Merchants Row is in Kirkby Stephen and in Westmorland And Furness district. CA17 4AU is located in the Kirkby Stephen and Tebay electoral ward, within the English Parliamentary constituency of Penrith and The Border. This postcode has been in use since 2013-04-01.
StreetScan combines information about Merchants Row, Kirkby Stephen, CA17 4AU and displays a report on the quality of life in this place and its surroundings.
Nearby postcodes are: CA17 4QS, CA17 4RA, CA17 4QT, CA17 4RE, CA17 4RB, CA17 4QX, CA17 4QW, CA17 4RF, CA17 4QN.
In the UK, the overall gender distribution is approximately 49% male and 51% female. The area surrounding CA17 4AU has a slightly higher male population, with 50.5% of residents being male. Several factors can contribute to this, including areas with industries or sectors that predominantly employ men, proximity to universities or technical schools with a higher enrollment of male students, presence of all-male or predominantly male institutions (military academies, boarding schools).
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Female | 54.5% | 49.5% | -5.0% | 51.0% | -1.5% |
| Male | 45.5% | 50.5% | 5.0% | 49.0% | 1.5% |
Across the UK, the average relationship status breakdown is roughly 44% married, 38% single, 9% divorced, 6% widowed, and 2% separated.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Single | 31.3% | 35.5% | 4.2% | 37.9% | -2.4% |
| Married: Opposite sex | 47.9% | 40.6% | -7.3% | 44.2% | -3.6% |
| Separated | 2.4% | 2% | -0.4% | 2.2% | -0.2% |
| Divorced | 9% | 11.6% | 2.6% | 9.1% | 2.5% |
| Widowed | 9.5% | 10.4% | 0.9% | 6.1% | 4.3% |
Across the UK, the average 48.4% rated their health as Very Good, 33.6% as Good, 12.7% as Fair, 4% as Bad, and 1.2% as Very Bad.
Population age significantly impacts residents' health. Additionally, socioeconomic status plays a crucial role: higher income levels and lower poverty rates are linked to better health outcomes. Affluent areas benefit from higher living standards, access to private healthcare, and healthier lifestyle choices.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Very good health | 36.8% | 41.8% | 5.0% | 48.4% | -6.6% |
| Good health | 42.6% | 38.9% | -3.7% | 33.6% | 5.3% |
| Fair health | 18.2% | 17.5% | -0.7% | 12.7% | 4.8% |
| Bad health | 2.5% | 1.1% | -1.4% | 4.0% | -2.9% |
| Very bad health | 0% | 0.7% | 0.7% | 1.2% | -0.5% |
During the 2021 census, the educational qualifications of residents across the UK were as follows: 18.2% had no qualifications, 9.6% had 1-4 GCSEs, 13.4% had 5 or more GCSEs and 1-2 A/AS Levels, 16.9% had 2 or more A Levels, 33.8% held a degree (or equivalent), and 5.4% had completed an apprenticeship.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| No qualifications | 29.4% | 20.3% | -9.1% | 18.2% | 2.1% |
| 1-4 GCSEs or Equivalent | 12.3% | 10.4% | -1.9% | 9.6% | 0.8% |
| 5 or more GCSEs, an A-Level or 1-2 AS Levels | 12.8% | 15.5% | 2.7% | 13.4% | 2.1% |
| Apprenticeship | 3.8% | 5.6% | 1.8% | 5.3% | 0.3% |
| HNC, HND or 2+ A Levels | 11.8% | 14.7% | 2.9% | 16.9% | -2.2% |
| Degree or Similar | 24.2% | 33.5% | 9.3% | 33.8% | -0.3% |
| Other | 5.7% | 0% | -5.7% | 2.8% | -2.8% |
In this area, the population is predominantly white, with 96.2% identifying as such, significantly higher than the UK average of 81.4%. This indicates a lower level of ethnic diversity compared to the broader UK population.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Bangladeshi | 1.2% | 1% | -0.2% | 1.1% | -0.1% |
| Chinese | 1.2% | 0% | -1.2% | 0.7% | -0.7% |
| Other Asian | 0% | 1.4% | 1.4% | 1.6% | -0.2% |
| Mixed White and Asian | 0% | 0.3% | 0.3% | 0.8% | -0.5% |
| Mixed Other | 0% | 0.7% | 0.7% | 0.8% | -0.1% |
| White | 97.5% | 96.2% | -1.3% | 81.4% | 14.8% |
| Arab | 0% | 0.3% | 0.3% | 0.6% | -0.3% |
In this area, 91.6% of the population were born in the United Kingdom, which is higher than the UK average of 83.2%.
