Waterloo Road is in Penylan, Cardiff and in Cardiff district. CF23 9BG is located in the Penylan electoral ward, within the English Parliamentary constituency of Cardiff Central. This postcode has been in use since 1999-06-01.
StreetScan combines information about Waterloo Road, Penylan, Cardiff, CF23 9BG and displays a report on the quality of life in this place and its surroundings.
Nearby postcodes are: CF23 9AX, CF23 9AZ, CF23 5DZ, CF23 9AT, CF23 5DU, CF23 5DS, CF23 9AS, CF23 5DY, CF23 5DX.
In the UK, the overall gender distribution is approximately 49% male and 51% female. However, the area surrounding CF23 9BG, has a female population slightly higher than UK average, with 54% of residents being female. Several factors can contribute to this. Women generally live longer than men, resulting in a higher proportion of women in neighborhoods with significant elderly populations. Typically, as people grow older, they tend to relocate from city center addresses to suburban areas, smaller towns, and rural locations. Consequently, these areas often have a higher number of females. A higher female population can also be found in areas with industries that employ more women, such as healthcare, education, and retail.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Female | 54.4% | 54% | -0.4% | 51.0% | 3.0% |
| Male | 45.6% | 46% | 0.4% | 49.0% | -3.0% |
Across the UK, the average relationship status breakdown is roughly 44% married, 38% single, 9% divorced, 6% widowed, and 2% separated.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Single | 30.1% | 35.2% | 5.1% | 37.9% | -2.7% |
| Married: Opposite sex | 38.3% | 42.4% | 4.1% | 44.2% | -1.8% |
| Separated | 0.5% | 0% | -0.5% | 2.2% | -2.2% |
| Divorced | 12.6% | 15.2% | 2.6% | 9.1% | 6.1% |
| Widowed | 18.4% | 7.1% | -11.3% | 6.1% | 1.0% |
Across the UK, the average 48.4% rated their health as Very Good, 33.6% as Good, 12.7% as Fair, 4% as Bad, and 1.2% as Very Bad.
Population age significantly impacts residents' health. Additionally, socioeconomic status plays a crucial role: higher income levels and lower poverty rates are linked to better health outcomes. Affluent areas benefit from higher living standards, access to private healthcare, and healthier lifestyle choices.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Very good health | 38.1% | 45.2% | 7.1% | 48.4% | -3.2% |
| Good health | 32.6% | 31.9% | -0.7% | 33.6% | -1.7% |
| Fair health | 20.1% | 13.7% | -6.4% | 12.7% | 1.0% |
| Bad health | 7.1% | 8.1% | 1.0% | 4.0% | 4.1% |
| Very bad health | 2.1% | 1.2% | -0.9% | 1.2% | 0.0% |
During the 2021 census, the educational qualifications of residents across the UK were as follows: 18.2% had no qualifications, 9.6% had 1-4 GCSEs, 13.4% had 5 or more GCSEs and 1-2 A/AS Levels, 16.9% had 2 or more A Levels, 33.8% held a degree (or equivalent), and 5.4% had completed an apprenticeship.
This area stands out for its high percentage of residents with higher education degree or similar. The UK average is 33.8%, while in this area it is 53.8%.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| No qualifications | 22.8% | 18.6% | -4.2% | 18.2% | 0.4% |
| 1-4 GCSEs or Equivalent | 4.9% | 2.9% | -2.0% | 9.6% | -6.7% |
| 5 or more GCSEs, an A-Level or 1-2 AS Levels | 9.7% | 7.1% | -2.6% | 13.4% | -6.3% |
| Apprenticeship | 1.9% | 5.2% | 3.3% | 5.3% | -0.1% |
| HNC, HND or 2+ A Levels | 11.2% | 11% | -0.2% | 16.9% | -5.9% |
| Degree or Similar | 42.7% | 53.8% | 11.1% | 33.8% | 20.0% |
| Other | 6.8% | 1.4% | -5.4% | 2.8% | -1.4% |
