Horsley Terrace, Penrith, CA11 8AY

People

Gender

In the UK, the overall gender distribution is approximately 49% male and 51% female. However, the area surrounding CA11 8AY, has a female population slightly higher than UK average, with 53.9% of residents being female. Several factors can contribute to this. Women generally live longer than men, resulting in a higher proportion of women in neighborhoods with significant elderly populations. Typically, as people grow older, they tend to relocate from city center addresses to suburban areas, smaller towns, and rural locations. Consequently, these areas often have a higher number of females. A higher female population can also be found in areas with industries that employ more women, such as healthcare, education, and retail.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Female	53.3%	53.9%	0.6%	51.0%	2.9%
Male	46.7%	46.1%	-0.6%	49.0%	-2.9%

Partnership Status

Across the UK, the average relationship status breakdown is roughly 44% married, 38% single, 9% divorced, 6% widowed, and 2% separated.

In the immediate vicinity of CA11 8AY there is a very large concentration of residents that are married - 56% of the resident population. In contrast, the average marriage rate across the census is about 44%.

Areas with a high percentage of married residents are typically suburban neighborhoods, towns with good schools and family-friendly amenities, and regions with affordable, spacious housing options. Additionally, such areas can be popular among retirees.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Single	21.3%	21%	-0.3%	37.9%	-16.9%
Married: Opposite sex	58.2%	56%	-2.2%	44.2%	11.8%
Civil partnership: Opposite sex	0%	0.8%	0.8%	0.1%	0.7%
Separated	0.4%	0%	-0.4%	2.2%	-2.2%
Divorced	10.4%	13.1%	2.7%	9.1%	4.0%
Widowed	9.6%	9.1%	-0.5%	6.1%	3.0%

Health

Across the UK, the average 48.4% rated their health as Very Good, 33.6% as Good, 12.7% as Fair, 4% as Bad, and 1.2% as Very Bad.

Population age significantly impacts residents' health. Additionally, socioeconomic status plays a crucial role: higher income levels and lower poverty rates are linked to better health outcomes. Affluent areas benefit from higher living standards, access to private healthcare, and healthier lifestyle choices.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Very good health	38.5%	42.6%	4.1%	48.4%	-5.8%
Good health	41.2%	38.3%	-2.9%	33.6%	4.7%
Fair health	17.5%	16%	-1.5%	12.7%	3.3%
Bad health	2.4%	2.8%	0.4%	4.0%	-1.2%
Very bad health	0.3%	0.4%	0.1%	1.2%	-0.8%

Education and Qualifications

During the 2021 census, the educational qualifications of residents across the UK were as follows: 18.2% had no qualifications, 9.6% had 1-4 GCSEs, 13.4% had 5 or more GCSEs and 1-2 A/AS Levels, 16.9% had 2 or more A Levels, 33.8% held a degree (or equivalent), and 5.4% had completed an apprenticeship.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
No qualifications	23.3%	20.6%	-2.7%	18.2%	2.4%
1-4 GCSEs or Equivalent	16.1%	12.7%	-3.4%	9.6%	3.1%
5 or more GCSEs, an A-Level or 1-2 AS Levels	18.5%	17.9%	-0.6%	13.4%	4.5%
Apprenticeship	5.6%	6.3%	0.7%	5.3%	1.0%
HNC, HND or 2+ A Levels	14.1%	14.7%	0.6%	16.9%	-2.2%
Degree or Similar	17.7%	24.2%	6.5%	33.8%	-9.6%
Other	4.8%	3.6%	-1.2%	2.8%	0.8%

Culture

Ethnic Group

In this area, the population is predominantly white, with 98.6% identifying as such, significantly higher than the UK average of 81.4%. This indicates a lower level of ethnic diversity compared to the broader UK population.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Other Asian	0.3%	0%	-0.3%	1.6%	-1.6%
Mixed White and Asian	0.7%	0%	-0.7%	0.8%	-0.8%
White	99%	98.6%	-0.4%	81.4%	17.2%
Gypsy or Irish Traveller	0%	0.4%	0.4%	0.1%	0.3%
Other	0%	1.1%	1.1%	1.6%	-0.5%

