Bank Terrace, Luddendenfoot, Halifax, HX2 6PJ

People

Gender

In the UK, the overall gender distribution is approximately 49% male and 51% female. The area surrounding HX2 6PJ has a slightly higher male population, with 50.3% of residents being male. Several factors can contribute to this, including areas with industries or sectors that predominantly employ men, proximity to universities or technical schools with a higher enrollment of male students, presence of all-male or predominantly male institutions (military academies, boarding schools).

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Female	48%	49.7%	1.7%	51.0%	-1.3%
Male	52%	50.3%	-1.7%	49.0%	1.3%

Partnership Status

Across the UK, the average relationship status breakdown is roughly 44% married, 38% single, 9% divorced, 6% widowed, and 2% separated.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Single	27.4%	29.6%	2.2%	37.9%	-8.3%
Married: Opposite sex	50.2%	50%	-0.2%	44.2%	5.8%
Married: Same sex	1.1%	0%	-1.1%	0.3%	-0.3%
Civil partnership: Same sex	0%	0.7%	0.7%	0.1%	0.6%
Separated	3.2%	2.1%	-1.1%	2.2%	-0.1%
Divorced	13.9%	12.3%	-1.6%	9.1%	3.2%
Widowed	4.3%	5.3%	1.0%	6.1%	-0.8%

Health

Across the UK, the average 48.4% rated their health as Very Good, 33.6% as Good, 12.7% as Fair, 4% as Bad, and 1.2% as Very Bad.

Population age significantly impacts residents' health. Additionally, socioeconomic status plays a crucial role: higher income levels and lower poverty rates are linked to better health outcomes. Affluent areas benefit from higher living standards, access to private healthcare, and healthier lifestyle choices.

This area has a high percentage of residents reporting their health as Good or Very Good (86.5%) compared to the average (82%). This typically indicates either a younger population or more affluent area.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Very good health	49.7%	52.1%	2.4%	48.4%	3.7%
Good health	36%	34.4%	-1.6%	33.6%	0.8%
Fair health	12.3%	9.6%	-2.7%	12.7%	-3.1%
Bad health	1.7%	3.9%	2.2%	4.0%	-0.1%
Very bad health	0.3%	0%	-0.3%	1.2%	-1.2%

Education and Qualifications

During the 2021 census, the educational qualifications of residents across the UK were as follows: 18.2% had no qualifications, 9.6% had 1-4 GCSEs, 13.4% had 5 or more GCSEs and 1-2 A/AS Levels, 16.9% had 2 or more A Levels, 33.8% held a degree (or equivalent), and 5.4% had completed an apprenticeship.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
No qualifications	13.2%	13%	-0.2%	18.2%	-5.2%
1-4 GCSEs or Equivalent	10.3%	8.8%	-1.5%	9.6%	-0.8%
5 or more GCSEs, an A-Level or 1-2 AS Levels	17.4%	16.5%	-0.9%	13.4%	3.1%
Apprenticeship	3.9%	3.9%	0.0%	5.3%	-1.4%
HNC, HND or 2+ A Levels	14.6%	16.9%	2.3%	16.9%	0.0%
Degree or Similar	37.4%	38.4%	1.0%	33.8%	4.6%
Other	3.2%	2.5%	-0.7%	2.8%	-0.3%

Culture

Ethnic Group

In this area, the population is predominantly white, with 97.6% identifying as such, significantly higher than the UK average of 81.4%. This indicates a lower level of ethnic diversity compared to the broader UK population.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Pakistani	0%	0.3%	0.3%	2.7%	-2.4%
Other Asian	0%	0.9%	0.9%	1.6%	-0.7%
Black African	0.3%	0%	-0.3%	2.5%	-2.5%
Mixed White and Asian	0.6%	0.6%	0.0%	0.8%	-0.2%
Mixed White and Caribbean	0.3%	0.3%	0.0%	0.9%	-0.6%
Mixed Other	0.3%	0.3%	0.0%	0.8%	-0.5%
White	98%	97.6%	-0.4%	81.4%	16.2%
Gypsy or Irish Traveller	0.3%	0%	-0.3%	0.1%	-0.1%
Other	0.3%	0%	-0.3%	1.6%	-1.6%

