Bank Top, Lumb, Rossendale, BB4 9NF

People

Gender

In the UK, the overall gender distribution is approximately 49% male and 51% female. However, the area surrounding BB4 9NF, has a female population slightly higher than UK average, with 53.7% of residents being female. Several factors can contribute to this. Women generally live longer than men, resulting in a higher proportion of women in neighborhoods with significant elderly populations. Typically, as people grow older, they tend to relocate from city center addresses to suburban areas, smaller towns, and rural locations. Consequently, these areas often have a higher number of females. A higher female population can also be found in areas with industries that employ more women, such as healthcare, education, and retail.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Female	52.6%	53.7%	1.1%	51.0%	2.7%
Male	47.4%	46.3%	-1.1%	49.0%	-2.7%

Partnership Status

Across the UK, the average relationship status breakdown is roughly 44% married, 38% single, 9% divorced, 6% widowed, and 2% separated.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Single	30%	31.4%	1.4%	37.9%	-6.5%
Married: Opposite sex	41%	37.7%	-3.3%	44.2%	-6.5%
Married: Same sex	0%	1%	1.0%	0.3%	0.7%
Civil partnership: Opposite sex	0%	0.5%	0.5%	0.1%	0.4%
Separated	5.5%	4.8%	-0.7%	2.2%	2.6%
Divorced	12.4%	18.4%	6.0%	9.1%	9.3%
Widowed	11.1%	6.3%	-4.8%	6.1%	0.2%

Health

Across the UK, the average 48.4% rated their health as Very Good, 33.6% as Good, 12.7% as Fair, 4% as Bad, and 1.2% as Very Bad.

Population age significantly impacts residents' health. Additionally, socioeconomic status plays a crucial role: higher income levels and lower poverty rates are linked to better health outcomes. Affluent areas benefit from higher living standards, access to private healthcare, and healthier lifestyle choices.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Very good health	38.1%	42.9%	4.8%	48.4%	-5.5%
Good health	34.4%	35.1%	0.7%	33.6%	1.5%
Fair health	20.2%	13.9%	-6.3%	12.7%	1.2%
Bad health	5.3%	5.6%	0.3%	4.0%	1.6%
Very bad health	2%	2.6%	0.6%	1.2%	1.4%

Education and Qualifications

During the 2021 census, the educational qualifications of residents across the UK were as follows: 18.2% had no qualifications, 9.6% had 1-4 GCSEs, 13.4% had 5 or more GCSEs and 1-2 A/AS Levels, 16.9% had 2 or more A Levels, 33.8% held a degree (or equivalent), and 5.4% had completed an apprenticeship.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
No qualifications	28.1%	23.8%	-4.3%	18.2%	5.6%
1-4 GCSEs or Equivalent	14.7%	10.2%	-4.5%	9.6%	0.6%
5 or more GCSEs, an A-Level or 1-2 AS Levels	13.8%	11.7%	-2.1%	13.4%	-1.7%
Apprenticeship	4.6%	10.2%	5.6%	5.3%	4.9%
HNC, HND or 2+ A Levels	14.3%	16.5%	2.2%	16.9%	-0.4%
Degree or Similar	19.8%	27.2%	7.4%	33.8%	-6.6%
Other	4.6%	0.5%	-4.1%	2.8%	-2.3%

Culture

Ethnic Group

In this area, the population is predominantly white, with 96.9% identifying as such, significantly higher than the UK average of 81.4%. This indicates a lower level of ethnic diversity compared to the broader UK population.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Other Asian	0.8%	1.3%	0.5%	1.6%	-0.3%
Black African	0%	0.4%	0.4%	2.5%	-2.1%
Mixed White and Asian	0%	0.4%	0.4%	0.8%	-0.4%
Mixed White and Caribbean	0%	0.4%	0.4%	0.9%	-0.5%
Mixed Other	0%	0.4%	0.4%	0.8%	-0.4%
White	99.2%	96.9%	-2.3%	81.4%	15.5%

Country of Birth

In this area, 95.2% of the population were born in the United Kingdom, which is higher than the UK average of 83.2%.