Country of Birth

In this area, 93.3% of the population were born in the United Kingdom, which is higher than the UK average of 83.2%.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
United Kingdom	97.9%	93.3%	-4.6%	83.2%	10.1%
European Union	0.3%	5%	4.7%	6.1%	-1.1%
Middle East and Asia	0.7%	1.4%	0.7%	5.6%	-4.2%
The Americas and the Caribbean	0.3%	0.4%	0.1%	1.3%	-0.9%
Oceania	0.7%	0%	-0.7%	0.3%	-0.3%

Length of Residence

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Born in the UK	97.9%	93.6%	-4.3%	83.2%	10.4%
10+ Years	0%	4.6%	4.6%	9.8%	-5.2%
5-10 Years	0%	1.4%	1.4%	2.9%	-1.5%
2-5 Years	0.7%	0.4%	-0.3%	2.2%	-1.8%
Less than 2 years	1.4%	0%	-1.4%	1.9%	-1.9%

Passport Held

	2021	UK Average	postcode vs UK (pp)
United Kingdom	80.9%	76.7%	4.2%
Italy	0.4%	0.6%	-0.2%
Poland	4.2%	1.3%	2.9%
Other EU countries	0.7%	1.5%	-0.8%
No passport held	13.8%	13.5%	0.3%

Religion

	2021	UK Average	postcode vs UK (pp)
No religion	23.8%	37.2%	-13.4%
Christian	69.9%	46.2%	23.7%
Buddhist	0.4%	0.5%	-0.1%
Other religion	1.1%	0.6%	0.5%
Not answered	5%	6.0%	-1.0%

Safety

Is Horsley Terrace Street dangerous?

Over the last 12 months, the overall crime rate around Horsley Terrace was 16.7 per 1,000 residents, which is 60.6% lower than the Penrith North average. The most reported crime type was Violence and sexual offences.

Horsley Terrace has the 3rd lowest crime rate of 24 local areas in Penrith North and the 182nd lowest crime rate of 774 local areas in Westmorland and Furness .

Violent and sexual offences accounted for around 16.7 crimes per 1,000 residents and have been falling year on year. Over the last decade, overall crime has fallen by about -2.1%.

🔎 See full breakdown of local crime, hotspots & trends

Affluence

Household Income

Households in this area have a lower level of wealth compared to the average household in England and Wales. 79% of analyzed areas in England and Wales have higher average household annual income than this area.

Average Household Income
£36,900

Income Rank
3/10

Household Income in CA11 8AY, Local Authority and Region

Deprivation

Index of Multiple Deprivation (IMD) - 7/10 (above average )
Indices of multiple deprivation (IMD) is used to classify the relative deprivation (a measure of poverty) of the area. It considers the following domains:
Income Deprivation Domain - 7/10 (above average )
The Income Deprivation Domain measures the percentage of people in the population who are experiencing poverty due to having a low income. It includes both those who are unemployed and those who are employed but earn very little (and who satisfy the respective means tests).
Employment Deprivation Domain - 7/10 (above average )
The Employment Deprivation Domain measures the proportion of the working-age population in an area involuntarily excluded from the labour market. This includes people who would like to work but are unable to do so due to unemployment, sickness or disability, or caring responsibilities.
Education, Skills and Training Domain - 8/10 (high )
The Education, Skills, and Training Deprivation Domain measures the lack of education and skills in a local area. It has two parts: one for children and young people, and one for adults. The part for children and young people looks at their school achievements ('flow'), while the part for adults looks at the number of adults without qualifications ('stock').
Health Deprivation and Disability Domain - 7/10 (above average )
The Health Deprivation and Disability Domain measures the risk of early death and poor quality of life due to bad physical or mental health. It looks at illness, disability, and early death, but not at behaviors or environments that might affect future health.
Crime Domain - 5/10 (average )
The Crime Domain measures the risk of people and property being victims of crime in a local area.
Barriers to Housing and Services Domain - 1/10 (very low )
The Barriers to Housing and Services Domain measures how easy or hard it is to access housing and local services. It has two parts: one looks at how close local services are, and the other looks at issues like how affordable housing is.
Living Environment Deprivation Domain - 8/10 (high )
The Living Environment Deprivation Domain measures the quality of the local environment. It has two parts: the "indoors" part looks at housing quality, and the "outdoors" part looks at air quality and road traffic accidents.
Income Deprivation Affecting Children Index (IDACI) - 6/10 (average )
The Income Deprivation Affecting Children Index (IDACI) measures how many children aged 0 to 15 live in low-income families. It is part of the Income Deprivation Domain, which looks at how many people in an area have low incomes. This includes both those who are unemployed and those who work but earn very little (and who satisfy the respective means tests).
Income Deprivation Affecting Older People Index (IDAOPI) - 6/10 (average )
The Income Deprivation Affecting Older People Index (IDAOPI) measures the percentage of people aged 60 or older who have low income. It is part of the Income Deprivation Domain, which looks at how many people in an area have low income, including both unemployed people and those with low-paying jobs (and who satisfy the respective means tests).

