Waterloo Gardens is in Cardiff and in Cardiff district. CF23 5AB is located in the Penylan electoral ward, within the English Parliamentary constituency of Cardiff Central. This postcode has been in use since 1999-06-01.
StreetScan combines information about Waterloo Gardens, Cardiff, CF23 5AB and displays a report on the quality of life in this place and its surroundings.
Nearby postcodes are: CF23 5AN, CF23 5AL, CF23 5EB, CF23 5AJ, CF23 5ED, CF23 5AH, CF23 5EA, CF23 5AA, CF23 5AP.
In the UK, the overall gender distribution is approximately 49% male and 51% female. However, the area surrounding CF23 5AB, has a female population slightly higher than UK average, with 52.4% of residents being female. Several factors can contribute to this. Women generally live longer than men, resulting in a higher proportion of women in neighborhoods with significant elderly populations. Typically, as people grow older, they tend to relocate from city center addresses to suburban areas, smaller towns, and rural locations. Consequently, these areas often have a higher number of females. A higher female population can also be found in areas with industries that employ more women, such as healthcare, education, and retail.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Female | 55.8% | 52.4% | -3.4% | 51.0% | 1.4% |
| Male | 44.2% | 47.6% | 3.4% | 49.0% | -1.4% |
Across the UK, the average relationship status breakdown is roughly 44% married, 38% single, 9% divorced, 6% widowed, and 2% separated.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Single | 43.3% | 40.8% | -2.5% | 37.9% | 2.9% |
| Married: Opposite sex | 43.8% | 44.2% | 0.4% | 44.2% | 0.0% |
| Married: Same sex | 0.5% | 0.5% | 0.0% | 0.3% | 0.2% |
| Separated | 0% | 1.9% | 1.9% | 2.2% | -0.3% |
| Divorced | 6.2% | 8.8% | 2.6% | 9.1% | -0.3% |
| Widowed | 6.2% | 3.8% | -2.4% | 6.1% | -2.3% |
Across the UK, the average 48.4% rated their health as Very Good, 33.6% as Good, 12.7% as Fair, 4% as Bad, and 1.2% as Very Bad.
Population age significantly impacts residents' health. Additionally, socioeconomic status plays a crucial role: higher income levels and lower poverty rates are linked to better health outcomes. Affluent areas benefit from higher living standards, access to private healthcare, and healthier lifestyle choices.
This area has a high percentage of residents reporting their health as Good or Very Good (85.3%) compared to the average (82%). This typically indicates either a younger population or more affluent area.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Very good health | 53.1% | 55.8% | 2.7% | 48.4% | 7.4% |
| Good health | 28.3% | 29.5% | 1.2% | 33.6% | -4.1% |
| Fair health | 13.7% | 9.8% | -3.9% | 12.7% | -2.9% |
| Bad health | 4.4% | 4% | -0.4% | 4.0% | 0.0% |
| Very bad health | 0.4% | 0.8% | 0.4% | 1.2% | -0.4% |
During the 2021 census, the educational qualifications of residents across the UK were as follows: 18.2% had no qualifications, 9.6% had 1-4 GCSEs, 13.4% had 5 or more GCSEs and 1-2 A/AS Levels, 16.9% had 2 or more A Levels, 33.8% held a degree (or equivalent), and 5.4% had completed an apprenticeship.