Country of Birth

In this area, 96.4% of the population were born in the United Kingdom, which is higher than the UK average of 83.2%.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
United Kingdom	98%	96.4%	-1.6%	83.2%	13.2%
European Union	0.8%	2.1%	1.3%	6.1%	-4.0%
Africa	0.3%	0%	-0.3%	2.7%	-2.7%
Middle East and Asia	0.3%	1.5%	1.2%	5.6%	-4.1%
The Americas and the Caribbean	0.6%	0%	-0.6%	1.3%	-1.3%

Length of Residence

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Born in the UK	97.8%	96.4%	-1.4%	83.2%	13.2%
10+ Years	0%	3%	3.0%	9.8%	-6.8%
5-10 Years	0%	0.6%	0.6%	2.9%	-2.3%
2-5 Years	0.6%	0%	-0.6%	2.2%	-2.2%
Less than 2 years	1.7%	0%	-1.7%	1.9%	-1.9%

Passport Held

	2021	UK Average	postcode vs UK (pp)
United Kingdom	86.7%	76.7%	10.0%
Germany	0.6%	0.2%	0.4%
Italy	0.9%	0.6%	0.3%
Portugal	0.3%	0.5%	-0.2%
Poland	0.3%	1.3%	-1.0%
South-East Asia	0.3%	0.2%	0.1%
No passport held	10.9%	13.5%	-2.6%

Religion

	2021	UK Average	postcode vs UK (pp)
No religion	39.9%	37.2%	2.7%
Christian	54.1%	46.2%	7.9%
Not answered	6%	6.0%	0.0%

Safety

Is Bank Terrace Street dangerous?

Over the last 12 months, the overall crime rate around Bank Terrace was 29.6 per 1,000 residents, which is 65.7% lower than the Calder average. The most reported crime type was Violence and sexual offences.

Bank Terrace has the 12th lowest crime rate of 78 local areas in Calder and the 77th lowest crime rate of 685 local areas in Calderdale .

Violent and sexual offences accounted for around 14.8 crimes per 1,000 residents and have been falling year on year. Over the last decade, overall crime has risen by about 3.3%.

🔎 See full breakdown of local crime, hotspots & trends

Affluence

Household Income

Households in this area have a lower level of wealth compared to the average household in England and Wales. 74% of analyzed areas in England and Wales have higher average household annual income than this area.

Average Household Income
£38,300

Income Rank
3/10

Household Income in HX2 6PJ, Local Authority and Region

Deprivation

Index of Multiple Deprivation (IMD) - 7/10 (above average )
Indices of multiple deprivation (IMD) is used to classify the relative deprivation (a measure of poverty) of the area. It considers the following domains:
Income Deprivation Domain - 7/10 (above average )
The Income Deprivation Domain measures the percentage of people in the population who are experiencing poverty due to having a low income. It includes both those who are unemployed and those who are employed but earn very little (and who satisfy the respective means tests).
Employment Deprivation Domain - 8/10 (high )
The Employment Deprivation Domain measures the proportion of the working-age population in an area involuntarily excluded from the labour market. This includes people who would like to work but are unable to do so due to unemployment, sickness or disability, or caring responsibilities.
Education, Skills and Training Domain - 5/10 (average )
The Education, Skills, and Training Deprivation Domain measures the lack of education and skills in a local area. It has two parts: one for children and young people, and one for adults. The part for children and young people looks at their school achievements ('flow'), while the part for adults looks at the number of adults without qualifications ('stock').
Health Deprivation and Disability Domain - 7/10 (above average )
The Health Deprivation and Disability Domain measures the risk of early death and poor quality of life due to bad physical or mental health. It looks at illness, disability, and early death, but not at behaviors or environments that might affect future health.
Crime Domain - 9/10 (very high )
The Crime Domain measures the risk of people and property being victims of crime in a local area.
Barriers to Housing and Services Domain - 2/10 (very low )
The Barriers to Housing and Services Domain measures how easy or hard it is to access housing and local services. It has two parts: one looks at how close local services are, and the other looks at issues like how affordable housing is.
Living Environment Deprivation Domain - 7/10 (above average )
The Living Environment Deprivation Domain measures the quality of the local environment. It has two parts: the "indoors" part looks at housing quality, and the "outdoors" part looks at air quality and road traffic accidents.
Income Deprivation Affecting Children Index (IDACI) - 7/10 (above average )
The Income Deprivation Affecting Children Index (IDACI) measures how many children aged 0 to 15 live in low-income families. It is part of the Income Deprivation Domain, which looks at how many people in an area have low incomes. This includes both those who are unemployed and those who work but earn very little (and who satisfy the respective means tests).
Income Deprivation Affecting Older People Index (IDAOPI) - 5/10 (average )
The Income Deprivation Affecting Older People Index (IDAOPI) measures the percentage of people aged 60 or older who have low income. It is part of the Income Deprivation Domain, which looks at how many people in an area have low income, including both unemployed people and those with low-paying jobs (and who satisfy the respective means tests).