Property Prices

Average property prices on Horsley Terrace are based on 5 property sales since the beginning of 1995. Estimated property prices are calculated by adjusting the last sale price by current House Price Index for Westmorland And Furness.
StreetScan downloads house price data directly from the HM Land Registry and uses it to create these statistics.

House Prices for Horsley Terrace, Penrith, CA11 8AY

Estimated Average Property Prices for CA11 8AY

Average Price
£437,233

Semi-Detached
no sales

Terraced
no sales

Detached
£437,233

Flats/Maisonettes
no sales

Other
no sales

Estimated Average Property Prices for Horsley Terrace

Average Price
£324,756

Semi-Detached
no sales

Terraced
no sales

Detached
£324,756

Flats/Maisonettes
no sales

Other
no sales

Property Prices Comparison

Latest Property Sales on Horsley TerraceStreet

Address	Sale Price	Sale Date	Price Estimate 2025
2 Horsley Terrace, Penrith, Westmorland And Furness Detached, an established residential building	£472,500	2024-01-12	£488,030
4 Horsley Terrace, Penrith, Cumbria Detached, an established residential building	£248,000	2020-02-10	£307,995
2 Horsley Terrace, Penrith, Cumbria Detached, an established residential building	£230,000	2017-10-13	£294,821
4 Horsley Terrace, Penrith, Cumbria Detached, an established residential building	£124,500	2006-07-12	£184,966
3 Horsley Terrace, Penrith, Cumbria Detached, an established residential building	£145,000	2000-09-01	£472,846

View All Property Sales and Other Statistics for CA11 8AY

Employment

CA11 8AY area has a high level of entrepreneurship. Only 20% of streets have higher percent of entrepreneur residents. 13% of population in this area is self-employed, while the average in the UK is 9.7%. High number of entrepreneurs usually leads to relatively high economic growth, higher paid jobs and better quality of life in the area.

CA11 8AY area has a low unemployment rate. According to Census 2021, 1% residents of this area were unemployed, while the average in the UK was 4.83%. A low level of unemployment in an area indicates a strong job market, where most people who are seeking work can find employment. This generally reflects a healthy economy in the area.

The percentage of retired residents living in CA11 8AY area is much higher than the country's average. According to Census 2011, 33% residents of this area were retired, while the average in the UK was 14%.