This area stands out for its high percentage of residents with higher education degree or similar. The UK average is 33.8%, while in this area it is 54.2%.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| No qualifications | 16% | 15.8% | -0.2% | 18.2% | -2.4% |
| 1-4 GCSEs or Equivalent | 6.2% | 4% | -2.2% | 9.6% | -5.6% |
| 5 or more GCSEs, an A-Level or 1-2 AS Levels | 6.7% | 9.1% | 2.4% | 13.4% | -4.3% |
| Apprenticeship | 1.5% | 2.4% | 0.9% | 5.3% | -2.9% |
| HNC, HND or 2+ A Levels | 11.3% | 12.3% | 1.0% | 16.9% | -4.6% |
| Degree or Similar | 57.2% | 54.2% | -3.0% | 33.8% | 20.4% |
| Other | 1% | 2.1% | 1.1% | 2.8% | -0.7% |
In this area, the population is more ethnically diverse compared to the UK average. While 66.4% of the residents identify as white, which is lower than the UK average of 81.4%, there are significant representations of other ethnic groups.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Bangladeshi | 0% | 1% | 1.0% | 1.1% | -0.1% |
| Chinese | 2.2% | 3% | 0.8% | 0.7% | 2.3% |
| Indian | 3.5% | 3.6% | 0.1% | 3.1% | 0.5% |
| Pakistani | 0.9% | 3.4% | 2.5% | 2.7% | 0.7% |
| Other Asian | 0% | 4.6% | 4.6% | 1.6% | 3.0% |
| Black African | 0.4% | 7% | 6.6% | 2.5% | 4.5% |
| Black Caribbean | 0.4% | 0.4% | 0.0% | 1.0% | -0.6% |
| Mixed White and Asian | 0.9% | 3.4% | 2.5% | 0.8% | 2.6% |
| Mixed White and African | 0% | 0.6% | 0.6% | 0.4% | 0.2% |
| Mixed White and Caribbean | 1.8% | 0.8% | -1.0% | 0.9% | -0.1% |
| Mixed Other | 2.7% | 1.8% | -0.9% | 0.8% | 1.0% |
| White | 87.2% | 66.4% | -20.8% | 81.4% | -15.0% |
| Roma | 0% | 0.4% | 0.4% | 0.2% | 0.2% |
| Arab | 0% | 3% | 3.0% | 0.6% | 2.4% |
| Other | 0% | 0.4% | 0.4% | 1.6% | -1.2% |
In this area, 77.6% of the population were born in the United Kingdom, which is similar to the UK average of 83.2%.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| United Kingdom | 92% | 77.6% | -14.4% | 83.2% | -5.6% |
| European Union | 0.9% | 5.4% | 4.5% | 6.1% | -0.7% |
| Africa | 2.2% | 3.4% | 1.2% | 2.7% | 0.7% |
| Middle East and Asia | 3.1% | 12% | 8.9% | 5.6% | 6.4% |
| The Americas and the Caribbean | 0.9% | 1.6% | 0.7% | 1.3% | 0.3% |
| Oceania | 0.9% | 0% | -0.9% | 0.3% | -0.3% |
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Born in the UK | 91.6% | 78.1% | -13.5% | 83.2% | -5.1% |
| 10+ Years | 0% | 12.7% | 12.7% | 9.8% | 2.9% |
| 5-10 Years | 1.8% | 1.8% | 0.0% | 2.9% | -1.1% |
| 2-5 Years | 0.9% | 4.6% | 3.7% | 2.2% | 2.4% |
| Less than 2 years | 5.8% | 2.8% | -3.0% | 1.9% | 0.9% |
| 2021 | UK Average | postcode vs UK (pp) | |
|---|---|---|---|
| United Kingdom | 82.1% | 76.7% | 5.4% |
| Ireland | 0.2% | 0.6% | -0.4% |
| Italy | 0.8% | 0.6% | 0.2% |
| Portugal | 0.2% | 0.5% | -0.3% |
| Spain | 0.6% | 0.4% | 0.2% |
| Poland | 0.2% | 1.3% | -1.1% |
| Romania | 0.4% | 0.9% | -0.5% |
| Other EU countries | 2% | 1.5% | 0.5% |
| North Africa | 1.2% | 0.1% | 1.1% |
| South and Eastern Africa | 0.2% | 0.2% | 0.0% |
| Middle East | 1.4% | 0.1% | 1.3% |
| Eastern Asia | 0.2% | 0.3% | -0.1% |
| Southern Asia | 3% | 1.2% | 1.8% |
| South-East Asia | 0.6% | 0.2% | 0.4% |
| North America and the Caribbean | 0.4% | 0.3% | 0.1% |
| Central and South America | 0.8% | 0.2% | 0.6% |
| No passport held | 5.6% | 13.5% | -7.9% |
| 2021 | UK Average | postcode vs UK (pp) | |
|---|---|---|---|
| No religion | 37.9% | 37.2% | 0.7% |
| Christian | 37.3% | 46.2% | -8.9% |
| Buddhist | 1.2% | 0.5% | 0.7% |
| Hindu | 3.2% | 1.7% | 1.5% |
| Jewish | 0.8% | 0.5% | 0.3% |
| Muslim | 13.7% | 6.5% | 7.2% |
| Not answered | 5.8% | 6.0% | -0.2% |
Over the last 12 months, the overall crime rate around Waterloo Gardens was 259.0 per 1,000 residents, which is 177.1% higher than the Penylan average. The most reported crime type was Shoplifting.
