed	More About School
St Bernadette's Catholic Primary School, Lancaster Bowerham Road , LA1 4HT	4out of 4	696 yd	Voluntary aided school	No	Mixed	More About School
Bowerham Primary & Nursery School Bowerham Road , LA1 4BS	3out of 4	769 yd	Community school	Yes	Mixed	More About School
Moorside Primary School Bowerham Road , Newlands LA1 4HT	3out of 4	789 yd	Community school	No	Mixed	More About School
The Cathedral Catholic Primary School, Lancaster Balmoral Road , LA1 3BT	3out of 4	1,477 yd	Voluntary aided school	No	Mixed	More About School

Secondary

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Ripley St Thomas Church of England Academy Ashton Road , LA1 4RS	4out of 4	770 yd	Academy converter	Not Applicable	Mixed	More About School
Lancaster Girls' Grammar School Regent Street , LA1 1SF	4out of 4	1,478 yd	Academy converter	Not Applicable	Girls	More About School
Lancaster Royal Grammar School East Road , LA1 3EF	4out of 4	1,569 yd	Academy converter	Not Applicable	Mixed	More About School
Our Lady's Catholic College Morecambe Road , LA1 2RX	3out of 4	2,521 yd	Voluntary aided school	No	Mixed	More About School
Central Lancaster High School Crag Road , LA1 3LS	- not rated	2,548 yd	Academy converter	No	Mixed	More About School

16 plus

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Lancaster and Morecambe College Morecambe Road , LA1 2TY	- not rated	4,074 yd	Further education	Not Applicable	Mixed	More About School

Not applicable

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Jamea Al Kauthar Ashton Road , LA1 5AJ	- not rated	414 yd	Other independent school	No	Girls	More About School
Stepping Stones School Bowerham Road , LA1 4HT	4out of 4	789 yd	Pupil referral unit	Not Applicable	Mixed	More About School
Lancaster Steiner School Lune Road , LA1 5QU	- not rated	2,435 yd	Other independent school	Yes	Mixed	More About School
Chadwick High School Mainway , Skerton LA1 2AY	2out of 4	2,771 yd	Pupil referral unit	Not Applicable	Mixed	More About School
University of Lancaster University House , Bailrigg LA1 4YW	- not rated	2,985 yd	Higher education institutions	Not Applicable	Mixed	More About School

School statistics for this postcode are based on Ofsted rankings.

Food and Drink

Restaurants, Cafes, Canteens

Business Name	Address	Distance
Ode Pizza Company Ltd	Bowerham Hotel, Bowerham Road	497 yd
Apple Tree Cafe	Morecambe Bay Primary Trust, Pathfinders Drive	834 yd
The Gateway Building	University Of Cumbria, Bowerham Road	880 yd

Pubs, Bars, Nightclubs

Business Name	Address	Distance
Wobbly Cobbler	49 Scotforth Road	237 yd
Bowerham Hotel	Bowerham Road	497 yd
Boot & Shoe	171 Scotforth Road	844 yd
Park Hotel Lancaster LTD	Park Hotel, 1 St Oswald Street	955 yd
Fox & Goose	Fox And Goose, Newlands Road	1,002 yd

Takeaway, Sandwich Shops

Business Name	Address	Distance
Neptune Fish and Chips	18 Scotforth Road	125 yd
Scrumptious	57 Scotforth Road	236 yd
Mr Wang Chinese Takeaway	59 Scotforth Road	236 yd
Jasmine Garden	2 Newsham Road	422 yd
Pepe Rosso	128 Greaves Road	445 yd

Supermarkets, Hypermarkets

Business Name	Address	Food hygiene rating	Distance
EH Booth & Co.Ltd	Booths, Hala Road		839 yd

Sport

Facility Name	Sport Objects	Distance
York Road Playing Field WELLINGTON ROAD	grass pitches	213 yd
Barton Road Playing Fields BARTON ROAD	grass pitches	412 yd
Bowerham Lawn Tennis Club BARTON ROAD	tennis courts	496 yd
St Bernadette'S Catholic Primary School BOWERHAM ROAD	grass pitches	594 yd
Moorside Primary School BOWERHAM ROAD	grass pitches	666 yd
Royal Albert Playing Field LINDBERGH AVENUE	grass pitches	696 yd
Bowerham Community Primary School BOWERHAM ROAD	grass pitches	773 yd
Ripley St Thomas Ce Academy ASHTON ROAD	artificial grass pitch, grass pitches, health and fitness suite, swimming pool	848 yd
University Of Cumbria Sports Centre (Lancaster Campus) BOWERHAM ROAD	artificial grass pitch, grass pitches, health and fitness suite, squash courts, tennis courts	931 yd

Broadband

Technology Aviability

Percentage of premises that have Superfast Broadband (30Mbit/s or greater) coverage from fixed broadband	100.0%
Percentage of premises that have Ultrafast Broadband (100Mbit/s or greater) coverage from fixed broadband	75.0%
Percentage of premises that have Ultrafast Broadband (300Mbit/s or greater) coverage from fixed broadband	75.0%
Percentage of premises that have coverage from a Gigabit capable service from fixed broadband	75.0%

Speed Aviability

Percentage of premises unable to receive 2Mbit/s	0.0%
Percentage of premises unable to receive 5Mbit/s	0.0%
Percentage of premises unable to receive 10Mbit/s	0.0%
Percentage of premises unable to receive 30Mbit/s	0.0%

Download Speed

Median download speed	53.3 Mbit/s
Average download speed	49.3 Mbit/s
Minimum download speed	71.59 Mbit/s
Maximum download speed	71.59 Mbit/s

Upload Speed

Median upload speed	14.2 Mbit/s
Average upload speed	13.1 Mbit/s
Maximum upload speed	20 Mbit/s

Broadband statistics are based on Ofcom's Communications Market Report (CMR) 2022.

Overview of LA1 4TT