Economic Activity

Retired	85
Full-Time Employee	64
Part-Time Employee	42
Self-Employed	32
Full-Time Student (with or without job)	9
Other	6
Looking after home or family	6
Student (economically inactive)	5
Long-Term Sick or disabled	4
Unemployed	2

Employment Industry

Wholesale and retail trade; repair of motor vehicles and motor cycles	30
Human health and social work activities	16
Accommodation and food service activities	13
Manufacturing	12
Construction	12
Other	9
Transport and storage	9
Public administration and defence; compulsory social security	8
Professional, scientific and technical activities	6
Administrative and support service activities	6
Education	5
Agriculture, forestry and fishing	3
Information and communication	2
Real estate activities	2
Water supply; sewerage, waste management and remediation activities	1

Schools

Primary

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Beaconside CofE Primary School Hutton Hill , CA11 8EN	3out of 4	228 yd	Voluntary aided school	Yes	Mixed	More About School
St Catherine's Catholic Primary School Drovers Lane , CA11 9EL	3out of 4	960 yd	Voluntary aided school	No	Mixed	More About School
Brunswick School Brunswick Road , CA11 7LX	3out of 4	989 yd	Community school	Yes	Mixed	More About School
North Lakes School Huntley Avenue , CA11 8NU	3out of 4	1,715 yd	Community school	No	Mixed	More About School
Yanwath Primary School Yanwath , CA10 2LA	3out of 4	3,783 yd	Academy sponsor led	Yes	Mixed	More About School

Secondary

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Ullswater Community College Wetheriggs Lane , CA11 8NG	2out of 4	1,287 yd	Foundation school	No	Mixed	More About School
Queen Elizabeth Grammar School Penrith Ullswater Road , CA11 7EG	4out of 4	1,627 yd	Academy converter	Not Applicable	Mixed	More About School

Not applicable

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Hunter Hall School Frenchfield , Penrith CA11 8UA	- not rated	1,855 yd	Other independent school	Yes	Mixed	More About School

School statistics for this postcode are based on Ofsted rankings.

Food and Drink

Restaurants, Cafes, Canteens

Business Name	Address	Distance
Foundry 34	34 Burrowgate	894 yd
Traymons Cafe	46 Burrowgate	894 yd
Cafe4Eden	St Andrews Centre, St Andrews Place	913 yd
Daffodils Coffee House	8 St Andrews Churchyard	922 yd
Cafe Dawn-Marie	3 St Andrews Churchyard	922 yd

Pubs, Bars, Nightclubs

Business Name	Address	Distance
The Druids Arms	28 Sandgate	791 yd
Grey Goat	Sandgate	822 yd
The Pinny	Burrowgate	894 yd
Woolpack	Burrowgate	894 yd
The Warehouse	43 Burrowgate	894 yd

Takeaway, Sandwich Shops

Business Name	Address	Distance
Ming's Kitchen	5 Sandgate	801 yd
Sandgate Friery	34 Burrowgate	894 yd
Golden Boat Chinese Takeaway	24 Queen Street	933 yd
Sukiya	44 Middlegate	972 yd
Pizza Piatto	21 King Street	976 yd

Supermarkets, Hypermarkets

Business Name	Address	Food hygiene rating	Distance
Marks & Spencer Simply Foods	22-24 King Street		1,007 yd

Sport

Facility Name	Sport Objects	Distance
Beaconside C Of E Primary School HUTTON HILL	grass pitches	281 yd
Peak Fitness (Penrith)(Independent) (Closed) Clint Mill Clint Mill Cornmarket	health and fitness suite	1,074 yd
St Catherines Catholic Primary School DROVERS LANE	grass pitches	1,082 yd

Broadband

Technology Aviability

Percentage of premises that have Superfast Broadband (30Mbit/s or greater) coverage from fixed broadband	100.0%
Percentage of premises that have Ultrafast Broadband (100Mbit/s or greater) coverage from fixed broadband	100.0%
Percentage of premises that have Ultrafast Broadband (300Mbit/s or greater) coverage from fixed broadband	100.0%
Percentage of premises that have coverage from a Gigabit capable service from fixed broadband	100.0%

Speed Aviability

Percentage of premises unable to receive 2Mbit/s	0.0%
Percentage of premises unable to receive 5Mbit/s	0.0%
Percentage of premises unable to receive 10Mbit/s	0.0%
Percentage of premises unable to receive 30Mbit/s	0.0%

Broadband statistics are based on Ofcom's Communications Market Report (CMR) 2022.

Overview of CA11 8AY