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
United Kingdom	96.8%	95.2%	-1.6%	83.2%	12.0%
European Union	1.6%	1.8%	0.2%	6.1%	-4.3%
Rest of Europe	0%	0.9%	0.9%	0.8%	0.1%
Africa	0%	0.4%	0.4%	2.7%	-2.3%
Middle East and Asia	1.6%	1.3%	-0.3%	5.6%	-4.3%
British Overseas	0%	0.4%	0.4%	0.0%	0.4%

Length of Residence

	2011	2021	10y change (pp)	UK Average	postcode vs UK (pp)
Born in the UK	96.4%	94.8%	-1.6%	83.2%	11.6%
10+ Years	0%	3.1%	3.1%	9.8%	-6.7%
5-10 Years	0.8%	0.4%	-0.4%	2.9%	-2.5%
2-5 Years	0.4%	0.4%	0.0%	2.2%	-1.8%
Less than 2 years	2.4%	1.3%	-1.1%	1.9%	-0.6%

Passport Held

	2021	UK Average	postcode vs UK (pp)
United Kingdom	82.2%	76.7%	5.5%
France	1.3%	0.3%	1.0%
Poland	0.4%	1.3%	-0.9%
Other EU countries	0.4%	1.5%	-1.1%
South-East Asia	1.3%	0.2%	1.1%
No passport held	14.3%	13.5%	0.8%

Religion

	2021	UK Average	postcode vs UK (pp)
No religion	36.4%	37.2%	-0.8%
Christian	53.5%	46.2%	7.3%
Buddhist	1.3%	0.5%	0.8%
Other religion	0.4%	0.6%	-0.2%
Not answered	8.3%	6.0%	2.3%

Safety

Is Bank Top Street dangerous?

Over the last 12 months, the overall crime rate around Bank Top was 43.9 per 1,000 residents, which is 11.0% lower than the Goodshaw & Cribden average. The most reported crime type was Violence and sexual offences.

Bank Top has the 20th lowest crime rate of 53 local areas in Goodshaw & Cribden and the 66th lowest crime rate of 224 local areas in Rossendale .

Violent and sexual offences accounted for around 29.3 crimes per 1,000 residents and have been rising year on year. Over the last decade, overall crime has fallen by about -39.6%.

🔎 See full breakdown of local crime, hotspots & trends

Affluence

Household Income

Households in this area have a similar level level of wealth to the average household in England and Wales. 55% of analyzed areas in England and Wales have lower average household annual income than this area.

Average Household Income
£46,200

Income Rank
6/10

Household Income in BB4 9NF, Local Authority and Region

Deprivation

Index of Multiple Deprivation (IMD) - 7/10 (above average )
Indices of multiple deprivation (IMD) is used to classify the relative deprivation (a measure of poverty) of the area. It considers the following domains:
Income Deprivation Domain - 6/10 (average )
The Income Deprivation Domain measures the percentage of people in the population who are experiencing poverty due to having a low income. It includes both those who are unemployed and those who are employed but earn very little (and who satisfy the respective means tests).
Employment Deprivation Domain - 7/10 (above average )
The Employment Deprivation Domain measures the proportion of the working-age population in an area involuntarily excluded from the labour market. This includes people who would like to work but are unable to do so due to unemployment, sickness or disability, or caring responsibilities.
Education, Skills and Training Domain - 5/10 (average )
The Education, Skills, and Training Deprivation Domain measures the lack of education and skills in a local area. It has two parts: one for children and young people, and one for adults. The part for children and young people looks at their school achievements ('flow'), while the part for adults looks at the number of adults without qualifications ('stock').
Health Deprivation and Disability Domain - 7/10 (above average )
The Health Deprivation and Disability Domain measures the risk of early death and poor quality of life due to bad physical or mental health. It looks at illness, disability, and early death, but not at behaviors or environments that might affect future health.
Crime Domain - 4/10 (below average )
The Crime Domain measures the risk of people and property being victims of crime in a local area.
Barriers to Housing and Services Domain - 7/10 (above average )
The Barriers to Housing and Services Domain measures how easy or hard it is to access housing and local services. It has two parts: one looks at how close local services are, and the other looks at issues like how affordable housing is.
Living Environment Deprivation Domain - 8/10 (high )
The Living Environment Deprivation Domain measures the quality of the local environment. It has two parts: the "indoors" part looks at housing quality, and the "outdoors" part looks at air quality and road traffic accidents.
Income Deprivation Affecting Children Index (IDACI) - 6/10 (average )
The Income Deprivation Affecting Children Index (IDACI) measures how many children aged 0 to 15 live in low-income families. It is part of the Income Deprivation Domain, which looks at how many people in an area have low incomes. This includes both those who are unemployed and those who work but earn very little (and who satisfy the respective means tests).
Income Deprivation Affecting Older People Index (IDAOPI) - 6/10 (average )
The Income Deprivation Affecting Older People Index (IDAOPI) measures the percentage of people aged 60 or older who have low income. It is part of the Income Deprivation Domain, which looks at how many people in an area have low income, including both unemployed people and those with low-paying jobs (and who satisfy the respective means tests).