This area closely mirrors the overall ethnic composition of the UK, with 85.2% of the population identifying as white, with UK average of 81.4%.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Chinese | 0% | 0.8% | 0.8% | 0.7% | 0.1% |
| Indian | 1.3% | 1.2% | -0.1% | 3.1% | -1.9% |
| Pakistani | 4.2% | 4.8% | 0.6% | 2.7% | 2.1% |
| Black African | 0.4% | 0% | -0.4% | 2.5% | -2.5% |
| Black Caribbean | 0% | 0.4% | 0.4% | 1.0% | -0.6% |
| Mixed White and Asian | 1.7% | 2.4% | 0.7% | 0.8% | 1.6% |
| Mixed Other | 0.4% | 0.8% | 0.4% | 0.8% | 0.0% |
| White | 90.8% | 85.2% | -5.6% | 81.4% | 3.8% |
| Roma | 0% | 0.8% | 0.8% | 0.2% | 0.6% |
| Arab | 0.8% | 0.4% | -0.4% | 0.6% | -0.2% |
| Other | 0.4% | 3.2% | 2.8% | 1.6% | 1.6% |
In this area, 89.9% of the population were born in the United Kingdom, which is similar to the UK average of 83.2%.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| United Kingdom | 91.2% | 89.9% | -1.3% | 83.2% | 6.7% |
| European Union | 2.5% | 3.2% | 0.7% | 6.1% | -2.9% |
| Rest of Europe | 0% | 0.4% | 0.4% | 0.8% | -0.4% |
| Africa | 1.3% | 0.4% | -0.9% | 2.7% | -2.3% |
| Middle East and Asia | 3.8% | 4.4% | 0.6% | 5.6% | -1.2% |
| The Americas and the Caribbean | 0.8% | 1.2% | 0.4% | 1.3% | -0.1% |
| Oceania | 0.4% | 0.4% | 0.0% | 0.3% | 0.1% |
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Born in the UK | 90.8% | 89.9% | -0.9% | 83.2% | 6.7% |
| 10+ Years | 0.4% | 7.3% | 6.9% | 9.8% | -2.5% |
| 5-10 Years | 1.3% | 1.2% | -0.1% | 2.9% | -1.7% |
| 2-5 Years | 0.4% | 1.6% | 1.2% | 2.2% | -0.6% |
| Less than 2 years | 7.1% | 0% | -7.1% | 1.9% | -1.9% |
| 2021 | UK Average | postcode vs UK (pp) | |
|---|---|---|---|
| United Kingdom | 88.3% | 76.7% | 11.6% |
| Italy | 0.8% | 0.6% | 0.2% |
| Poland | 1.2% | 1.3% | -0.1% |
| Other EU countries | 0.4% | 1.5% | -1.1% |
| Oceania | 0.4% | 0.1% | 0.3% |
| No passport held | 8.9% | 13.5% | -4.6% |
| 2021 | UK Average | postcode vs UK (pp) | |
|---|---|---|---|
| No religion | 35.9% | 37.2% | -1.3% |
| Christian | 49.2% | 46.2% | 3.0% |
| Hindu | 0.4% | 1.7% | -1.3% |
| Jewish | 0.4% | 0.5% | -0.1% |
| Muslim | 5.2% | 6.5% | -1.3% |
| Sikh | 0.4% | 0.9% | -0.5% |
| Other religion | 0.4% | 0.6% | -0.2% |
| Not answered | 8.1% | 6.0% | 2.1% |
Over the last 12 months, the overall crime rate around Waterloo Road was 0.0 per 1,000 residents, matching the Penylan average.
Violent and sexual offences accounted for a small share of all recorded crimes .

Households in this area have a similar level level of wealth to the average household in England and Wales. 60% of analyzed areas in England and Wales have lower average household annual income than this area.

| Address | Sale Price | Sale Date | Price Estimate 2025 |
|---|---|---|---|
| 31 Waterloo Road, Cardiff, Cardiff Semi-Detached, an established residential building | £650,000 | 2022-12-06 | £665,538 |
| 31 Waterloo Road, Cardiff, Cardiff Semi-Detached, an established residential building | £395,000 | 2018-08-08 | £533,587 |
| 46 Waterloo Road, Cardiff, Cardiff Terraced, an established residential building | £315,000 | 2015-11-24 | £490,636 |
| 42 Waterloo Road, Cardiff, Cardiff Terraced, an established residential building | £340,000 | 2015-10-08 | £525,594 |
| 42 Waterloo Road, Cardiff, Cardiff Semi-Detached, an established residential building | £185,000 | 2009-03-19 | £381,122 |
CF23 9BG area has a low unemployment rate. According to Census 2021, 2% residents of this area were unemployed, while the average in the UK was 4.83%. A low level of unemployment in an area indicates a strong job market, where most people who are seeking work can find employment. This generally reflects a healthy economy in the area.