Property Prices

Average property prices on Bank Terrace are based on 3 property sales since the beginning of 1995. Estimated property prices are calculated by adjusting the last sale price by current House Price Index for Calderdale.
StreetScan downloads house price data directly from the HM Land Registry and uses it to create these statistics.

House Prices for Bank Terrace, Luddendenfoot, Halifax, HX2 6PJ

Estimated Average Property Prices for HX2 6PJ

Average Price
£193,677

Semi-Detached
£267,250

Terraced
£156,891

Detached
no sales

Flats/Maisonettes
no sales

Other
no sales

Estimated Average Property Prices for Bank Terrace

Average Price
£194,804

Semi-Detached
£269,750

Terraced
£157,331

Detached
no sales

Flats/Maisonettes
no sales

Other
no sales

Property Prices Comparison

Latest Property Sales on Bank TerraceStreet

Address	Sale Price	Sale Date	Price Estimate 2025
3 Bank Terrace, Halifax, West Yorkshire Terraced, an established residential building	£98,000	2008-10-03	£157,358
4 Bank Terrace, Halifax, West Yorkshire Terraced, an established residential building	£47,000	2002-09-13	£157,303
2 Bank Terrace, Halifax, West Yorkshire Semi-Detached, an established residential building	£60,000	1999-04-29	£269,750

View All Property Sales and Other Statistics for HX2 6PJ

Employment

HX2 6PJ area has a low unemployment rate. According to Census 2021, 0% residents of this area were unemployed, while the average in the UK was 4.83%. A low level of unemployment in an area indicates a strong job market, where most people who are seeking work can find employment. This generally reflects a healthy economy in the area.

Economic Activity

Full-Time Employee	111
Retired	84
Part-Time Employee	28
Self-Employed	27
Student (economically inactive)	13
Other	6
Looking after home or family	6
Long-Term Sick or disabled	6
Full-Time Student (with or without job)	3
Unemployed	0

Employment Industry

Manufacturing	31
Wholesale and retail trade; repair of motor vehicles and motor cycles	31
Human health and social work activities	29
Education	26
Construction	21
Financial and insurance activities	14
Professional, scientific and technical activities	12
Accommodation and food service activities	8
Information and communication	7
Public administration and defence; compulsory social security	7
Other	6
Administrative and support service activities	5
Transport and storage	4
Real estate activities	3
Water supply; sewerage, waste management and remediation activities	1
Electricity, gas, steam and air conditioning supply	1

