Bank Top, Southowram, Halifax, HX3 9NJ

People

Gender

In the UK, the overall gender distribution is approximately 49% male and 51% female. The local area around HX3 9NJ is generally consistent with those figures, having a male population of 48.1%.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Female	53.6%	51.9%	-1.7%	51.0%	0.9%
Male	46.4%	48.1%	1.7%	49.0%	-0.9%

Partnership Status

Across the UK, the average relationship status breakdown is roughly 44% married, 38% single, 9% divorced, 6% widowed, and 2% separated.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Single	25.4%	35%	9.6%	37.9%	-2.9%
Married: Opposite sex	55.6%	41.6%	-14.0%	44.2%	-2.6%
Civil partnership: Same sex	0%	1.2%	1.2%	0.1%	1.1%
Separated	1.9%	1.6%	-0.3%	2.2%	-0.6%
Divorced	10.1%	8.9%	-1.2%	9.1%	-0.2%
Widowed	7.1%	11.7%	4.6%	6.1%	5.6%

Health

Across the UK, the average 48.4% rated their health as Very Good, 33.6% as Good, 12.7% as Fair, 4% as Bad, and 1.2% as Very Bad.

Population age significantly impacts residents' health. Additionally, socioeconomic status plays a crucial role: higher income levels and lower poverty rates are linked to better health outcomes. Affluent areas benefit from higher living standards, access to private healthcare, and healthier lifestyle choices.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Very good health	49.7%	47.1%	-2.6%	48.4%	-1.3%
Good health	31.2%	32.1%	0.9%	33.6%	-1.5%
Fair health	13.3%	17.4%	4.1%	12.7%	4.7%
Bad health	5.8%	2.7%	-3.1%	4.0%	-1.3%
Very bad health	0%	0.7%	0.7%	1.2%	-0.5%

Education and Qualifications

During the 2021 census, the educational qualifications of residents across the UK were as follows: 18.2% had no qualifications, 9.6% had 1-4 GCSEs, 13.4% had 5 or more GCSEs and 1-2 A/AS Levels, 16.9% had 2 or more A Levels, 33.8% held a degree (or equivalent), and 5.4% had completed an apprenticeship.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
No qualifications	26.1%	19.1%	-7.0%	18.2%	0.9%
1-4 GCSEs or Equivalent	12.7%	13.3%	0.6%	9.6%	3.7%
5 or more GCSEs, an A-Level or 1-2 AS Levels	18.3%	16%	-2.3%	13.4%	2.6%
Apprenticeship	9.7%	10.9%	1.2%	5.3%	5.6%
HNC, HND or 2+ A Levels	11.9%	12.9%	1.0%	16.9%	-4.0%
Degree or Similar	16.8%	24.6%	7.8%	33.8%	-9.2%
Other	4.5%	3.1%	-1.4%	2.8%	0.3%

Culture

Ethnic Group

In this area, the population is predominantly white, with 93.5% identifying as such, significantly higher than the UK average of 81.4%. This indicates a lower level of ethnic diversity compared to the broader UK population.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Indian	0.6%	0%	-0.6%	3.1%	-3.1%
Pakistani	0.3%	0%	-0.3%	2.7%	-2.7%
Other Asian	0.9%	1%	0.1%	1.6%	-0.6%
Black Caribbean	0.3%	0%	-0.3%	1.0%	-1.0%
Mixed White and Asian	0%	0.3%	0.3%	0.8%	-0.5%
Mixed White and African	0%	0.3%	0.3%	0.4%	-0.1%
Mixed White and Caribbean	0%	2.4%	2.4%	0.9%	1.5%
Mixed Other	1.2%	0.3%	-0.9%	0.8%	-0.5%
White	96.4%	93.5%	-2.9%	81.4%	12.1%
Other	0.3%	2%	1.7%	1.6%	0.4%

Country of Birth

In this area, 95.2% of the population were born in the United Kingdom, which is higher than the UK average of 83.2%.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
United Kingdom	96.7%	95.2%	-1.5%	83.2%	12.0%
European Union	0.9%	2.4%	1.5%	6.1%	-3.7%
Africa	0%	0.3%	0.3%	2.7%	-2.4%
Middle East and Asia	2.1%	1.4%	-0.7%	5.6%	-4.2%
The Americas and the Caribbean	0.3%	0.3%	0.0%	1.3%	-1.0%
Oceania	0%	0.3%	0.3%	0.3%	0.0%