The percentage of retired residents living in CF23 9BG area is much higher than the country's average. According to Census 2011, 32% residents of this area were retired, while the average in the UK was 14%.
| Full-Time Employee | 68 |
| Retired | 67 |
| Self-Employed | 21 |
| Part-Time Employee | 16 |
| Long-Term Sick or disabled | 11 |
| Student (economically inactive) | 7 |
| Looking after home or family | 7 |
| Other | 6 |
| Full-Time Student (with or without job) | 4 |
| Unemployed | 4 |
| Education | 17 |
| Human health and social work activities | 16 |
| Public administration and defence; compulsory social security | 12 |
| Professional, scientific and technical activities | 11 |
| Wholesale and retail trade; repair of motor vehicles and motor cycles | 9 |
| Financial and insurance activities | 9 |
| Other | 8 |
| Information and communication | 8 |
| Accommodation and food service activities | 6 |
| Real estate activities | 4 |
| Construction | 4 |
| Manufacturing | 2 |
| Administrative and support service activities | 2 |
| Transport and storage | 1 |
| Ofsted Overall Effectiveness | Distance | Establishment Type | Has Nursery Classes | Gender | More Info | |
|---|---|---|---|---|---|---|
| Roath Park Primary School Penywain Road , Roath Park CF24 4BB | - not rated | 913 yd | Welsh establishment | Not Applicable | Not applicable | More About School |
| Ysgol Y Berllan Deg Circle Way East , Llanederyrn CF23 9LD | - not rated | 981 yd | Welsh establishment | Not Applicable | Not applicable | More About School |
| Albany Primary School Albany Road , Roath CF24 3RR | - not rated | 981 yd | Welsh establishment | Not Applicable | Not applicable | More About School |
| Stacey Primary School Stacey Road , Roath CF24 1DW | - not rated | 1,016 yd | Welsh establishment | Not Applicable | Not applicable | More About School |
| All Saints C.I.W. Primary School Ael-Y-Bryn , Llanedeyrn CF23 9LF | - not rated | 1,286 yd | Welsh establishment | Not Applicable | Not applicable | More About School |
School statistics for this postcode are based on Ofsted rankings.
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| Bean's To Coffee | 1 - 3, Lady Margaret Court Colchester Avenue, Penylan | 241 yd | |
| Penylan Pantry | 72A Kimberley Road, Penylan | 296 yd | |
| Waterloo Tea | 5 Waterloo Gardens, Penylan | 410 yd | |
| Mr Latte Coffee House | Rear Of 62 Pen-y-lan Road, Roath | 594 yd | |
| Scaramantica Pizzeria | 2 Pen-y-lan Road, Roath | 641 yd |
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| The Penylan Bowling Club | Penylan Bowling & Lawn Tennis Club Marlborough Road, Roath | 498 yd | |
| Claude Hotel | The Claude, 140 Albany Road, Roath | 694 yd | |
| St Peters Rugby Football Club Ltd | St Peters Rfc Minster Road, Roath | 736 yd | |
| The Globe | 125 Albany Road, Roath | 825 yd |
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| Penylan Fish Bar | 6, Lady Margaret Court Colchester Avenue, Penylan | 223 yd | |
| Waterloo Tea (Rangers Hut) | Waterloo Gardens Waterloo Gardens, Penylan | 463 yd | |
| China Kitchen Chop Suey House | 136 - 138 Albany Road, Roath | 698 yd | |
| Indigo | 132A Albany Road, Roath | 709 yd | |
| New Haven Pizza | Retail Unit, 132 Albany Road, Roath | 711 yd |
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| Tesco | 29 - 33 Wellfield Road, Roath | 664 yd | |
| Sainsbury's | Sainsbury's Colchester Avenue, Penylan | 720 yd | |
| Sainsbury's | 97 - 99 Albany Road, Roath | 917 yd | |
| Lidl | Lidl Store Colchester Avenue, Penylan | 963 yd | |
| Food Warehouse | City Link Newport Road, Adamsdown | 1,087 yd |
This statistics are based on Active Places Data - Contains Data © Sport England
| Percentage of premises that have Superfast Broadband (30Mbit/s or greater) coverage from fixed broadband | 100.0% |
| Percentage of premises that have Ultrafast Broadband (100Mbit/s or greater) coverage from fixed broadband | 100.0% |
| Percentage of premises that have Ultrafast Broadband (300Mbit/s or greater) coverage from fixed broadband | 100.0% |
| Percentage of premises that have coverage from a Gigabit capable service from fixed broadband | 100.0% |
| Percentage of premises unable to receive 2Mbit/s | 0.0% |
| Percentage of premises unable to receive 5Mbit/s | 0.0% |
| Percentage of premises unable to receive 10Mbit/s | 0.0% |
| Percentage of premises unable to receive 30Mbit/s | 0.0% |
Broadband statistics are based on Ofcom's Communications Market Report (CMR) 2022.