Property Prices

Average property prices on Bank Top are based on 9 property sales since the beginning of 1995. Estimated property prices are calculated by adjusting the last sale price by current House Price Index for Rossendale.
StreetScan downloads house price data directly from the HM Land Registry and uses it to create these statistics.

House Prices for Bank Top, Lumb, Rossendale, BB4 9NF

Estimated Average Property Prices for BB4 9NF

Average Price
£830,013

Semi-Detached
£822,713

Terraced
no sales

Detached
£851,913

Flats/Maisonettes
no sales

Other
no sales

Estimated Average Property Prices for Bank Top

Average Price
£856,382

Semi-Detached
£849,363

Terraced
no sales

Detached
£880,949

Flats/Maisonettes
no sales

Other
no sales

Property Prices Comparison

Latest Property Sales on Bank TopStreet

Address	Sale Price	Sale Date	Price Estimate 2025
Bank Top Gables Bank Top, Rossendale, Lancashire Semi-Detached, an established residential building	£629,000	2021-01-29	£805,808
Bank Top Farm Bank Top, Rossendale, Lancashire Semi-Detached, an established residential building	£475,000	2020-02-14	£672,971
Bank Top Farm Bank Top, Rossendale, Lancashire Semi-Detached, an established residential building	£396,500	2015-04-13	£750,726
Far Bank Top Farm Bank Top, Rossendale, Lancashire Detached, an established residential building	£500,000	2010-06-04	£829,451
Bank Top Gables Bank Top, Rossendale, Lancashire Semi-Detached, an established residential building	£499,950	2006-12-06	£848,350

View All Property Sales and Other Statistics for BB4 9NF

Employment

BB4 9NF area has a very high level of entrepreneurship. Only 8% of streets have higher percent of entrepreneur residents. 16% of population in this area is self-employed, while the average in the UK is 9.7%. High number of entrepreneurs usually leads to relatively high economic growth, higher paid jobs and better quality of life in the area.

BB4 9NF area has a low unemployment rate. According to Census 2021, 2% residents of this area were unemployed, while the average in the UK was 4.83%. A low level of unemployment in an area indicates a strong job market, where most people who are seeking work can find employment. This generally reflects a healthy economy in the area.

Economic Activity

Full-Time Employee	79
Retired	34
Self-Employed	32
Part-Time Employee	21
Long-Term Sick or disabled	16
Looking after home or family	7
Other	6
Unemployed	5
Student (economically inactive)	4
Full-Time Student (with or without job)	1

Employment Industry

Manufacturing	22
Wholesale and retail trade; repair of motor vehicles and motor cycles	20
Human health and social work activities	15
Construction	13
Education	13
Public administration and defence; compulsory social security	12
Administrative and support service activities	8
Information and communication	6
Accommodation and food service activities	6
Transport and storage	6
Agriculture, forestry and fishing	6
Professional, scientific and technical activities	5
Other	3
Real estate activities	2
Financial and insurance activities	2