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| United Kingdom | 95.9% | 91.6% | -4.3% | 83.2% | 8.4% |
| European Union | 2.5% | 4.5% | 2.0% | 6.1% | -1.6% |
| Africa | 0% | 0.3% | 0.3% | 2.7% | -2.4% |
| Middle East and Asia | 1.7% | 2.8% | 1.1% | 5.6% | -2.8% |
| The Americas and the Caribbean | 0% | 0.7% | 0.7% | 1.3% | -0.6% |
| 2011 | 2021 | 10y change (pp) | UK Average | postcode vs UK (pp) | |
|---|---|---|---|---|---|
| Born in the UK | 95.9% | 92.6% | -3.3% | 83.2% | 9.4% |
| 10+ Years | 0.4% | 6.7% | 6.3% | 9.8% | -3.1% |
| 5-10 Years | 1.7% | 0% | -1.7% | 2.9% | -2.9% |
| 2-5 Years | 1.2% | 0% | -1.2% | 2.2% | -2.2% |
| Less than 2 years | 0.8% | 0.7% | -0.1% | 1.9% | -1.2% |
| 2021 | UK Average | postcode vs UK (pp) | |
|---|---|---|---|
| United Kingdom | 71.8% | 76.7% | -4.9% |
| Poland | 2.8% | 1.3% | 1.5% |
| Other EU countries | 0.4% | 1.5% | -1.1% |
| Southern Asia | 0.7% | 1.2% | -0.5% |
| North America and the Caribbean | 0.7% | 0.3% | 0.4% |
| No passport held | 23.6% | 13.5% | 10.1% |
| 2021 | UK Average | postcode vs UK (pp) | |
|---|---|---|---|
| No religion | 39.3% | 37.2% | 2.1% |
| Christian | 55.1% | 46.2% | 8.9% |
| Muslim | 2.5% | 6.5% | -4.0% |
| Other religion | 0.4% | 0.6% | -0.2% |
| Not answered | 2.8% | 6.0% | -3.2% |
Over the last 12 months, the overall crime rate around Merchants Row was 91.2 per 1,000 residents, which is 61.3% higher than the Appleby and Brough average. The most reported crime type was Shoplifting.
Merchants Row has the 9th highest crime rate of 62 local areas in Appleby and Brough and the 118th highest crime rate of 774 local areas in Westmorland and Furness .
Violent and sexual offences accounted for around 38.6 crimes per 1,000 residents and have been rising year on year. Over the last decade, overall crime has fallen by about -28.3%.

Households in this area have a lower level of wealth compared to the average household in England and Wales. 76% of analyzed areas in England and Wales have higher average household annual income than this area.

| Address | Sale Price | Sale Date | Price Estimate 2025 |
|---|---|---|---|
| 1 Merchants Row, Kirkby Stephen, Cumbria Semi-Detached, a newly built property | £235,000 | 2014-12-08 | £337,090 |
| 2 Merchants Row, Kirkby Stephen, Cumbria Semi-Detached, a newly built property | £250,000 | 2014-08-27 | £361,073 |
| 4 Merchants Row, Kirkby Stephen, Cumbria Terraced, a newly built property | £232,650 | 2014-05-14 | £339,877 |
| 5 Merchants Row, Kirkby Stephen, Cumbria Terraced, a newly built property | £235,000 | 2014-02-28 | £362,552 |
| 3 Merchants Row, Kirkby Stephen, Cumbria Terraced, a newly built property | £245,000 | 2013-12-10 | £366,624 |
CA17 4AU area has a very high level of entrepreneurship. Only 6% of streets have higher percent of entrepreneur residents. 16% of population in this area is self-employed, while the average in the UK is 9.7%. High number of entrepreneurs usually leads to relatively high economic growth, higher paid jobs and better quality of life in the area.