Length of Residence

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Born in the UK	96.7%	95.2%	-1.5%	83.2%	12.0%
10+ Years	0%	4.1%	4.1%	9.8%	-5.7%
5-10 Years	0%	0.3%	0.3%	2.9%	-2.6%
2-5 Years	1.2%	0%	-1.2%	2.2%	-2.2%
Less than 2 years	2.1%	0.3%	-1.8%	1.9%	-1.6%

Passport Held

	2021	UK Average	postcode vs UK (pp)
United Kingdom	80.8%	76.7%	4.1%
Ireland	0.7%	0.6%	0.1%
Lithuania	0.3%	0.3%	0.0%
Poland	0.3%	1.3%	-1.0%
No passport held	17.8%	13.5%	4.3%

Religion

	2021	UK Average	postcode vs UK (pp)
No religion	41.3%	37.2%	4.1%
Christian	53.6%	46.2%	7.4%
Buddhist	0.3%	0.5%	-0.2%
Hindu	1.4%	1.7%	-0.3%
Sikh	1%	0.9%	0.1%
Not answered	2.4%	6.0%	-3.6%

Safety

Is Bank Top Street dangerous?

Over the last 12 months, the overall crime rate around Bank Top was 97.5 per 1,000 residents, which is 33.1% higher than the Hipperholme and Lightcliffe average. The most reported crime type was Violence and sexual offences.

Bank Top has the 33rd highest crime rate of 72 local areas in Hipperholme and Lightcliffe and the 267th highest crime rate of 685 local areas in Calderdale .

Violent and sexual offences accounted for around 86.6 crimes per 1,000 residents and have been rising year on year. Over the last decade, overall crime has risen by about 12.0%.

🔎 See full breakdown of local crime, hotspots & trends

Affluence

Household Income

Households in this area have a lower level of wealth compared to the average household in England and Wales. 84% of analyzed areas in England and Wales have higher average household annual income than this area.

Average Household Income
£35,700

Income Rank
2/10

Household Income in HX3 9NJ, Local Authority and Region

Deprivation

Index of Multiple Deprivation (IMD) - 6/10 (average )
Indices of multiple deprivation (IMD) is used to classify the relative deprivation (a measure of poverty) of the area. It considers the following domains:
Income Deprivation Domain - 5/10 (average )
The Income Deprivation Domain measures the percentage of people in the population who are experiencing poverty due to having a low income. It includes both those who are unemployed and those who are employed but earn very little (and who satisfy the respective means tests).
Employment Deprivation Domain - 6/10 (average )
The Employment Deprivation Domain measures the proportion of the working-age population in an area involuntarily excluded from the labour market. This includes people who would like to work but are unable to do so due to unemployment, sickness or disability, or caring responsibilities.
Education, Skills and Training Domain - 6/10 (average )
The Education, Skills, and Training Deprivation Domain measures the lack of education and skills in a local area. It has two parts: one for children and young people, and one for adults. The part for children and young people looks at their school achievements ('flow'), while the part for adults looks at the number of adults without qualifications ('stock').
Health Deprivation and Disability Domain - 6/10 (average )
The Health Deprivation and Disability Domain measures the risk of early death and poor quality of life due to bad physical or mental health. It looks at illness, disability, and early death, but not at behaviors or environments that might affect future health.
Crime Domain - 6/10 (average )
The Crime Domain measures the risk of people and property being victims of crime in a local area.
Barriers to Housing and Services Domain - 6/10 (average )
The Barriers to Housing and Services Domain measures how easy or hard it is to access housing and local services. It has two parts: one looks at how close local services are, and the other looks at issues like how affordable housing is.
Living Environment Deprivation Domain - 8/10 (high )
The Living Environment Deprivation Domain measures the quality of the local environment. It has two parts: the "indoors" part looks at housing quality, and the "outdoors" part looks at air quality and road traffic accidents.
Income Deprivation Affecting Children Index (IDACI) - 6/10 (average )
The Income Deprivation Affecting Children Index (IDACI) measures how many children aged 0 to 15 live in low-income families. It is part of the Income Deprivation Domain, which looks at how many people in an area have low incomes. This includes both those who are unemployed and those who work but earn very little (and who satisfy the respective means tests).
Income Deprivation Affecting Older People Index (IDAOPI) - 4/10 (below average )
The Income Deprivation Affecting Older People Index (IDAOPI) measures the percentage of people aged 60 or older who have low income. It is part of the Income Deprivation Domain, which looks at how many people in an area have low income, including both unemployed people and those with low-paying jobs (and who satisfy the respective means tests).