Waterloo Gardens has the 4th highest crime rate of 36 local areas in Penylan and the 78th highest crime rate of 1,028 local areas in Cardiff .
Violent and sexual offences accounted for around 51.0 crimes per 1,000 residents and have been falling year on year. Over the last decade, overall crime has fallen by about -48.5%.

Households in this area have a slightly higher level of wealth to the average household in England and Wales. 64% of analyzed areas in England and Wales have lower average household annual income than this area.

| Address | Sale Price | Sale Date | Price Estimate 2025 |
|---|---|---|---|
| 12 Waterloo Gardens, Cardiff, Cardiff Terraced, an established residential building | £445,000 | 2025-02-20 | £450,700 |
| 39 Waterloo Gardens, Cardiff, Cardiff Terraced, an established residential building | £309,500 | 2025-02-07 | £313,464 |
| 51 Waterloo Gardens, Cardiff, Cardiff Terraced, an established residential building | £477,500 | 2024-08-23 | £486,492 |
| 26 Waterloo Gardens, Cardiff, Cardiff Terraced, an established residential building | £425,000 | 2023-04-05 | £448,103 |
| 49 Waterloo Gardens, Cardiff, Cardiff Terraced, an established residential building | £523,000 | 2022-12-01 | £534,437 |
CF23 5AB area has a low unemployment rate. According to Census 2021, 2% residents of this area were unemployed, while the average in the UK was 4.83%. A low level of unemployment in an area indicates a strong job market, where most people who are seeking work can find employment. This generally reflects a healthy economy in the area.
| Full-Time Employee | 171 |
| Retired | 54 |
| Part-Time Employee | 41 |
| Student (economically inactive) | 24 |
| Looking after home or family | 22 |
| Self-Employed | 20 |
| Other | 11 |
| Long-Term Sick or disabled | 11 |
| Full-Time Student (with or without job) | 9 |
| Unemployed | 9 |
| Human health and social work activities | 23 |
| Education | 20 |
| Wholesale and retail trade; repair of motor vehicles and motor cycles | 16 |
| Financial and insurance activities | 16 |
| Professional, scientific and technical activities | 15 |
| Construction | 10 |
| Public administration and defence; compulsory social security | 9 |
| Other | 6 |
| Real estate activities | 6 |
| Administrative and support service activities | 5 |
| Information and communication | 5 |
| Manufacturing | 4 |
| Accommodation and food service activities | 3 |
| Electricity, gas, steam and air conditioning supply | 1 |
| Ofsted Overall Effectiveness | Distance | Establishment Type | Has Nursery Classes | Gender | More Info | |
|---|---|---|---|---|---|---|
| Stacey Primary School Stacey Road , Roath CF24 1DW | - not rated | 603 yd | Welsh establishment | Not Applicable | Not applicable | More About School |
| Ysgol Y Berllan Deg Circle Way East , Llanederyrn CF23 9LD | - not rated | 1,055 yd | Welsh establishment | Not Applicable | Not applicable | More About School |
| Albany Primary School Albany Road , Roath CF24 3RR | - not rated | 1,055 yd | Welsh establishment | Not Applicable | Not applicable | More About School |
| St Peter's R.C. Primary School Southey Street , Roath CF24 3SP | - not rated | 1,137 yd | Welsh establishment | Not Applicable | Not applicable | More About School |
| Roath Park Primary School Penywain Road , Roath Park CF24 4BB | - not rated | 1,207 yd | Welsh establishment | Not Applicable | Not applicable | More About School |
School statistics for this postcode are based on Ofsted rankings.