CA17 4AU area has a low unemployment rate. According to Census 2021, 2% residents of this area were unemployed, while the average in the UK was 4.83%. A low level of unemployment in an area indicates a strong job market, where most people who are seeking work can find employment. This generally reflects a healthy economy in the area.
| Full-Time Employee | 72 |
| Retired | 69 |
| Self-Employed | 41 |
| Part-Time Employee | 37 |
| Full-Time Student (with or without job) | 7 |
| Unemployed | 6 |
| Student (economically inactive) | 6 |
| Looking after home or family | 5 |
| Other | 4 |
| Long-Term Sick or disabled | 4 |
| Accommodation and food service activities | 29 |
| Wholesale and retail trade; repair of motor vehicles and motor cycles | 27 |
| Construction | 14 |
| Human health and social work activities | 11 |
| Education | 9 |
| Professional, scientific and technical activities | 8 |
| Manufacturing | 7 |
| Other | 4 |
| Public administration and defence; compulsory social security | 4 |
| Transport and storage | 3 |
| Agriculture, forestry and fishing | 3 |
| Administrative and support service activities | 3 |
| Water supply; sewerage, waste management and remediation activities | 2 |
| Information and communication | 2 |
| Financial and insurance activities | 1 |
| Real estate activities | 1 |
| Ofsted Overall Effectiveness | Distance | Establishment Type | Has Nursery Classes | Gender | More Info | |
|---|---|---|---|---|---|---|
| Kirkby Stephen Primary School Nateby Road , CA17 4AE | 3out of 4 | 497 yd | Community school | Yes | Mixed | More About School |
| Ofsted Overall Effectiveness | Distance | Establishment Type | Has Nursery Classes | Gender | More Info | |
|---|---|---|---|---|---|---|
| Kirkby Stephen Grammar School Christian Head , CA17 4HA | 3out of 4 | 89 yd | Academy converter | Not Applicable | Mixed | More About School |
School statistics for this postcode are based on Ofsted rankings.
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| The Bothy | 18-20 Market Street | 45 yd | |
| Buttercup of Kirkby Stephen | 15 Market Street | 64 yd | |
| Church Gallery | 3-7 Market Street | 64 yd | |
| The Mulberry Bush | 35 Market Street | 120 yd | |
| Century | 5 Waltons Yard, Market Square | 120 yd |
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| The Taggy Man | 4 Market Street | 64 yd | |
| The Pennine Boutique Hotel | Market Square | 120 yd | |
| Old Forge Micropub | 39 North Road | 123 yd | |
| The Black Bull Hotel | 38 Market Street | 154 yd | |
| Kirkby Stephen Sports & Social Club | Market Street | 166 yd |
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| Stitched up in Eden | 3 Waltons Yard, Market Square | 120 yd | |
| Santorino | 18 Market Square | 121 yd | |
| Archway Fish and Chips | 36 Market Street | 154 yd | |
| Beagles Bakes and Baguettes | 44 Market Street | 154 yd | |
| Coast to Coast | 19-21 North Road | 191 yd |
| Business Name | Address | Food hygiene rating | Distance |
|---|---|---|---|
| North Eastern and Cumbrian Co-op | Redmayne Road | 174 yd |
| Facility Name | Sport Objects | Distance |
|---|---|---|
| Kirkby Stephen Grammar School CHRISTIAN HEAD | artificial grass pitch, grass pitches, indoor tennis centre, swimming pool | 194 yd |
| Kirkby Stephen Cricket Club Mellbecks | grass pitches | 260 yd |
| Parrots Park HARTLEY ROAD | grass pitches | 370 yd |
| Kirkby Stephen Primary School NATEBY ROAD | grass pitches | 433 yd |
| Pennine Park WESTGARTH ROAD | grass pitches | 506 yd |
This statistics are based on Active Places Data - Contains Data © Sport England
| Percentage of premises that have Superfast Broadband (30Mbit/s or greater) coverage from fixed broadband | 100.0% |
| Percentage of premises that have Ultrafast Broadband (100Mbit/s or greater) coverage from fixed broadband | 100.0% |
| Percentage of premises that have Ultrafast Broadband (300Mbit/s or greater) coverage from fixed broadband | 100.0% |
| Percentage of premises that have coverage from a Gigabit capable service from fixed broadband | 100.0% |
| Percentage of premises unable to receive 2Mbit/s | 0.0% |
| Percentage of premises unable to receive 5Mbit/s | 0.0% |
| Percentage of premises unable to receive 10Mbit/s | 0.0% |
| Percentage of premises unable to receive 30Mbit/s | 0.0% |
Broadband statistics are based on Ofcom's Communications Market Report (CMR) 2022.