Property Prices

Average property prices on Bank Top are based on 49 property sales since the beginning of 1995. Estimated property prices are calculated by adjusting the last sale price by current House Price Index for Calderdale.
StreetScan downloads house price data directly from the HM Land Registry and uses it to create these statistics.

House Prices for Bank Top, Southowram, Halifax, HX3 9NJ

Estimated Average Property Prices for HX3 9NJ

Average Price
£174,340

Semi-Detached
£322,369

Terraced
£140,179

Detached
no sales

Flats/Maisonettes
no sales

Other
no sales

Estimated Average Property Prices for Bank Top

Average Price
£189,096

Semi-Detached
£231,070

Terraced
£148,801

Detached
no sales

Flats/Maisonettes
no sales

Other
no sales

Property Prices Comparison

Latest Property Sales on Bank TopStreet

Address	Sale Price	Sale Date	Price Estimate 2025
20 Bank Top, Halifax, West Yorkshire Terraced, an established residential building	£95,000	2024-07-26	£100,439
26 Bank Top, Halifax, West Yorkshire Terraced, an established residential building	£115,000	2023-06-16	£124,158
22 Bank Top, Halifax, West Yorkshire Terraced, an established residential building	£130,000	2021-05-28	£154,872
14 Bank Top, Halifax, West Yorkshire Terraced, an established residential building	£92,000	2021-04-20	£109,846
26 Bank Top, Halifax, West Yorkshire Terraced, an established residential building	£100,000	2019-10-11	£131,734

View All Property Sales and Other Statistics for HX3 9NJ

Employment

HX3 9NJ area has a low unemployment rate. According to Census 2021, 2% residents of this area were unemployed, while the average in the UK was 4.83%. A low level of unemployment in an area indicates a strong job market, where most people who are seeking work can find employment. This generally reflects a healthy economy in the area.

The percentage of retired residents living in HX3 9NJ area is much higher than the country's average. According to Census 2011, 33% residents of this area were retired, while the average in the UK was 14%.

Economic Activity

Retired	85
Full-Time Employee	81
Self-Employed	27
Part-Time Employee	21
Student (economically inactive)	11
Looking after home or family	8
Long-Term Sick or disabled	8
Other	7
Unemployed	6
Full-Time Student (with or without job)	3

Employment Industry

Wholesale and retail trade; repair of motor vehicles and motor cycles	22
Manufacturing	20
Construction	20
Education	16
Public administration and defence; compulsory social security	13
Human health and social work activities	13
Transport and storage	11
Financial and insurance activities	9
Other	8
Professional, scientific and technical activities	8
Information and communication	6
Accommodation and food service activities	6
Administrative and support service activities	4
Water supply; sewerage, waste management and remediation activities	2
Electricity, gas, steam and air conditioning supply	2
Mining and quarrying	1

Schools

Primary

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Withinfields Primary School Withinfields , Southowram HX3 9QJ	2out of 4	875 yd	Community school	Yes	Mixed	More About School
Salterhebble Junior and Infant School Stafford Square , HX3 0AU	3out of 4	1,421 yd	Community school	No	Mixed	More About School
Siddal Primary School Backhold Lane , Siddal HX3 9DL	4out of 4	1,457 yd	Academy converter	Yes	Mixed	More About School
St Joseph's Catholic Primary School Portland Road , HX3 6LA	3out of 4	1,753 yd	Voluntary aided school	No	Mixed	More About School
Holy Trinity Primary School, A Church of England Academy Savile Park Road , HX1 2ES	3out of 4	1,886 yd	Academy converter	Yes	Mixed	More About School