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| Waterloo Tea | 5 Waterloo Gardens, Penylan | 165 yd | |
| Bean's To Coffee | 1 - 3, Lady Margaret Court Colchester Avenue, Penylan | 331 yd | |
| Penylan Pantry | 72A Kimberley Road, Penylan | 450 yd | |
| Pausa Caffe | City Link Newport Road, Adamsdown | 661 yd | |
| Costa | Unit 5, City Link Newport Road, Adamsdown | 666 yd |
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| St Peters Rugby Football Club Ltd | St Peters Rfc Minster Road, Roath | 279 yd | |
| The Penylan Bowling Club | Penylan Bowling & Lawn Tennis Club Marlborough Road, Roath | 429 yd | |
| Claude Hotel | The Claude, 140 Albany Road, Roath | 748 yd | |
| Roath Conservative Club | Roath Conservative Club, 7 - 11 Cyril Crescent, Roath | 946 yd | |
| The Globe | 125 Albany Road, Roath | 956 yd |
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| Waterloo Tea (Rangers Hut) | Waterloo Gardens Waterloo Gardens, Penylan | 69 yd | |
| Penylan Fish Bar | 6, Lady Margaret Court Colchester Avenue, Penylan | 352 yd | |
| Minto's Patisserie | Unit 2 Beresford Road Lane, Adamsdown | 603 yd | |
| Linas Kitchen | Unit 2b Beresford Road Lane, Adamsdown | 603 yd | |
| Sofia's Greek Corner | 168 Broadway, Adamsdown | 658 yd |
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| Sainsbury's | Sainsbury's Colchester Avenue, Penylan | 384 yd | |
| Food Warehouse | City Link Newport Road, Adamsdown | 661 yd | |
| Home Bargains | Unit 3c, City Link Newport Road, Adamsdown | 666 yd | |
| Aldi Stores Ltd | Unit 3a, City Link Newport Road, Adamsdown | 666 yd | |
| Lidl | Lidl Store Colchester Avenue, Penylan | 709 yd |
This statistics are based on Active Places Data - Contains Data © Sport England
| Percentage of premises that have Superfast Broadband (30Mbit/s or greater) coverage from fixed broadband | 100.0% |
| Percentage of premises that have Ultrafast Broadband (100Mbit/s or greater) coverage from fixed broadband | 100.0% |
| Percentage of premises that have Ultrafast Broadband (300Mbit/s or greater) coverage from fixed broadband | 100.0% |
| Percentage of premises that have coverage from a Gigabit capable service from fixed broadband | 100.0% |
| Percentage of premises unable to receive 2Mbit/s | 0.0% |
| Percentage of premises unable to receive 5Mbit/s | 0.0% |
| Percentage of premises unable to receive 10Mbit/s | 0.0% |
| Percentage of premises unable to receive 30Mbit/s | 0.0% |
| Median download speed | 100 Mbit/s |
| Average download speed | 129.6 Mbit/s |
| Minimum download speed | 350 Mbit/s |
| Maximum download speed | 350 Mbit/s |
| Median upload speed | 20 Mbit/s |
| Average upload speed | 19.1 Mbit/s |
| Maximum upload speed | 35 Mbit/s |
Broadband statistics are based on Ofcom's Communications Market Report (CMR) 2022.