Schools

Nursery

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Staghills Nursery School Top Barn Lane , Newchurch BB4 7UE	4out of 4	2,916 yd	Local authority nursery school	Yes	Mixed	More About School
Bacup Nursery School Cowtoot Lane , OL13 8EF	4out of 4	4,362 yd	Local authority nursery school	Yes	Mixed	More About School
Hillside Nursery School Cedar Avenue , Haslingden BB4 5NH	3out of 4	4,909 yd	Local authority nursery school	Yes	Mixed	More About School

Primary

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Water Primary School Burnley Road East , Water BB4 9PX	3out of 4	968 yd	Community school	No	Mixed	More About School
St Anne's Church of England Primary School Ashworth Road , Waterfoot BB4 9JE	3out of 4	2,364 yd	Voluntary aided school	Yes	Mixed	More About School
Crawshawbooth Primary School Burnley Road , Crawshawbooth BB4 8AN	3out of 4	2,415 yd	Community school	No	Mixed	More About School
St Peter's Roman Catholic Primary School, Newchurch St Peter's Road , Newchurch BB4 9EZ	4out of 4	2,728 yd	Voluntary aided school	No	Mixed	More About School
Rawtenstall St Paul's Church of England Primary School Calder Road , BB4 8HW	3out of 4	2,776 yd	Voluntary controlled school	No	Mixed	More About School

Secondary

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Alder Grange School Calder Road , Rawtenstall BB4 8HW	3out of 4	2,669 yd	Community school	No	Mixed	More About School
The Valley Leadership Academy Fearns Moss , OL13 0TG	1out of 4	3,380 yd	Academy sponsor led	No	Mixed	More About School
Bacup and Rawtenstall Grammar School Glen Road , Waterfoot BB4 7BJ	4out of 4	3,498 yd	Academy converter	No	Mixed	More About School
All Saints' Roman Catholic High School, a Voluntary Academy Haslingden Road , Rawtenstall BB4 6SJ	- not rated	4,831 yd	Academy converter	No	Mixed	More About School

Not applicable

	Ofsted Overall Effectiveness	Distance	Establishment Type	Has Nursery Classes	Gender	More Info
Moorlands View School Manchester Road , Dunnockshaw BB11 5PQ	- not rated	3,491 yd	Other independent special school	Not Applicable	Mixed	More About School
Belmont School Haslingden Road , Rawtenstall BB4 6RX	- not rated	4,260 yd	Other independent special school	Not Applicable	Boys	More About School
Rawtenstall Cribden House Community Special School Haslingden Road , Rawtenstall BB4 6RX	4out of 4	4,620 yd	Community special school	Not Applicable	Mixed	More About School

School statistics for this postcode are based on Ofsted rankings.

Food and Drink

Restaurants, Cafes, Canteens

Business Name	Address	Food hygiene rating	Distance
The Water Trough	1095 Burnley Road East, Waterfoot		1,083 yd

Pubs, Bars, Nightclubs

Business Name	Address	Food hygiene rating	Distance
The Hargreaves Arms Pub & Restaurant	Hargreaves Arms, 910 Burnley Road East		443 yd
The Commercial Hotel	Commercial Inn, 1085 Burnley Road East		902 yd

Sport

Facility Name	Sport Objects	Distance
Lumb Millennium Green PEERS CLOUGH ROAD	grass pitches	412 yd

Broadband

Technology Aviability

Percentage of premises that have Superfast Broadband (30Mbit/s or greater) coverage from fixed broadband	0.0%
Percentage of premises that have Ultrafast Broadband (100Mbit/s or greater) coverage from fixed broadband	0.0%
Percentage of premises that have Ultrafast Broadband (300Mbit/s or greater) coverage from fixed broadband	0.0%
Percentage of premises that have coverage from a Gigabit capable service from fixed broadband	0.0%

Speed Aviability

Percentage of premises unable to receive 2Mbit/s	0.0%
Percentage of premises unable to receive 5Mbit/s	0.0%
Percentage of premises unable to receive 10Mbit/s	0.0%
Percentage of premises unable to receive 30Mbit/s	100.0%

Broadband statistics are based on Ofcom's Communications Market Report (CMR) 2022.