Schools

Primary

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Luddenden CofE School Dene View , Luddendenfoot HX2 6PB	2out of 4	381 yd	Voluntary controlled school	Yes	Mixed	More About School
Midgley School Lane Ends , Midgley HX2 6TX	3out of 4	689 yd	Community school	No	Mixed	More About School
Luddendenfoot Academy Burnley Road , Luddendenfoot HX2 6AU	4out of 4	1,679 yd	Academy converter	No	Mixed	More About School
Warley Town School Dark Lane , Warley HX2 7QD	3out of 4	2,279 yd	Community school	No	Mixed	More About School
Scout Road Academy Scout Road , Mytholmyroyd HX7 5JR	3out of 4	2,523 yd	Academy converter	No	Mixed	More About School

Secondary

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Trinity Academy Grammar Albert Road , HX6 2NW	1out of 4	3,032 yd	Academy sponsor led	No	Mixed	More About School
Ryburn Valley High School St Peter's Avenue , Sowerby HX6 1DF	3out of 4	3,330 yd	Academy converter	No	Mixed	More About School
The Crossley Heath School Savile Park , HX3 0HG	4out of 4	5,015 yd	Academy converter	No	Mixed	More About School
The North Halifax Grammar School Moorbottom Road , Illingworth HX2 9SU	4out of 4	5,192 yd	Academy converter	Not Applicable	Mixed	More About School
Trinity Academy, Halifax Shay Lane , HX2 9TZ	4out of 4	5,413 yd	Academy sponsor led	Not Applicable	Mixed	More About School

16 plus

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Calderdale College Francis Street , HX1 3UZ	- not rated	4,775 yd	Further education	Not Applicable	Mixed	More About School

All-through

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
The Calder Learning Trust Brier Hey Lane , Mytholmroyd HX7 5QN	3out of 4	2,510 yd	Foundation school	No	Mixed	More About School
The Halifax Academy Gibbet Street , HX2 0BA	3out of 4	3,455 yd	Academy converter	No	Mixed	More About School

Not applicable

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Wood Bank School Dene View , Luddenden HX2 6PB	3out of 4	371 yd	Community special school	No	Mixed	More About School
Brearley Hall School Brearley Hall , 1 Burnley Road HX2 6HS	- not rated	1,064 yd	Other independent special school	Not Applicable	Mixed	More About School
Broadwood School 252 Moorend Road , Pellon HX2 0RU	- not rated	2,705 yd	Other independent special school	Not Applicable	Mixed	More About School
Compass Community School Willow Park Willow Street , Sowerby Bridge HX6 2BU	- not rated	3,615 yd	Other independent special school	Not Applicable	Mixed	More About School
Beacon Lights Schools Rifaiyy Building (Hopwood Lane Entrance) , Francis Street HX1 5JY	- not rated	4,839 yd	Other independent school	No	Mixed	More About School

School statistics for this postcode are based on Ofsted rankings.

Food and Drink

Pubs, Bars, Nightclubs

Business Name	Address	Food hygiene rating	Distance
Lord Nelson Inn	15 High Street, Luddenden		258 yd

Takeaway, Sandwich Shops

Business Name	Address	Food hygiene rating	Distance
Sunny Biryani	5 Luddenden Lane, Luddenden Foot		962 yd

Sport

Facility Name	Sport Objects	Distance
Luddenden C Of E School DENE VIEW	artificial grass pitch	387 yd
Midgley Recreation Ground	grass pitches	436 yd

Broadband

Technology Aviability

Percentage of premises that have Superfast Broadband (30Mbit/s or greater) coverage from fixed broadband	100.0%
Percentage of premises that have Ultrafast Broadband (100Mbit/s or greater) coverage from fixed broadband	0.0%
Percentage of premises that have Ultrafast Broadband (300Mbit/s or greater) coverage from fixed broadband	0.0%
Percentage of premises that have coverage from a Gigabit capable service from fixed broadband	0.0%

Speed Aviability

Percentage of premises unable to receive 2Mbit/s	0.0%
Percentage of premises unable to receive 5Mbit/s	0.0%
Percentage of premises unable to receive 10Mbit/s	0.0%
Percentage of premises unable to receive 30Mbit/s	0.0%

Broadband statistics are based on Ofcom's Communications Market Report (CMR) 2022.