Secondary

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Park Lane Academy Park Lane , Exley HX3 9LG	1out of 4	2,078 yd	Academy sponsor led	No	Mixed	More About School
The Crossley Heath School Savile Park , HX3 0HG	4out of 4	2,527 yd	Academy converter	No	Mixed	More About School
Brighouse High School Finkil Street , HD6 2NY	3out of 4	3,512 yd	Academy converter	Not Applicable	Mixed	More About School
Lightcliffe Academy Stoney Lane , Lightcliffe HX3 8TL	1out of 4	3,999 yd	Academy sponsor led	Not Applicable	Mixed	More About School
The Brooksbank School Victoria Road , HX5 0QG	3out of 4	4,257 yd	Academy converter	Not Applicable	Mixed	More About School

16 plus

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Trinity Sixth Form Academy Northgate House , HX1 1UN	- not rated	1,472 yd	Free schools 16 to 19	No	Mixed	More About School
Calderdale College Francis Street , HX1 3UZ	- not rated	2,390 yd	Further education	Not Applicable	Mixed	More About School

All-through

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
The Halifax Academy Gibbet Street , HX2 0BA	3out of 4	3,707 yd	Academy converter	No	Mixed	More About School

Not applicable

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Stafford Hall Cheltenham Place , HX3 0AW	- not rated	1,337 yd	Other independent special school	Not Applicable	Mixed	More About School
Ravenscliffe High School Skircoat Green , HX3 0RZ	4out of 4	2,316 yd	Community special school	Not Applicable	Mixed	More About School
Beacon Lights Schools Rifaiyy Building (Hopwood Lane Entrance) , Francis Street HX1 5JY	- not rated	2,323 yd	Other independent school	No	Mixed	More About School
The Gleddings School Birdcage Lane , Savile Park HX3 0JB	- not rated	2,532 yd	Other independent school	Yes	Mixed	More About School
Hipperholme Grammar School Bramley Lane , Halifax HX3 8JE	- not rated	2,660 yd	Other independent school	Yes	Mixed	More About School

School statistics for this postcode are based on Ofsted rankings.

Food and Drink

Restaurants, Cafes, Canteens

Business Name	Address	Distance
Crave Cafe And Tearooms	The Shears Inn, 1 Paris Gates	917 yd
Lippylicious Cakes	11 Keswick Close, Siddal	920 yd
Pappa Jews Village Sandwich Shop	16 Law Lane, Southowram	1,022 yd

Pubs, Bars, Nightclubs

Business Name	Address	Food hygiene rating	Distance
Shears Inn	The Shears Inn, 1 Paris Gates		917 yd
Shay Stadium Catering Ltd (Wet Sales Only)	The Shay, Shaw Hill		1,071 yd

Takeaway, Sandwich Shops

Business Name	Address	Food hygiene rating	Distance
Village Fisheries	18 Law Lane, Southowram		1,013 yd

Sport

Facility Name	Sport Objects	Distance
Long Lane FAR RANGE FAR RANGE LONG LANE	grass pitches	616 yd
Withinfields Primary School WITHINFIELDS	grass pitches	771 yd
3Gi Soccer WEAVING SHED WEAVING SHED SHAW LANE	artificial grass pitch	973 yd
Southowram Recreation Ground (Closed) Law Lane	grass pitches	1,007 yd

Broadband

Technology Aviability

Percentage of premises that have Superfast Broadband (30Mbit/s or greater) coverage from fixed broadband	100.0%
Percentage of premises that have Ultrafast Broadband (100Mbit/s or greater) coverage from fixed broadband	90.5%
Percentage of premises that have Ultrafast Broadband (300Mbit/s or greater) coverage from fixed broadband	90.5%
Percentage of premises that have coverage from a Gigabit capable service from fixed broadband	90.5%

Speed Aviability

Percentage of premises unable to receive 2Mbit/s	0.0%
Percentage of premises unable to receive 5Mbit/s	0.0%
Percentage of premises unable to receive 10Mbit/s	0.0%
Percentage of premises unable to receive 30Mbit/s	0.0%

Download Speed

Median download speed	72.7 Mbit/s
Average download speed	79.5 Mbit/s
Minimum download speed	200 Mbit/s
Maximum download speed	200 Mbit/s

Upload Speed

Median upload speed	19.4 Mbit/s
Average upload speed	15.5 Mbit/s
Maximum upload speed	20 Mbit/s

Broadband statistics are based on Ofcom's Communications Market Report (CMR) 2022.